[{"data":1,"prerenderedAt":4641},["ShallowReactive",2],{"en-blog/ai-in-accounts-payable":3,"en-global-content":2326,"en-article-global-content":3551,"en-blog-article-more-articles-4c34e454-8993-474f-a2d1-5c1f6a260e14":3813,"en-blog-article-more-articles-233797368468048":4636},{"name":4,"created_at":5,"published_at":6,"updated_at":7,"id":8,"uuid":9,"content":10,"slug":2315,"full_slug":2316,"sort_by_date":26,"position":2317,"tag_list":2318,"is_startpage":29,"parent_id":2319,"meta_data":26,"group_id":2320,"first_published_at":6,"release_id":26,"lang":33,"path":26,"alternates":2321,"default_full_slug":2316,"translated_slugs":2322},"AI in accounts payable: what to automate and what to keep under control","2026-10-23T15:23:55.648Z","2026-10-23T15:29:57.649Z","2026-10-23T15:29:57.685Z",233797368468048,"18cb6844-9811-4f33-a237-6aa8982b4dce",{"_uid":11,"roles":12,"title":4,"author":77,"topics":131,"content":161,"noIndex":29,"category":2272,"language":2296,"component":2285,"heroMedia":2297,"sidebarCta":2298,"publishedAt":2299,"redirectUrl":88,"leadwallForm":2300,"listingImage":2301,"leadwallTitle":88,"metaDescription":2312,"bottomArticleCta":2313,"leadwallSubtitle":88,"isLeadwallEnabled":29,"componentsAfterTheArticle":2314,"leadwallVisibleParagraphs":88},"23cd1e64-f4f8-47a1-b91c-dde8cfcb7e39",[13,43,60],{"name":14,"created_at":15,"published_at":16,"updated_at":17,"id":18,"uuid":19,"content":20,"slug":24,"full_slug":25,"sort_by_date":26,"position":27,"tag_list":28,"is_startpage":29,"parent_id":30,"meta_data":26,"group_id":31,"first_published_at":32,"release_id":26,"lang":33,"path":26,"alternates":34,"default_full_slug":25,"translated_slugs":35,"_stopResolving":42},"Accountant","2022-09-19T13:36:28.660Z","2026-03-12T10:47:18.012Z","2026-03-12T10:47:19.576Z",190903620,"27d61cde-0093-4c00-be8d-5cda47ef9ed7",{"_uid":21,"name":22,"component":23},"8ee7bc5e-ac5d-48c5-8424-e446196b1d39","Accountants","tag","accountants","blog/role/accountants",null,0,[],false,190903385,"08848a19-819c-4c13-a216-e645ec1fe12a","2022-11-02T15:24:19.056Z","default",[],[36,38,40],{"path":25,"name":26,"lang":37,"published":26},"fr",{"path":25,"name":26,"lang":39,"published":26},"de",{"path":25,"name":26,"lang":41,"published":26},"es",true,{"name":44,"created_at":45,"published_at":16,"updated_at":46,"id":47,"uuid":48,"content":49,"slug":50,"full_slug":51,"sort_by_date":26,"position":27,"tag_list":52,"is_startpage":29,"parent_id":30,"meta_data":26,"group_id":53,"first_published_at":54,"release_id":26,"lang":33,"path":26,"alternates":55,"default_full_slug":51,"translated_slugs":56,"_stopResolving":42},"Finance Manager","2024-11-14T16:28:41.778Z","2026-03-12T10:48:04.003Z",579108186,"ac906673-c199-4d4b-900d-b03772ebac22",{"_uid":21,"name":44,"component":23},"finance-manager","blog/role/finance-manager",[],"bec0b063-2fa8-44a2-aefc-e1335f13ea22","2024-11-14T16:29:40.515Z",[],[57,58,59],{"path":51,"name":26,"lang":37,"published":26},{"path":51,"name":26,"lang":39,"published":26},{"path":51,"name":26,"lang":41,"published":26},{"name":61,"created_at":62,"published_at":16,"updated_at":63,"id":64,"uuid":65,"content":66,"slug":67,"full_slug":68,"sort_by_date":26,"position":27,"tag_list":69,"is_startpage":29,"parent_id":30,"meta_data":26,"group_id":70,"first_published_at":71,"release_id":26,"lang":33,"path":26,"alternates":72,"default_full_slug":68,"translated_slugs":73,"_stopResolving":42},"Financial Controller","2024-11-14T16:28:28.920Z","2026-03-12T10:48:03.955Z",579107717,"ef8ab7b7-f3c6-41c4-8363-45848989042c",{"_uid":21,"name":61,"component":23},"financial-controller","blog/role/financial-controller",[],"95642eaf-2539-4d06-bbba-8fc9ba64af2b","2024-11-14T16:29:42.813Z",[],[74,75,76],{"path":68,"name":26,"lang":37,"published":26},{"path":68,"name":26,"lang":39,"published":26},{"path":68,"name":26,"lang":41,"published":26},{"name":78,"created_at":79,"published_at":80,"updated_at":81,"id":82,"uuid":83,"content":84,"slug":119,"full_slug":120,"sort_by_date":26,"position":121,"tag_list":122,"is_startpage":29,"parent_id":123,"meta_data":26,"group_id":124,"first_published_at":125,"release_id":26,"lang":33,"path":26,"alternates":126,"default_full_slug":120,"translated_slugs":127,"_stopResolving":42},"Maxime Reding","2026-03-17T08:39:44.277Z","2026-04-28T15:28:02.354Z","2026-04-28T15:28:02.367Z",155841266825828,"30784b49-7d4f-4209-ab52-8ffb11664c7d",{"_uid":85,"links":86,"picture":101,"lastName":105,"component":106,"firstName":107,"description":108},"88e4340f-e2bc-42fe-a8f0-79dafdd55f97",[87],{"tag":88,"_uid":89,"hide":29,"icon":90,"link":95,"type":88,"label":88,"style":99,"component":100,"mobileLabel":88,"onClickEvent":88,"openInANewTab":42,"horizontalFill":29},"","4ba61fb6-4159-4585-93bd-76c8eacb7945",{"id":91,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":92,"copyright":88,"fieldtype":93,"meta_data":94,"is_external_url":29},4129791,"https://a.storyblok.com/f/146026/x/315bd7d0c7/ic_linkedin.svg","asset",{},{"id":88,"url":96,"linktype":97,"fieldtype":98,"cached_url":96},"https://www.linkedin.com/in/maxime-reding-0777b7172/","url","multilink","primary","cta",{"id":102,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":103,"copyright":88,"fieldtype":93,"meta_data":104,"is_external_url":29},155841634553012,"https://a.storyblok.com/f/146026/512x512/cf0a8b2f08/t3hl6t4qp-u02bu4jb4d8-a93da9d1f60a-512.png",{},"Reding","author","Maxime",{"type":109,"content":110},"doc",[111],{"type":112,"attrs":113,"content":115},"paragraph",{"textAlign":26,"key":114},"p-0",[116],{"text":117,"type":118},"Originally from Luxembourg and educated at the Rotterdam School of Management, he brings a sharp analytical mindset and a background in strategic management to our finance team. Maxime joined Spendesk in 2021 and has grown steadily through the ranks since, becoming our resident finance engineer.","text","maxime-reding","blog/author/maxime-reding",-1140,[],176408854,"21643648-1964-4f50-93e1-adc353a4c358","2026-03-17T08:43:08.491Z",[],[128,129,130],{"path":120,"name":26,"lang":37,"published":26},{"path":120,"name":26,"lang":39,"published":26},{"path":120,"name":26,"lang":41,"published":26},[132],{"name":133,"created_at":134,"published_at":135,"updated_at":136,"id":137,"uuid":138,"content":139,"slug":149,"full_slug":150,"sort_by_date":26,"position":151,"tag_list":152,"is_startpage":29,"parent_id":153,"meta_data":26,"group_id":154,"first_published_at":155,"release_id":26,"lang":33,"path":26,"alternates":156,"default_full_slug":150,"translated_slugs":157,"_stopResolving":42},"Finance strategy","2022-10-19T17:57:50.961Z","2026-09-29T09:13:54.941Z","2026-09-29T09:13:54.957Z",206171406,"4c34e454-8993-474f-a2d1-5c1f6a260e14",{"seo":140,"_uid":148,"name":133,"component":23},[141],{"_uid":142,"noIndex":29,"component":143,"metaFields":144},"a850324e-c837-4a13-8f8f-4fbe4fd15397","seo",{"_uid":145,"plugin":146,"description":147},"e114f30f-fa13-4ca9-8e17-57f0f612f8ec","meta-fields","Long-term thinking on finance strategy: budgeting, forecasting, and the frameworks finance leaders use to plan for growth.","11f616ce-9f54-42bb-967c-fdb960b62cef","finance-strategy","blog/topic/finance-strategy",-100,[],176456153,"5a788f5a-b853-4a56-959b-15a4ea69fd80","2022-11-02T15:24:54.143Z",[],[158,159,160],{"path":150,"name":26,"lang":37,"published":26},{"path":150,"name":26,"lang":39,"published":26},{"path":150,"name":26,"lang":41,"published":26},{"type":109,"attrs":162,"content":163},{"backgroundColor":26},[164,169,175,181,191,243,250,256,262,275,278,284,342,348,355,358,366,372,438,444,451,457,463,470,476,502,508,565,571,577,584,590,648,654,660,667,673,679,744,750,757,763,805,811,818,823,965,967,972,977,1014,1021,1026,1033,1038,1075,1082,1087,1124,1129,1136,1141,1199,1204,1211,1216,1260,1265,1272,1277,1284,1289,1361,1368,1373,1440,1446,1452,1458,1465,1471,1483,1489,1555,1561,1568,1574,1580,1586,1597,1600,1606,1672,1678,1685,1691,1741,1747,1753,1759,1765,1815,1821,1827,1834,1837,1844,1850,1856,1862,1869,1875,1881,1923,1929,1936,1942,1948,2005,2011,2018,2024,2077,2083,2090,2096,2102,2108,2158,2165,2171,2177,2183,2249,2255],{"type":112,"attrs":165,"content":166},{"textAlign":26,"key":114},[167],{"text":168,"type":118},"Your team spends most supplier-invoice hours on re-keying, matching and chasing approvals, with too little time left for the decisions that need finance expertise.",{"type":112,"attrs":170,"content":172},{"textAlign":26,"key":171},"p-1",[173],{"text":174,"type":118},"AI can now prepare much of that routine work. It can extract invoice data, suggest coding, match documents, route approvals and surface exceptions. But the important decisions, and accountability for them, remain with your team.",{"type":112,"attrs":176,"content":178},{"textAlign":26,"key":177},"p-2",[179],{"text":180,"type":118},"This guide explains what AI can support in accounts payable today, where human judgement still matters, and how finance teams can automate preparation without giving up control.",{"type":182,"attrs":183,"content":185},"heading",{"level":184,"textAlign":26},2,[186],{"text":187,"type":118,"marks":188},"Key takeaways",[189],{"type":190},"bold",{"type":192,"content":193},"bullet_list",[194,203,211,219,227,235],{"type":195,"content":196},"list_item",[197],{"type":112,"attrs":198,"content":200},{"textAlign":26,"key":199},"p-3",[201],{"text":202,"type":118},"AI can prepare routine AP work while people retain control of approvals, exceptions and payment permissions.",{"type":195,"content":204},[205],{"type":112,"attrs":206,"content":208},{"textAlign":26,"key":207},"p-4",[209],{"text":210,"type":118},"Invoice capture is one of the most established use cases, with coding suggestions, matching and routing developing alongside it.",{"type":195,"content":212},[213],{"type":112,"attrs":214,"content":216},{"textAlign":26,"key":215},"p-5",[217],{"text":218,"type":118},"Rules, OCR, machine learning and AI assistants solve different AP problems and are often used together.",{"type":195,"content":220},[221],{"type":112,"attrs":222,"content":224},{"textAlign":26,"key":223},"p-6",[225],{"text":226,"type":118},"Payment release and supplier bank-detail changes need clearly assigned permissions and independent checks.",{"type":195,"content":228},[229],{"type":112,"attrs":230,"content":232},{"textAlign":26,"key":231},"p-7",[233],{"text":234,"type":118},"The best target is not fully automated AP. It is a connected process where routine invoices move quickly and exceptions are visible.",{"type":195,"content":236},[237],{"type":112,"attrs":238,"content":240},{"textAlign":26,"key":239},"p-8",[241],{"text":242,"type":118},"Spendesk Accounts Payable brings invoices, matching, approval workflows, payments and supporting documents into one connected supplier-payments platform.",{"type":182,"attrs":244,"content":245},{"level":184,"textAlign":26},[246],{"text":247,"type":118,"marks":248},"What is AI in accounts payable?",[249],{"type":190},{"type":112,"attrs":251,"content":253},{"textAlign":26,"key":252},"p-9",[254],{"text":255,"type":118},"AI in accounts payable is software that helps read, classify, match and route supplier invoices so that finance teams can review and decide without entering every field manually.",{"type":112,"attrs":257,"content":259},{"textAlign":26,"key":258},"p-10",[260],{"text":261,"type":118},"The practical model is:",{"type":263,"content":264},"blockquote",[265],{"type":112,"attrs":266,"content":268},{"textAlign":26,"key":267},"p-11",[269],{"text":270,"type":118,"marks":271},"Software prepares. People review, decide and remain accountable.",[272,273],{"type":190},{"type":274},"italic",{"type":112,"attrs":276},{"textAlign":26,"key":277},"p-12",{"type":112,"attrs":279,"content":281},{"textAlign":26,"key":280},"p-13",[282],{"text":283,"type":118},"Depending on the product and configuration, AP automation can:",{"type":192,"content":285},[286,294,302,310,318,326,334],{"type":195,"content":287},[288],{"type":112,"attrs":289,"content":291},{"textAlign":26,"key":290},"p-14",[292],{"text":293,"type":118},"extract supplier, invoice, date, VAT, total and line-item data;",{"type":195,"content":295},[296],{"type":112,"attrs":297,"content":299},{"textAlign":26,"key":298},"p-15",[300],{"text":301,"type":118},"suggest general ledger codes, cost centres and VAT treatment;",{"type":195,"content":303},[304],{"type":112,"attrs":305,"content":307},{"textAlign":26,"key":306},"p-16",[308],{"text":309,"type":118},"match invoices against purchase orders and delivery records;",{"type":195,"content":311},[312],{"type":112,"attrs":313,"content":315},{"textAlign":26,"key":314},"p-17",[316],{"text":317,"type":118},"route invoices to the correct approver;",{"type":195,"content":319},[320],{"type":112,"attrs":321,"content":323},{"textAlign":26,"key":322},"p-18",[324],{"text":325,"type":118},"identify duplicates and discrepancies;",{"type":195,"content":327},[328],{"type":112,"attrs":329,"content":331},{"textAlign":26,"key":330},"p-19",[332],{"text":333,"type":118},"prepare payment information and show payment status;",{"type":195,"content":335},[336],{"type":112,"attrs":337,"content":339},{"textAlign":26,"key":338},"p-20",[340],{"text":341,"type":118},"answer or draft responses to routine supplier-status questions.",{"type":112,"attrs":343,"content":345},{"textAlign":26,"key":344},"p-21",[346],{"text":347,"type":118},"Not every product supports every task, and automation does not remove the need for control design. The quality of the result depends on the invoice data, supplier history, configured rules, matching information and permissions around the workflow.",{"type":182,"attrs":349,"content":350},{"level":184,"textAlign":26},[351],{"text":352,"type":118,"marks":353},"Which AP tasks can AI support today?",[354],{"type":190},{"type":112,"attrs":356},{"textAlign":26,"key":357},"p-22",{"type":182,"attrs":359,"content":361},{"level":360,"textAlign":26},3,[362],{"text":363,"type":118,"marks":364},"Invoice capture and line-item extraction",[365],{"type":190},{"type":112,"attrs":367,"content":369},{"textAlign":26,"key":368},"p-23",[370],{"text":371,"type":118},"OCR and AI-powered document processing can read data from PDFs, scans and email attachments. The result is placed into a review queue with fields such as:",{"type":192,"content":373},[374,382,390,398,406,414,422,430],{"type":195,"content":375},[376],{"type":112,"attrs":377,"content":379},{"textAlign":26,"key":378},"p-24",[380],{"text":381,"type":118},"supplier name;",{"type":195,"content":383},[384],{"type":112,"attrs":385,"content":387},{"textAlign":26,"key":386},"p-25",[388],{"text":389,"type":118},"invoice number;",{"type":195,"content":391},[392],{"type":112,"attrs":393,"content":395},{"textAlign":26,"key":394},"p-26",[396],{"text":397,"type":118},"invoice date;",{"type":195,"content":399},[400],{"type":112,"attrs":401,"content":403},{"textAlign":26,"key":402},"p-27",[404],{"text":405,"type":118},"due date;",{"type":195,"content":407},[408],{"type":112,"attrs":409,"content":411},{"textAlign":26,"key":410},"p-28",[412],{"text":413,"type":118},"currency;",{"type":195,"content":415},[416],{"type":112,"attrs":417,"content":419},{"textAlign":26,"key":418},"p-29",[420],{"text":421,"type":118},"net, VAT and gross amounts;",{"type":195,"content":423},[424],{"type":112,"attrs":425,"content":427},{"textAlign":26,"key":426},"p-30",[428],{"text":429,"type":118},"purchase-order reference;",{"type":195,"content":431},[432],{"type":112,"attrs":433,"content":435},{"textAlign":26,"key":434},"p-31",[436],{"text":437,"type":118},"line items.",{"type":112,"attrs":439,"content":441},{"textAlign":26,"key":440},"p-32",[442],{"text":443,"type":118},"A reviewer should still check the extracted data before it is posted or used for matching, particularly when the document is unfamiliar, poorly scanned or unusually structured. Spendesk Accounts Payable uses email forwarding and AI-powered OCR to bring supplier invoices into a centralised inbox and prepare their data for review.",{"type":182,"attrs":445,"content":446},{"level":360,"textAlign":26},[447],{"text":448,"type":118,"marks":449},"General ledger and analytical coding",[450],{"type":190},{"type":112,"attrs":452,"content":454},{"textAlign":26,"key":453},"p-33",[455],{"text":456,"type":118},"AI can suggest the likely general ledger account, cost centre, analytical field or VAT treatment based on previous coded transactions and configured rules.",{"type":112,"attrs":458,"content":460},{"textAlign":26,"key":459},"p-34",[461],{"text":462,"type":118},"That suggestion is useful because it reduces repetitive work. It is not a substitute for accounting judgement. A recurring software invoice may be easy to code, while a new supplier, mixed invoice or unusual tax treatment may need a person to decide. The safest workflow makes the suggestion visible and records whether the reviewer accepted or changed it.",{"type":182,"attrs":464,"content":465},{"level":360,"textAlign":26},[466],{"text":467,"type":118,"marks":468},"Two-way and three-way matching",[469],{"type":190},{"type":112,"attrs":471,"content":473},{"textAlign":26,"key":472},"p-35",[474],{"text":475,"type":118},"Matching compares the invoice with information already held by the business.",{"type":192,"content":477},[478,490],{"type":195,"content":479},[480],{"type":112,"attrs":481,"content":483},{"textAlign":26,"key":482},"p-36",[484,488],{"text":485,"type":118,"marks":486},"Two-way matching",[487],{"type":190},{"text":489,"type":118}," compares the invoice with the purchase order.",{"type":195,"content":491},[492],{"type":112,"attrs":493,"content":495},{"textAlign":26,"key":494},"p-37",[496,500],{"text":497,"type":118,"marks":498},"Three-way matching",[499],{"type":190},{"text":501,"type":118}," also compares the invoice with the goods received note or delivery record.",{"type":112,"attrs":503,"content":505},{"textAlign":26,"key":504},"p-38",[506],{"text":507,"type":118},"The system can flag differences in:",{"type":192,"content":509},[510,518,526,534,542,549,557],{"type":195,"content":511},[512],{"type":112,"attrs":513,"content":515},{"textAlign":26,"key":514},"p-39",[516],{"text":517,"type":118},"quantity;",{"type":195,"content":519},[520],{"type":112,"attrs":521,"content":523},{"textAlign":26,"key":522},"p-40",[524],{"text":525,"type":118},"unit price;",{"type":195,"content":527},[528],{"type":112,"attrs":529,"content":531},{"textAlign":26,"key":530},"p-41",[532],{"text":533,"type":118},"total value;",{"type":195,"content":535},[536],{"type":112,"attrs":537,"content":539},{"textAlign":26,"key":538},"p-42",[540],{"text":541,"type":118},"delivery status;",{"type":195,"content":543},[544],{"type":112,"attrs":545,"content":547},{"textAlign":26,"key":546},"p-43",[548],{"text":429,"type":118},{"type":195,"content":550},[551],{"type":112,"attrs":552,"content":554},{"textAlign":26,"key":553},"p-44",[555],{"text":556,"type":118},"supplier identity;",{"type":195,"content":558},[559],{"type":112,"attrs":560,"content":562},{"textAlign":26,"key":561},"p-45",[563],{"text":564,"type":118},"invoice number.",{"type":112,"attrs":566,"content":568},{"textAlign":26,"key":567},"p-46",[569],{"text":570,"type":118},"A matching result is not the same as an approval. A clean match gives the approver useful context; an exception tells the team where judgement is needed.",{"type":112,"attrs":572,"content":574},{"textAlign":26,"key":573},"p-47",[575],{"text":576,"type":118},"Spendesk supports PO and invoice matching, three-way verification where delivery information is available, and discrepancy alerts before payment.",{"type":182,"attrs":578,"content":579},{"level":360,"textAlign":26},[580],{"text":581,"type":118,"marks":582},"Approval routing",[583],{"type":190},{"type":112,"attrs":585,"content":587},{"textAlign":26,"key":586},"p-48",[588],{"text":589,"type":118},"Rules can route an invoice according to:",{"type":192,"content":591},[592,600,608,616,624,632,640],{"type":195,"content":593},[594],{"type":112,"attrs":595,"content":597},{"textAlign":26,"key":596},"p-49",[598],{"text":599,"type":118},"department;",{"type":195,"content":601},[602],{"type":112,"attrs":603,"content":605},{"textAlign":26,"key":604},"p-50",[606],{"text":607,"type":118},"amount;",{"type":195,"content":609},[610],{"type":112,"attrs":611,"content":613},{"textAlign":26,"key":612},"p-51",[614],{"text":615,"type":118},"supplier;",{"type":195,"content":617},[618],{"type":112,"attrs":619,"content":621},{"textAlign":26,"key":620},"p-52",[622],{"text":623,"type":118},"entity;",{"type":195,"content":625},[626],{"type":112,"attrs":627,"content":629},{"textAlign":26,"key":628},"p-53",[630],{"text":631,"type":118},"purchase order;",{"type":195,"content":633},[634],{"type":112,"attrs":635,"content":637},{"textAlign":26,"key":636},"p-54",[638],{"text":639,"type":118},"budget owner;",{"type":195,"content":641},[642],{"type":112,"attrs":643,"content":645},{"textAlign":26,"key":644},"p-55",[646],{"text":647,"type":118},"project or cost centre.",{"type":112,"attrs":649,"content":651},{"textAlign":26,"key":650},"p-56",[652],{"text":653,"type":118},"The approver receives the invoice and its supporting context rather than a request to search through several systems. Depending on the workflow, matched invoices may be eligible for optional automated approval, while exceptions continue through a configured approval route.",{"type":112,"attrs":655,"content":657},{"textAlign":26,"key":656},"p-57",[658],{"text":659,"type":118},"The business decides which invoices require a person, which rules apply and who has authority to approve.",{"type":182,"attrs":661,"content":662},{"level":360,"textAlign":26},[663],{"text":664,"type":118,"marks":665},"Payment preparation and timing",[666],{"type":190},{"type":112,"attrs":668,"content":670},{"textAlign":26,"key":669},"p-58",[671],{"text":672,"type":118},"Payment scheduling is primarily a rules-based automation task rather than a decision that AI should make independently.",{"type":112,"attrs":674,"content":676},{"textAlign":26,"key":675},"p-59",[677],{"text":678,"type":118},"Software can help prepare a payment run using:",{"type":192,"content":680},[681,689,697,705,712,720,728,736],{"type":195,"content":682},[683],{"type":112,"attrs":684,"content":686},{"textAlign":26,"key":685},"p-60",[687],{"text":688,"type":118},"due dates;",{"type":195,"content":690},[691],{"type":112,"attrs":692,"content":694},{"textAlign":26,"key":693},"p-61",[695],{"text":696,"type":118},"payment terms;",{"type":195,"content":698},[699],{"type":112,"attrs":700,"content":702},{"textAlign":26,"key":701},"p-62",[703],{"text":704,"type":118},"approved status;",{"type":195,"content":706},[707],{"type":112,"attrs":708,"content":710},{"textAlign":26,"key":709},"p-63",[711],{"text":413,"type":118},{"type":195,"content":713},[714],{"type":112,"attrs":715,"content":717},{"textAlign":26,"key":716},"p-64",[718],{"text":719,"type":118},"supplier details;",{"type":195,"content":721},[722],{"type":112,"attrs":723,"content":725},{"textAlign":26,"key":724},"p-65",[726],{"text":727,"type":118},"available payment methods;",{"type":195,"content":729},[730],{"type":112,"attrs":731,"content":733},{"textAlign":26,"key":732},"p-66",[734],{"text":735,"type":118},"discounts;",{"type":195,"content":737},[738],{"type":112,"attrs":739,"content":741},{"textAlign":26,"key":740},"p-67",[742],{"text":743,"type":118},"holds and exceptions.",{"type":112,"attrs":745,"content":747},{"textAlign":26,"key":746},"p-68",[748],{"text":749,"type":118},"The system can identify invoices that are ready, late or blocked. A person with the appropriate authority should still control the payment permissions and review the payment run before funds are released.",{"type":182,"attrs":751,"content":752},{"level":360,"textAlign":26},[753],{"text":754,"type":118,"marks":755},"Supplier-status enquiries",[756],{"type":190},{"type":112,"attrs":758,"content":760},{"textAlign":26,"key":759},"p-69",[761],{"text":762,"type":118},"An AI assistant or AP workflow can draft a response to a routine question such as:",{"type":192,"content":764},[765,773,781,789,797],{"type":195,"content":766},[767],{"type":112,"attrs":768,"content":770},{"textAlign":26,"key":769},"p-70",[771],{"text":772,"type":118},"Has the invoice been received?",{"type":195,"content":774},[775],{"type":112,"attrs":776,"content":778},{"textAlign":26,"key":777},"p-71",[779],{"text":780,"type":118},"Has it been approved?",{"type":195,"content":782},[783],{"type":112,"attrs":784,"content":786},{"textAlign":26,"key":785},"p-72",[787],{"text":788,"type":118},"Is it scheduled for payment?",{"type":195,"content":790},[791],{"type":112,"attrs":792,"content":794},{"textAlign":26,"key":793},"p-73",[795],{"text":796,"type":118},"Is further information missing?",{"type":195,"content":798},[799],{"type":112,"attrs":800,"content":802},{"textAlign":26,"key":801},"p-74",[803],{"text":804,"type":118},"Is the invoice held because of a matching exception?",{"type":112,"attrs":806,"content":808},{"textAlign":26,"key":807},"p-75",[809],{"text":810,"type":118},"The response should be based on current AP data, and a person should review it where the answer involves a dispute, a payment commitment or sensitive supplier information.",{"type":182,"attrs":812,"content":813},{"level":184,"textAlign":26},[814],{"text":815,"type":118,"marks":816},"Rule-based automation, OCR, machine learning and AI assistants",[817],{"type":190},{"type":112,"attrs":819,"content":820},{"textAlign":26,"key":114},[821],{"text":822,"type":118},"These technologies are related, but they do different jobs.",{"type":824,"content":825},"table",[826,861,888,913,939],{"type":827,"content":828},"tableRow",[829,841,851],{"type":830,"attrs":831,"content":833},"tableHeader",{"colspan":832,"rowspan":832,"colwidth":26},1,[834],{"type":112,"attrs":835,"content":836},{"textAlign":26,"key":171},[837],{"text":838,"type":118,"marks":839},"Technology",[840],{"type":190},{"type":830,"attrs":842,"content":843},{"colspan":832,"rowspan":832,"colwidth":26},[844],{"type":112,"attrs":845,"content":846},{"textAlign":26,"key":177},[847],{"text":848,"type":118,"marks":849},"What it does",[850],{"type":190},{"type":830,"attrs":852,"content":853},{"colspan":832,"rowspan":832,"colwidth":26},[854],{"type":112,"attrs":855,"content":856},{"textAlign":26,"key":199},[857],{"text":858,"type":118,"marks":859},"AP tasks it can support",[860],{"type":190},{"type":827,"content":862},[863,872,880],{"type":864,"attrs":865,"content":866},"tableCell",{"colspan":832,"rowspan":832,"colwidth":26,"backgroundColor":26},[867],{"type":112,"attrs":868,"content":869},{"textAlign":26,"key":207},[870],{"text":871,"type":118},"Rule-based automation",{"type":864,"attrs":873,"content":874},{"colspan":832,"rowspan":832,"colwidth":26,"backgroundColor":26},[875],{"type":112,"attrs":876,"content":877},{"textAlign":26,"key":215},[878],{"text":879,"type":118},"Applies conditions that the finance team sets",{"type":864,"attrs":881,"content":882},{"colspan":832,"rowspan":832,"colwidth":26,"backgroundColor":26},[883],{"type":112,"attrs":884,"content":885},{"textAlign":26,"key":223},[886],{"text":887,"type":118},"Approval routing, tolerance checks, payment scheduling and recurring supplier coding",{"type":827,"content":889},[890,898,906],{"type":864,"attrs":891,"content":892},{"colspan":832,"rowspan":832,"colwidth":26,"backgroundColor":26},[893],{"type":112,"attrs":894,"content":895},{"textAlign":26,"key":231},[896],{"text":897,"type":118},"OCR",{"type":864,"attrs":899,"content":900},{"colspan":832,"rowspan":832,"colwidth":26,"backgroundColor":26},[901],{"type":112,"attrs":902,"content":903},{"textAlign":26,"key":239},[904],{"text":905,"type":118},"Converts text and tables from documents into fields",{"type":864,"attrs":907,"content":908},{"colspan":832,"rowspan":832,"colwidth":26,"backgroundColor":26},[909],{"type":112,"attrs":910,"content":911},{"textAlign":26,"key":252},[912],{"text":363,"type":118},{"type":827,"content":914},[915,923,931],{"type":864,"attrs":916,"content":917},{"colspan":832,"rowspan":832,"colwidth":26,"backgroundColor":26},[918],{"type":112,"attrs":919,"content":920},{"textAlign":26,"key":258},[921],{"text":922,"type":118},"Machine learning",{"type":864,"attrs":924,"content":925},{"colspan":832,"rowspan":832,"colwidth":26,"backgroundColor":26},[926],{"type":112,"attrs":927,"content":928},{"textAlign":26,"key":267},[929],{"text":930,"type":118},"Suggests likely answers based on patterns in previous data",{"type":864,"attrs":932,"content":933},{"colspan":832,"rowspan":832,"colwidth":26,"backgroundColor":26},[934],{"type":112,"attrs":935,"content":936},{"textAlign":26,"key":277},[937],{"text":938,"type":118},"Coding, categorisation and matching-exception triage",{"type":827,"content":940},[941,949,957],{"type":864,"attrs":942,"content":943},{"colspan":832,"rowspan":832,"colwidth":26,"backgroundColor":26},[944],{"type":112,"attrs":945,"content":946},{"textAlign":26,"key":280},[947],{"text":948,"type":118},"AI assistants",{"type":864,"attrs":950,"content":951},{"colspan":832,"rowspan":832,"colwidth":26,"backgroundColor":26},[952],{"type":112,"attrs":953,"content":954},{"textAlign":26,"key":290},[955],{"text":956,"type":118},"Answers questions and drafts text from connected data",{"type":864,"attrs":958,"content":959},{"colspan":832,"rowspan":832,"colwidth":26,"backgroundColor":26},[960],{"type":112,"attrs":961,"content":962},{"textAlign":26,"key":298},[963],{"text":964,"type":118},"AP reporting, supplier-status responses and exception summaries",{"type":112,"attrs":966},{"textAlign":26,"key":306},{"type":112,"attrs":968,"content":969},{"textAlign":26,"key":314},[970],{"text":971,"type":118},"The important question is not whether a process uses AI. It is where the person reviews the output and what happens when the system is uncertain.",{"type":112,"attrs":973,"content":974},{"textAlign":26,"key":322},[975],{"text":976,"type":118},"For example:",{"type":192,"content":978},[979,986,993,1000,1007],{"type":195,"content":980},[981],{"type":112,"attrs":982,"content":983},{"textAlign":26,"key":330},[984],{"text":985,"type":118},"a rule applies the same approval threshold every time;",{"type":195,"content":987},[988],{"type":112,"attrs":989,"content":990},{"textAlign":26,"key":338},[991],{"text":992,"type":118},"OCR reads the invoice and fills the fields;",{"type":195,"content":994},[995],{"type":112,"attrs":996,"content":997},{"textAlign":26,"key":344},[998],{"text":999,"type":118},"machine learning suggests the likely expense code;",{"type":195,"content":1001},[1002],{"type":112,"attrs":1003,"content":1004},{"textAlign":26,"key":357},[1005],{"text":1006,"type":118},"an AI assistant explains which invoices are overdue;",{"type":195,"content":1008},[1009],{"type":112,"attrs":1010,"content":1011},{"textAlign":26,"key":368},[1012],{"text":1013,"type":118},"a finance team member decides whether the result is correct.",{"type":182,"attrs":1015,"content":1016},{"level":184,"textAlign":26},[1017],{"text":1018,"type":118,"marks":1019},"Where people stay in control",[1020],{"type":190},{"type":112,"attrs":1022,"content":1023},{"textAlign":26,"key":378},[1024],{"text":1025,"type":118},"The most important controls are the points where money leaves the business or supplier-payment details change.",{"type":182,"attrs":1027,"content":1028},{"level":360,"textAlign":26},[1029],{"text":1030,"type":118,"marks":1031},"Payment release",[1032],{"type":190},{"type":112,"attrs":1034,"content":1035},{"textAlign":26,"key":386},[1036],{"text":1037,"type":118},"Software can prepare and organise a payment run, but the business should control:",{"type":192,"content":1039},[1040,1047,1054,1061,1068],{"type":195,"content":1041},[1042],{"type":112,"attrs":1043,"content":1044},{"textAlign":26,"key":394},[1045],{"text":1046,"type":118},"who can review the payment list;",{"type":195,"content":1048},[1049],{"type":112,"attrs":1050,"content":1051},{"textAlign":26,"key":402},[1052],{"text":1053,"type":118},"who can approve or release payments;",{"type":195,"content":1055},[1056],{"type":112,"attrs":1057,"content":1058},{"textAlign":26,"key":410},[1059],{"text":1060,"type":118},"whether dual authorisation is required;",{"type":195,"content":1062},[1063],{"type":112,"attrs":1064,"content":1065},{"textAlign":26,"key":418},[1066],{"text":1067,"type":118},"which exceptions must be removed before payment;",{"type":195,"content":1069},[1070],{"type":112,"attrs":1071,"content":1072},{"textAlign":26,"key":426},[1073],{"text":1074,"type":118},"how the payment is reconciled afterwards.",{"type":182,"attrs":1076,"content":1077},{"level":360,"textAlign":26},[1078],{"text":1079,"type":118,"marks":1080},"Supplier bank-detail changes",[1081],{"type":190},{"type":112,"attrs":1083,"content":1084},{"textAlign":26,"key":434},[1085],{"text":1086,"type":118},"A changed supplier bank account should be treated separately from invoice approval. The control should include:",{"type":192,"content":1088},[1089,1096,1103,1110,1117],{"type":195,"content":1090},[1091],{"type":112,"attrs":1092,"content":1093},{"textAlign":26,"key":440},[1094],{"text":1095,"type":118},"independent verification;",{"type":195,"content":1097},[1098],{"type":112,"attrs":1099,"content":1100},{"textAlign":26,"key":453},[1101],{"text":1102,"type":118},"a callback to a known supplier contact;",{"type":195,"content":1104},[1105],{"type":112,"attrs":1106,"content":1107},{"textAlign":26,"key":459},[1108],{"text":1109,"type":118},"use of contact details already held on file;",{"type":195,"content":1111},[1112],{"type":112,"attrs":1113,"content":1114},{"textAlign":26,"key":472},[1115],{"text":1116,"type":118},"separation between the person requesting the change and the person approving it;",{"type":195,"content":1118},[1119],{"type":112,"attrs":1120,"content":1121},{"textAlign":26,"key":482},[1122],{"text":1123,"type":118},"a retained record of the change and verification.",{"type":112,"attrs":1125,"content":1126},{"textAlign":26,"key":494},[1127],{"text":1128,"type":118},"An email reply to a bank-detail-change request is not enough on its own.",{"type":182,"attrs":1130,"content":1131},{"level":360,"textAlign":26},[1132],{"text":1133,"type":118,"marks":1134},"Matching exceptions",[1135],{"type":190},{"type":112,"attrs":1137,"content":1138},{"textAlign":26,"key":504},[1139],{"text":1140,"type":118},"The following cases should normally be reviewed rather than passed through automatically:",{"type":192,"content":1142},[1143,1150,1157,1164,1171,1178,1185,1192],{"type":195,"content":1144},[1145],{"type":112,"attrs":1146,"content":1147},{"textAlign":26,"key":514},[1148],{"text":1149,"type":118},"an invoice with no purchase-order reference;",{"type":195,"content":1151},[1152],{"type":112,"attrs":1153,"content":1154},{"textAlign":26,"key":522},[1155],{"text":1156,"type":118},"a purchase order that has already been fully used;",{"type":195,"content":1158},[1159],{"type":112,"attrs":1160,"content":1161},{"textAlign":26,"key":530},[1162],{"text":1163,"type":118},"a price or quantity outside the configured tolerance;",{"type":195,"content":1165},[1166],{"type":112,"attrs":1167,"content":1168},{"textAlign":26,"key":538},[1169],{"text":1170,"type":118},"a missing or inconsistent goods received note;",{"type":195,"content":1172},[1173],{"type":112,"attrs":1174,"content":1175},{"textAlign":26,"key":546},[1176],{"text":1177,"type":118},"a new supplier;",{"type":195,"content":1179},[1180],{"type":112,"attrs":1181,"content":1182},{"textAlign":26,"key":553},[1183],{"text":1184,"type":118},"a supplier with a changed address, VAT number or bank account;",{"type":195,"content":1186},[1187],{"type":112,"attrs":1188,"content":1189},{"textAlign":26,"key":561},[1190],{"text":1191,"type":118},"a coding suggestion that does not fit the purchase;",{"type":195,"content":1193},[1194],{"type":112,"attrs":1195,"content":1196},{"textAlign":26,"key":567},[1197],{"text":1198,"type":118},"a duplicate or possible duplicate invoice.",{"type":112,"attrs":1200,"content":1201},{"textAlign":26,"key":573},[1202],{"text":1203,"type":118},"Automation should make these exceptions easier to find and resolve. It should not make them invisible.",{"type":182,"attrs":1205,"content":1206},{"level":360,"textAlign":26},[1207],{"text":1208,"type":118,"marks":1209},"Small-team compensating controls",[1210],{"type":190},{"type":112,"attrs":1212,"content":1213},{"textAlign":26,"key":586},[1214],{"text":1215,"type":118},"A small AP team may not be able to separate every duty completely. Compensating controls can include:",{"type":192,"content":1217},[1218,1225,1232,1239,1246,1253],{"type":195,"content":1219},[1220],{"type":112,"attrs":1221,"content":1222},{"textAlign":26,"key":596},[1223],{"text":1224,"type":118},"a second review of the payment list;",{"type":195,"content":1226},[1227],{"type":112,"attrs":1228,"content":1229},{"textAlign":26,"key":604},[1230],{"text":1231,"type":118},"dual authorisation above a defined amount;",{"type":195,"content":1233},[1234],{"type":112,"attrs":1235,"content":1236},{"textAlign":26,"key":612},[1237],{"text":1238,"type":118},"independent review of supplier-master changes;",{"type":195,"content":1240},[1241],{"type":112,"attrs":1242,"content":1243},{"textAlign":26,"key":620},[1244],{"text":1245,"type":118},"periodic access reviews;",{"type":195,"content":1247},[1248],{"type":112,"attrs":1249,"content":1250},{"textAlign":26,"key":628},[1251],{"text":1252,"type":118},"documented review of overrides and exceptions;",{"type":195,"content":1254},[1255],{"type":112,"attrs":1256,"content":1257},{"textAlign":26,"key":636},[1258],{"text":1259,"type":118},"senior review of unusual payments.",{"type":112,"attrs":1261,"content":1262},{"textAlign":26,"key":644},[1263],{"text":1264,"type":118},"The control is not simply that someone could review the work. It is that the review is assigned, performed and evidenced.",{"type":182,"attrs":1266,"content":1267},{"level":184,"textAlign":26},[1268],{"text":1269,"type":118,"marks":1270},"What changes for the AP team?",[1271],{"type":190},{"type":112,"attrs":1273,"content":1274},{"textAlign":26,"key":650},[1275],{"text":1276,"type":118},"AI does not remove the need for AP expertise. It changes where that expertise is used.",{"type":182,"attrs":1278,"content":1279},{"level":360,"textAlign":26},[1280],{"text":1281,"type":118,"marks":1282},"Before automation",[1283],{"type":190},{"type":112,"attrs":1285,"content":1286},{"textAlign":26,"key":656},[1287],{"text":1288,"type":118},"An AP specialist may:",{"type":192,"content":1290},[1291,1298,1305,1312,1319,1326,1333,1340,1347,1354],{"type":195,"content":1292},[1293],{"type":112,"attrs":1294,"content":1295},{"textAlign":26,"key":669},[1296],{"text":1297,"type":118},"open each email attachment;",{"type":195,"content":1299},[1300],{"type":112,"attrs":1301,"content":1302},{"textAlign":26,"key":675},[1303],{"text":1304,"type":118},"key supplier, invoice and VAT data;",{"type":195,"content":1306},[1307],{"type":112,"attrs":1308,"content":1309},{"textAlign":26,"key":685},[1310],{"text":1311,"type":118},"search for the purchase order;",{"type":195,"content":1313},[1314],{"type":112,"attrs":1315,"content":1316},{"textAlign":26,"key":693},[1317],{"text":1318,"type":118},"compare invoice lines manually;",{"type":195,"content":1320},[1321],{"type":112,"attrs":1322,"content":1323},{"textAlign":26,"key":701},[1324],{"text":1325,"type":118},"look up the general ledger code;",{"type":195,"content":1327},[1328],{"type":112,"attrs":1329,"content":1330},{"textAlign":26,"key":709},[1331],{"text":1332,"type":118},"email the approver;",{"type":195,"content":1334},[1335],{"type":112,"attrs":1336,"content":1337},{"textAlign":26,"key":716},[1338],{"text":1339,"type":118},"chase missing information;",{"type":195,"content":1341},[1342],{"type":112,"attrs":1343,"content":1344},{"textAlign":26,"key":724},[1345],{"text":1346,"type":118},"prepare a payment batch;",{"type":195,"content":1348},[1349],{"type":112,"attrs":1350,"content":1351},{"textAlign":26,"key":732},[1352],{"text":1353,"type":118},"answer supplier queries;",{"type":195,"content":1355},[1356],{"type":112,"attrs":1357,"content":1358},{"textAlign":26,"key":740},[1359],{"text":1360,"type":118},"rebuild reports at month-end.",{"type":182,"attrs":1362,"content":1363},{"level":360,"textAlign":26},[1364],{"text":1365,"type":118,"marks":1366},"After automation",[1367],{"type":190},{"type":112,"attrs":1369,"content":1370},{"textAlign":26,"key":746},[1371],{"text":1372,"type":118},"The AP specialist may instead:",{"type":192,"content":1374},[1375,1382,1389,1396,1403,1410,1417,1424,1432],{"type":195,"content":1376},[1377],{"type":112,"attrs":1378,"content":1379},{"textAlign":26,"key":759},[1380],{"text":1381,"type":118},"review a queue of prepared invoices;",{"type":195,"content":1383},[1384],{"type":112,"attrs":1385,"content":1386},{"textAlign":26,"key":769},[1387],{"text":1388,"type":118},"confirm or correct extracted data;",{"type":195,"content":1390},[1391],{"type":112,"attrs":1392,"content":1393},{"textAlign":26,"key":777},[1394],{"text":1395,"type":118},"investigate matching exceptions;",{"type":195,"content":1397},[1398],{"type":112,"attrs":1399,"content":1400},{"textAlign":26,"key":785},[1401],{"text":1402,"type":118},"review unusual coding suggestions;",{"type":195,"content":1404},[1405],{"type":112,"attrs":1406,"content":1407},{"textAlign":26,"key":793},[1408],{"text":1409,"type":118},"monitor approval delays;",{"type":195,"content":1411},[1412],{"type":112,"attrs":1413,"content":1414},{"textAlign":26,"key":801},[1415],{"text":1416,"type":118},"check the proposed payment run;",{"type":195,"content":1418},[1419],{"type":112,"attrs":1420,"content":1421},{"textAlign":26,"key":807},[1422],{"text":1423,"type":118},"verify supplier changes;",{"type":195,"content":1425},[1426],{"type":112,"attrs":1427,"content":1429},{"textAlign":26,"key":1428},"p-76",[1430],{"text":1431,"type":118},"answer questions that require judgement;",{"type":195,"content":1433},[1434],{"type":112,"attrs":1435,"content":1437},{"textAlign":26,"key":1436},"p-77",[1438],{"text":1439,"type":118},"analyse recurring exceptions and improve the rules.",{"type":112,"attrs":1441,"content":1443},{"textAlign":26,"key":1442},"p-78",[1444],{"text":1445,"type":118},"For the controller, the role moves towards setting the rules, defining tolerances, monitoring exceptions and checking that the audit trail shows what the system suggested and what a person decided.",{"type":112,"attrs":1447,"content":1449},{"textAlign":26,"key":1448},"p-79",[1450],{"text":1451,"type":118},"For budget owners, approval requests should arrive with the invoice, purchase order and delivery context in one place. They can make a decision without asking finance to reconstruct the transaction first.",{"type":112,"attrs":1453,"content":1455},{"textAlign":26,"key":1454},"p-80",[1456],{"text":1457,"type":118},"The result is not necessarily a smaller AP team. It is a team that can process more invoices, respond faster to exceptions and spend more time on supplier management, analysis and control.",{"type":182,"attrs":1459,"content":1460},{"level":184,"textAlign":26},[1461],{"text":1462,"type":118,"marks":1463},"What does the AP benchmark mean in practice?",[1464],{"type":190},{"type":112,"attrs":1466,"content":1468},{"textAlign":26,"key":1467},"p-81",[1469],{"text":1470,"type":118},"APQC reports a median first-time invoice-line matching rate of 75% in its cross-industry benchmarking data. That means 75% of invoice lines matched successfully on the first attempt, while 25% did not.",{"type":112,"attrs":1472,"content":1474},{"textAlign":26,"key":1473},"p-82",[1475,1477,1481],{"text":1476,"type":118},"It does ",{"text":1478,"type":118,"marks":1479},"not",[1480],{"type":190},{"text":1482,"type":118}," mean that exactly one in four lines necessarily required a person. Some mismatches may be retried, corrected in batches or resolved by another automated step.",{"type":112,"attrs":1484,"content":1486},{"textAlign":26,"key":1485},"p-83",[1487],{"text":1488,"type":118},"The more useful operational measures are:",{"type":192,"content":1490},[1491,1499,1507,1515,1523,1531,1539,1547],{"type":195,"content":1492},[1493],{"type":112,"attrs":1494,"content":1496},{"textAlign":26,"key":1495},"p-84",[1497],{"text":1498,"type":118},"first-time match rate;",{"type":195,"content":1500},[1501],{"type":112,"attrs":1502,"content":1504},{"textAlign":26,"key":1503},"p-85",[1505],{"text":1506,"type":118},"percentage of invoices requiring manual correction;",{"type":195,"content":1508},[1509],{"type":112,"attrs":1510,"content":1512},{"textAlign":26,"key":1511},"p-86",[1513],{"text":1514,"type":118},"touchless invoice rate;",{"type":195,"content":1516},[1517],{"type":112,"attrs":1518,"content":1520},{"textAlign":26,"key":1519},"p-87",[1521],{"text":1522,"type":118},"average exception-resolution time;",{"type":195,"content":1524},[1525],{"type":112,"attrs":1526,"content":1528},{"textAlign":26,"key":1527},"p-88",[1529],{"text":1530,"type":118},"approval time;",{"type":195,"content":1532},[1533],{"type":112,"attrs":1534,"content":1536},{"textAlign":26,"key":1535},"p-89",[1537],{"text":1538,"type":118},"percentage of payments released on time;",{"type":195,"content":1540},[1541],{"type":112,"attrs":1542,"content":1544},{"textAlign":26,"key":1543},"p-90",[1545],{"text":1546,"type":118},"duplicate invoices prevented;",{"type":195,"content":1548},[1549],{"type":112,"attrs":1550,"content":1552},{"textAlign":26,"key":1551},"p-91",[1553],{"text":1554,"type":118},"supplier queries about payment status.",{"type":112,"attrs":1556,"content":1558},{"textAlign":26,"key":1557},"p-92",[1559],{"text":1560,"type":118},"These measures show whether automation is reducing work while preserving control.",{"type":182,"attrs":1562,"content":1563},{"level":184,"textAlign":26},[1564],{"text":1565,"type":118,"marks":1566},"Turn invoice chaos into invoice control",[1567],{"type":190},{"type":112,"attrs":1569,"content":1571},{"textAlign":26,"key":1570},"p-93",[1572],{"text":1573,"type":118},"A finance team should not need to search email, spreadsheets, a purchase-order system and a bank portal to answer a basic question about an invoice.",{"type":112,"attrs":1575,"content":1577},{"textAlign":26,"key":1576},"p-94",[1578],{"text":1579,"type":118},"Spendesk Accounts Payable is positioned as a connected supplier-payments platform that brings the process together from purchase-order request through invoice payment and reconciliation.",{"type":112,"attrs":1581,"content":1583},{"textAlign":26,"key":1582},"p-95",[1584],{"text":1585,"type":118},"The framework’s core message is simple:",{"type":263,"content":1587},[1588],{"type":112,"attrs":1589,"content":1591},{"textAlign":26,"key":1590},"p-96",[1592],{"text":1593,"type":118,"marks":1594},"Know exactly what you owe, right now.",[1595,1596],{"type":190},{"type":274},{"type":112,"attrs":1598},{"textAlign":26,"key":1599},"p-97",{"type":112,"attrs":1601,"content":1603},{"textAlign":26,"key":1602},"p-98",[1604],{"text":1605,"type":118},"That means:",{"type":192,"content":1607},[1608,1616,1624,1632,1640,1648,1656,1664],{"type":195,"content":1609},[1610],{"type":112,"attrs":1611,"content":1613},{"textAlign":26,"key":1612},"p-99",[1614],{"text":1615,"type":118},"every invoice arrives in one centralised inbox;",{"type":195,"content":1617},[1618],{"type":112,"attrs":1619,"content":1621},{"textAlign":26,"key":1620},"p-100",[1622],{"text":1623,"type":118},"invoice data is extracted automatically;",{"type":195,"content":1625},[1626],{"type":112,"attrs":1627,"content":1629},{"textAlign":26,"key":1628},"p-101",[1630],{"text":1631,"type":118},"purchase orders and delivery information are connected where available;",{"type":195,"content":1633},[1634],{"type":112,"attrs":1635,"content":1637},{"textAlign":26,"key":1636},"p-102",[1638],{"text":1639,"type":118},"discrepancies are flagged before payment;",{"type":195,"content":1641},[1642],{"type":112,"attrs":1643,"content":1645},{"textAlign":26,"key":1644},"p-103",[1646],{"text":1647,"type":118},"approval workflows route invoices to the right people;",{"type":195,"content":1649},[1650],{"type":112,"attrs":1651,"content":1653},{"textAlign":26,"key":1652},"p-104",[1654],{"text":1655,"type":118},"supplier documents remain searchable;",{"type":195,"content":1657},[1658],{"type":112,"attrs":1659,"content":1661},{"textAlign":26,"key":1660},"p-105",[1662],{"text":1663,"type":118},"payment status is visible;",{"type":195,"content":1665},[1666],{"type":112,"attrs":1667,"content":1669},{"textAlign":26,"key":1668},"p-106",[1670],{"text":1671,"type":118},"accounting data can be prepared for export.",{"type":112,"attrs":1673,"content":1675},{"textAlign":26,"key":1674},"p-107",[1676],{"text":1677,"type":118},"The aim is not automation for its own sake. It is to prevent errors before paying suppliers, speed up approvals without losing control and give finance teams one reliable view of what is owed.",{"type":182,"attrs":1679,"content":1680},{"level":184,"textAlign":26},[1681],{"text":1682,"type":118,"marks":1683},"Reporting on AP data with an AI assistant",[1684],{"type":190},{"type":112,"attrs":1686,"content":1688},{"textAlign":26,"key":1687},"p-108",[1689],{"text":1690,"type":118},"Once invoice and payment data is connected, finance teams can ask questions such as:",{"type":192,"content":1692},[1693,1701,1709,1717,1725,1733],{"type":195,"content":1694},[1695],{"type":112,"attrs":1696,"content":1698},{"textAlign":26,"key":1697},"p-109",[1699],{"text":1700,"type":118},"Which invoices are overdue?",{"type":195,"content":1702},[1703],{"type":112,"attrs":1704,"content":1706},{"textAlign":26,"key":1705},"p-110",[1707],{"text":1708,"type":118},"Which invoices are waiting for approval?",{"type":195,"content":1710},[1711],{"type":112,"attrs":1712,"content":1714},{"textAlign":26,"key":1713},"p-111",[1715],{"text":1716,"type":118},"Which suppliers have the largest outstanding balances?",{"type":195,"content":1718},[1719],{"type":112,"attrs":1720,"content":1722},{"textAlign":26,"key":1721},"p-112",[1723],{"text":1724,"type":118},"Which purchase orders have not yet been invoiced?",{"type":195,"content":1726},[1727],{"type":112,"attrs":1728,"content":1730},{"textAlign":26,"key":1729},"p-113",[1731],{"text":1732,"type":118},"Which payments are ready for review?",{"type":195,"content":1734},[1735],{"type":112,"attrs":1736,"content":1738},{"textAlign":26,"key":1737},"p-114",[1739],{"text":1740,"type":118},"How long are invoices taking to move through approval?",{"type":112,"attrs":1742,"content":1744},{"textAlign":26,"key":1743},"p-115",[1745],{"text":1746,"type":118},"The Model Context Protocol, or MCP, is an open standard that allows compatible AI assistants to connect to external systems. Instead of exporting data and uploading it into an AI tool, the assistant can query connected Spendesk data within the permissions available to the user.",{"type":112,"attrs":1748,"content":1750},{"textAlign":26,"key":1749},"p-116",[1751],{"text":1752,"type":118},"Spendesk AI Connect can help finance teams search, analyse and report on spend data through compatible AI assistants. It supports read access to Spendesk data and selected write actions where those tools are enabled.",{"type":112,"attrs":1754,"content":1756},{"textAlign":26,"key":1755},"p-117",[1757],{"text":1758,"type":118},"Write permissions are off by default. When enabled, access remains subject to the user’s Spendesk role, entity permissions and the permissions approved for the connection.",{"type":112,"attrs":1760,"content":1762},{"textAlign":26,"key":1761},"p-118",[1763],{"text":1764,"type":118},"AI Connect does not replace finance approval controls. It cannot:",{"type":192,"content":1766},[1767,1775,1783,1791,1799,1807],{"type":195,"content":1768},[1769],{"type":112,"attrs":1770,"content":1772},{"textAlign":26,"key":1771},"p-119",[1773],{"text":1774,"type":118},"approve or reject an invoice or request;",{"type":195,"content":1776},[1777],{"type":112,"attrs":1778,"content":1780},{"textAlign":26,"key":1779},"p-120",[1781],{"text":1782,"type":118},"pay an invoice;",{"type":195,"content":1784},[1785],{"type":112,"attrs":1786,"content":1788},{"textAlign":26,"key":1787},"p-121",[1789],{"text":1790,"type":118},"schedule a payment;",{"type":195,"content":1792},[1793],{"type":112,"attrs":1794,"content":1796},{"textAlign":26,"key":1795},"p-122",[1797],{"text":1798,"type":118},"create or change cards;",{"type":195,"content":1800},[1801],{"type":112,"attrs":1802,"content":1804},{"textAlign":26,"key":1803},"p-123",[1805],{"text":1806,"type":118},"create or manage users;",{"type":195,"content":1808},[1809],{"type":112,"attrs":1810,"content":1812},{"textAlign":26,"key":1811},"p-124",[1813],{"text":1814,"type":118},"read budgets where no budget tool is available.",{"type":112,"attrs":1816,"content":1818},{"textAlign":26,"key":1817},"p-125",[1819],{"text":1820,"type":118},"Selected write tools may support other actions, such as updating certain payable records, managing suppliers, generating accounting exports or working with configuration data. Availability may depend on the connection and the relevant beta or product release.",{"type":112,"attrs":1822,"content":1824},{"textAlign":26,"key":1823},"p-126",[1825],{"text":1826,"type":118},"Before connecting an AI assistant, finance teams should also review the provider’s privacy, data-retention, workspace-sharing and model-training settings.",{"type":182,"attrs":1828,"content":1829},{"level":184,"textAlign":26},[1830],{"text":1831,"type":118,"marks":1832},"Frequently asked questions ",[1833],{"type":190},{"type":112,"attrs":1835},{"textAlign":26,"key":1836},"p-127",{"type":182,"attrs":1838,"content":1839},{"level":360,"textAlign":26},[1840],{"text":1841,"type":118,"marks":1842},"Can accounts payable be fully automated?",[1843],{"type":190},{"type":112,"attrs":1845,"content":1847},{"textAlign":26,"key":1846},"p-128",[1848],{"text":1849,"type":118},"Much of the preparation can be automated for invoices with a known supplier, reliable invoice data and a clean purchase-order and delivery match.",{"type":112,"attrs":1851,"content":1853},{"textAlign":26,"key":1852},"p-129",[1854],{"text":1855,"type":118},"That does not mean every invoice should pass without review. Exceptions, unusual suppliers, disputed deliveries, coding decisions, bank-detail changes and payment permissions still require controls. In some configurations, invoices that match approved purchase orders may be eligible for optional automated approval.",{"type":112,"attrs":1857,"content":1859},{"textAlign":26,"key":1858},"p-130",[1860],{"text":1861,"type":118},"Measure the touchless share over time, but also monitor exception quality, approval evidence and payment controls.",{"type":182,"attrs":1863,"content":1864},{"level":360,"textAlign":26},[1865],{"text":1866,"type":118,"marks":1867},"What is the difference between rule-based automation and AI in AP?",[1868],{"type":190},{"type":112,"attrs":1870,"content":1872},{"textAlign":26,"key":1871},"p-131",[1873],{"text":1874,"type":118},"A rule applies a condition set by the finance team and returns the same result each time. Machine learning suggests a probable answer based on patterns in previous data and can be wrong in ways a fixed rule cannot.",{"type":112,"attrs":1876,"content":1878},{"textAlign":26,"key":1877},"p-132",[1879],{"text":1880,"type":118},"The audit trail should show:",{"type":192,"content":1882},[1883,1891,1899,1907,1915],{"type":195,"content":1884},[1885],{"type":112,"attrs":1886,"content":1888},{"textAlign":26,"key":1887},"p-133",[1889],{"text":1890,"type":118},"which suggestion or rule was applied;",{"type":195,"content":1892},[1893],{"type":112,"attrs":1894,"content":1896},{"textAlign":26,"key":1895},"p-134",[1897],{"text":1898,"type":118},"who accepted or changed it;",{"type":195,"content":1900},[1901],{"type":112,"attrs":1902,"content":1904},{"textAlign":26,"key":1903},"p-135",[1905],{"text":1906,"type":118},"when the decision was made;",{"type":195,"content":1908},[1909],{"type":112,"attrs":1910,"content":1912},{"textAlign":26,"key":1911},"p-136",[1913],{"text":1914,"type":118},"who changed a tolerance or routing condition;",{"type":195,"content":1916},[1917],{"type":112,"attrs":1918,"content":1920},{"textAlign":26,"key":1919},"p-137",[1921],{"text":1922,"type":118},"what happened to exceptions and overrides.",{"type":112,"attrs":1924,"content":1926},{"textAlign":26,"key":1925},"p-138",[1927],{"text":1928,"type":118},"The objective is not to remove review. It is to make review focused, visible and proportionate.",{"type":182,"attrs":1930,"content":1931},{"level":360,"textAlign":26},[1932],{"text":1933,"type":118,"marks":1934},"Does AI replace AP clerks?",[1935],{"type":190},{"type":112,"attrs":1937,"content":1939},{"textAlign":26,"key":1938},"p-139",[1940],{"text":1941,"type":118},"It replaces much of the keying and preparation rather than the need for AP expertise.",{"type":112,"attrs":1943,"content":1945},{"textAlign":26,"key":1944},"p-140",[1946],{"text":1947,"type":118},"AP teams still need people who can:",{"type":192,"content":1949},[1950,1958,1966,1974,1982,1989,1997],{"type":195,"content":1951},[1952],{"type":112,"attrs":1953,"content":1955},{"textAlign":26,"key":1954},"p-141",[1956],{"text":1957,"type":118},"investigate unusual transactions;",{"type":195,"content":1959},[1960],{"type":112,"attrs":1961,"content":1963},{"textAlign":26,"key":1962},"p-142",[1964],{"text":1965,"type":118},"resolve supplier and delivery disputes;",{"type":195,"content":1967},[1968],{"type":112,"attrs":1969,"content":1971},{"textAlign":26,"key":1970},"p-143",[1972],{"text":1973,"type":118},"assess coding and VAT treatment;",{"type":195,"content":1975},[1976],{"type":112,"attrs":1977,"content":1979},{"textAlign":26,"key":1978},"p-144",[1980],{"text":1981,"type":118},"review payment runs;",{"type":195,"content":1983},[1984],{"type":112,"attrs":1985,"content":1987},{"textAlign":26,"key":1986},"p-145",[1988],{"text":1423,"type":118},{"type":195,"content":1990},[1991],{"type":112,"attrs":1992,"content":1994},{"textAlign":26,"key":1993},"p-146",[1995],{"text":1996,"type":118},"monitor fraud and duplicate-payment risks;",{"type":195,"content":1998},[1999],{"type":112,"attrs":2000,"content":2002},{"textAlign":26,"key":2001},"p-147",[2003],{"text":2004,"type":118},"improve the workflow when exceptions recur.",{"type":112,"attrs":2006,"content":2008},{"textAlign":26,"key":2007},"p-148",[2009],{"text":2010,"type":118},"A reviewer should also be trained to challenge a confident-looking suggestion. Familiar suppliers can still be coded incorrectly, and a match can appear successful only because the configured tolerance is too wide.",{"type":182,"attrs":2012,"content":2013},{"level":360,"textAlign":26},[2014],{"text":2015,"type":118,"marks":2016},"What should a finance team automate first?",[2017],{"type":190},{"type":112,"attrs":2019,"content":2021},{"textAlign":26,"key":2020},"p-149",[2022],{"text":2023,"type":118},"Start with high-volume, repeatable work where the input data is reasonably consistent:",{"type":2025,"attrs":2026,"content":2028},"ordered_list",{"order":832,"key":2027},"ol-0",[2029,2037,2045,2053,2061,2069],{"type":195,"content":2030},[2031],{"type":112,"attrs":2032,"content":2034},{"textAlign":26,"key":2033},"p-150",[2035],{"text":2036,"type":118},"invoice collection and centralisation;",{"type":195,"content":2038},[2039],{"type":112,"attrs":2040,"content":2042},{"textAlign":26,"key":2041},"p-151",[2043],{"text":2044,"type":118},"invoice-data extraction;",{"type":195,"content":2046},[2047],{"type":112,"attrs":2048,"content":2050},{"textAlign":26,"key":2049},"p-152",[2051],{"text":2052,"type":118},"duplicate detection;",{"type":195,"content":2054},[2055],{"type":112,"attrs":2056,"content":2058},{"textAlign":26,"key":2057},"p-153",[2059],{"text":2060,"type":118},"purchase-order matching;",{"type":195,"content":2062},[2063],{"type":112,"attrs":2064,"content":2066},{"textAlign":26,"key":2065},"p-154",[2067],{"text":2068,"type":118},"approval routing;",{"type":195,"content":2070},[2071],{"type":112,"attrs":2072,"content":2074},{"textAlign":26,"key":2073},"p-155",[2075],{"text":2076,"type":118},"payment-status reporting.",{"type":112,"attrs":2078,"content":2080},{"textAlign":26,"key":2079},"p-156",[2081],{"text":2082,"type":118},"Then review the exception data. If the same suppliers or coding issues appear repeatedly, improve the rules, supplier records or purchase-order process before expanding automation.",{"type":182,"attrs":2084,"content":2085},{"level":360,"textAlign":26},[2086],{"text":2087,"type":118,"marks":2088},"How does e-invoicing fit with AI in accounts payable?",[2089],{"type":190},{"type":112,"attrs":2091,"content":2093},{"textAlign":26,"key":2092},"p-157",[2094],{"text":2095,"type":118},"E-invoicing reduces the need to read invoice images, so the focus moves towards data validation, coding, matching, approval and record-keeping.",{"type":112,"attrs":2097,"content":2099},{"textAlign":26,"key":2098},"p-158",[2100],{"text":2101,"type":118},"Several European countries have introduced or are introducing structured e-invoicing requirements. The exact obligations vary by country, business type and transaction. In the UK, the government has announced an intention to make e-invoicing mandatory for VAT invoices from April 2029, but the detailed requirements and timing may change.",{"type":112,"attrs":2103,"content":2105},{"textAlign":26,"key":2104},"p-159",[2106],{"text":2107,"type":118},"For AP teams, the practical priorities are:",{"type":192,"content":2109},[2110,2118,2126,2134,2142,2150],{"type":195,"content":2111},[2112],{"type":112,"attrs":2113,"content":2115},{"textAlign":26,"key":2114},"p-160",[2116],{"text":2117,"type":118},"checking that suppliers can send the required format;",{"type":195,"content":2119},[2120],{"type":112,"attrs":2121,"content":2123},{"textAlign":26,"key":2122},"p-161",[2124],{"text":2125,"type":118},"ensuring supplier identifiers match internal records;",{"type":195,"content":2127},[2128],{"type":112,"attrs":2129,"content":2131},{"textAlign":26,"key":2130},"p-162",[2132],{"text":2133,"type":118},"connecting structured invoice data to purchase orders;",{"type":195,"content":2135},[2136],{"type":112,"attrs":2137,"content":2139},{"textAlign":26,"key":2138},"p-163",[2140],{"text":2141,"type":118},"retaining the required records;",{"type":195,"content":2143},[2144],{"type":112,"attrs":2145,"content":2147},{"textAlign":26,"key":2146},"p-164",[2148],{"text":2149,"type":118},"reviewing exceptions and mismatches;",{"type":195,"content":2151},[2152],{"type":112,"attrs":2153,"content":2155},{"textAlign":26,"key":2154},"p-165",[2156],{"text":2157,"type":118},"making sure the process remains auditable.",{"type":182,"attrs":2159,"content":2160},{"level":360,"textAlign":26},[2161],{"text":2162,"type":118,"marks":2163},"What is the best way to introduce AI into AP?",[2164],{"type":190},{"type":112,"attrs":2166,"content":2168},{"textAlign":26,"key":2167},"p-166",[2169],{"text":2170,"type":118},"Start with the process rather than the technology.",{"type":112,"attrs":2172,"content":2174},{"textAlign":26,"key":2173},"p-167",[2175],{"text":2176,"type":118},"Map how an invoice currently moves from receipt to payment. Identify the points where people re-key information, search for documents, chase approvals or resolve avoidable exceptions. Then automate the preparation steps while keeping approval, payment and supplier-master controls explicit.",{"type":112,"attrs":2178,"content":2180},{"textAlign":26,"key":2179},"p-168",[2181],{"text":2182,"type":118},"The strongest AP process gives finance teams:",{"type":192,"content":2184},[2185,2193,2201,2209,2217,2225,2233,2241],{"type":195,"content":2186},[2187],{"type":112,"attrs":2188,"content":2190},{"textAlign":26,"key":2189},"p-169",[2191],{"text":2192,"type":118},"one place for invoices;",{"type":195,"content":2194},[2195],{"type":112,"attrs":2196,"content":2198},{"textAlign":26,"key":2197},"p-170",[2199],{"text":2200,"type":118},"automatic data extraction;",{"type":195,"content":2202},[2203],{"type":112,"attrs":2204,"content":2206},{"textAlign":26,"key":2205},"p-171",[2207],{"text":2208,"type":118},"matching and discrepancy alerts;",{"type":195,"content":2210},[2211],{"type":112,"attrs":2212,"content":2214},{"textAlign":26,"key":2213},"p-172",[2215],{"text":2216,"type":118},"configurable approval workflows;",{"type":195,"content":2218},[2219],{"type":112,"attrs":2220,"content":2222},{"textAlign":26,"key":2221},"p-173",[2223],{"text":2224,"type":118},"connected payment status;",{"type":195,"content":2226},[2227],{"type":112,"attrs":2228,"content":2230},{"textAlign":26,"key":2229},"p-174",[2231],{"text":2232,"type":118},"searchable supporting documents;",{"type":195,"content":2234},[2235],{"type":112,"attrs":2236,"content":2238},{"textAlign":26,"key":2237},"p-175",[2239],{"text":2240,"type":118},"a clear audit trail;",{"type":195,"content":2242},[2243],{"type":112,"attrs":2244,"content":2246},{"textAlign":26,"key":2245},"p-176",[2247],{"text":2248,"type":118},"human control where the risk or judgement requires it.",{"type":112,"attrs":2250,"content":2252},{"textAlign":26,"key":2251},"p-177",[2253],{"text":2254,"type":118},"AI can take the repetitive work out of AP. The finance team should decide where it stops.",{"type":112,"attrs":2256,"content":2258},{"textAlign":26,"key":2257},"p-178",[2259,2261,2270],{"text":2260,"type":118},"With connected invoice workflows and AI-assisted reporting, you can turn invoice chaos into invoice control and see exactly what you owe. ",{"text":2262,"type":118,"marks":2263},"Book a Spendesk demo",[2264,2269],{"type":2265,"attrs":2266},"link",{"href":2267,"uuid":26,"anchor":26,"target":2268,"linktype":97},"https://www.spendesk.com/schedule-a-demo/","_blank",{"type":190},{"text":2271,"type":118}," to see how it could work for your team. ",{"name":2273,"created_at":2274,"published_at":16,"updated_at":2275,"id":2276,"uuid":2277,"content":2278,"slug":2285,"full_slug":2286,"sort_by_date":26,"position":27,"tag_list":2287,"is_startpage":29,"parent_id":2288,"meta_data":26,"group_id":2289,"first_published_at":2290,"release_id":26,"lang":33,"path":26,"alternates":2291,"default_full_slug":2286,"translated_slugs":2292,"_stopResolving":42},"Article","2022-08-16T21:22:30.004Z","2026-03-12T10:47:19.141Z",176457684,"8247dae6-c25f-40a0-a55e-abc94cf94989",{"_uid":2279,"icon":2280,"name":2273,"component":2284},"407a665a-29cb-4d52-87ff-12de3e192c58",{"id":2281,"alt":2282,"name":88,"focus":88,"title":88,"filename":2283,"copyright":88,"fieldtype":93,"is_external_url":29},5859474,"edit-img","https://a.storyblok.com/f/146026/x/fd72101ce9/edit.svg","category","article","blog/category/article",[],176456151,"124984e3-bd16-480f-bdda-d9b6ec869fc7","2022-11-02T15:25:23.777Z",[],[2293,2294,2295],{"path":2286,"name":26,"lang":37,"published":26},{"path":2286,"name":26,"lang":39,"published":26},{"path":2286,"name":26,"lang":41,"published":26},[33],[],[],"2026-10-23 15:23",[],[2302],{"_uid":2303,"link":2304,"asset":2306,"caption":88,"component":2311},"c2955632-e118-44c9-8836-7bcff52e2783",{"id":88,"url":88,"linktype":2305,"fieldtype":98,"cached_url":88},"story",{"id":2307,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2308,"copyright":88,"fieldtype":93,"meta_data":2309,"is_external_url":29},233798701776820,"https://a.storyblok.com/f/146026/1536x1024/0d60b0ee31/ai-in-accounts-payable.png",{"size":2310},"1536x1024","image","Learn which AP tasks AI handles today, where your team keeps control, and how the role changes. Invoice capture, coding, and matching, but payment release stays with people.",[],[],"ai-in-accounts-payable","blog/ai-in-accounts-payable",-3910,[],176386517,"db7d02af-3e3b-453e-8896-094da5686315",[],[2323,2324,2325],{"path":2316,"name":26,"lang":37,"published":26},{"path":2316,"name":26,"lang":39,"published":26},{"path":2316,"name":26,"lang":41,"published":26},{"header":2327,"footer":2954,"commonContent":3334,"userCentricsAndSegmentMappingTable":3514},{"name":2328,"created_at":2329,"published_at":2330,"updated_at":2331,"id":2332,"uuid":2333,"content":2334,"slug":2778,"full_slug":2942,"sort_by_date":26,"position":27,"tag_list":2943,"is_startpage":29,"parent_id":2945,"meta_data":26,"group_id":2946,"first_published_at":2947,"release_id":26,"lang":33,"path":2948,"alternates":2949,"default_full_slug":2942,"translated_slugs":2950},"Header","2022-03-03T10:18:44.837Z","2026-10-09T14:47:26.298Z","2026-10-09T14:47:26.326Z",112682816,"5cdfaafc-a9d2-47fd-a16f-d782131160fd",{"_uid":2335,"logo":2336,"navbar":2341,"loginBtn":2777,"component":2778,"languages":2779,"logoBlack":2798,"logoWhite":2802,"topNavbar":2807,"footerLinks":2816,"socialLinks":2833,"homepageLink":2874,"getStartedBtn":2884,"announcementBanner":2897,"localeSwitcherTitle":2941},"d642d99f-3914-487e-abe1-9515eca76325",{"id":2337,"alt":2338,"name":88,"focus":88,"title":2338,"source":88,"filename":2339,"copyright":88,"fieldtype":93,"meta_data":2340,"is_external_url":29},4112223,"Spendesk","https://a.storyblok.com/f/146026/x/5f4956f538/spendesk-logo.svg",{},[2342,2526,2535,2546,2706],{"_uid":2343,"label":2344,"columns":2345,"component":2492,"headingNewBranding":2493},"99e54924-f77d-4501-978a-b578da0140ca","Product",[2346,2419],{"_uid":2347,"ctas":2348,"label":2344,"component":2417,"labelColor":88,"backgroundIconColor":2418},"5f198563-42a4-441a-bdb5-8a4ee4320b66",[2349,2363,2376,2389,2403],{"tag":88,"_uid":2350,"hide":29,"icon":2351,"link":2355,"type":88,"label":2362,"style":99,"component":100,"mobileLabel":88,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"09547f47-fd5a-4b75-bd20-5b419c3a9692",{"id":2352,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2353,"copyright":88,"fieldtype":93,"meta_data":2354,"is_external_url":29},16729348,"https://a.storyblok.com/f/146026/32x32/e26321511f/icon-star-32px-carbon-naked.svg",{},{"id":2356,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2357,"story":2358},"d942dafa-667c-49cd-bfcf-a53c8faa8e92","platform/mcp",{"name":2359,"id":2360,"uuid":2356,"slug":2361,"url":2357,"full_slug":2357,"_stopResolving":42},"MCP",184147202165078,"mcp","Spendesk AI Connect",{"tag":88,"_uid":2364,"icon":2365,"link":2369,"type":88,"label":2373,"style":99,"component":100,"onClickEvent":88,"openInANewTab":29},"40af8152-1e3f-4e5c-b9f2-5d8ff7672be7",{"id":2366,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2367,"copyright":88,"fieldtype":93,"meta_data":2368,"is_external_url":29},16281091,"https://a.storyblok.com/f/146026/16x16/c5475cecd9/icon-platic-card-carbon_no-bg.svg",{},{"id":2370,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2371,"story":2372},"a0ebe15c-08cc-4f8b-afba-12b165f9fb56","product/cards/",{"name":2373,"id":2374,"uuid":2370,"slug":2375,"url":2371,"full_slug":2371,"_stopResolving":42},"Cards",193401086247857,"cards",{"tag":88,"_uid":2377,"hide":29,"icon":2378,"link":2382,"type":88,"label":2386,"style":99,"component":100,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"68a2616c-26e5-4688-8333-6c5a4fab3190",{"id":2379,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2380,"copyright":88,"fieldtype":93,"meta_data":2381,"is_external_url":29},16281100,"https://a.storyblok.com/f/146026/16x16/cc8b7906c6/icon-cart-carbon_no-bg.svg",{},{"id":2383,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2384,"story":2385},"54aaf12a-503f-42e6-afbc-61919d53f941","product/procurement",{"name":2386,"id":2387,"uuid":2383,"slug":2388,"url":2384,"full_slug":2384,"_stopResolving":42},"Procurement",193401601446119,"procurement",{"tag":88,"_uid":2390,"hide":29,"icon":2391,"link":2395,"type":88,"label":2402,"style":99,"component":100,"mobileLabel":88,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"9dee1a69-11fd-470d-a6b7-98afd828410c",{"id":2392,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2393,"copyright":88,"fieldtype":93,"meta_data":2394,"is_external_url":29},16281102,"https://a.storyblok.com/f/146026/16x17/f28007595c/icon-approved-expenses-carbon_no-bg.svg",{},{"id":2396,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2397,"story":2398},"5a15816c-5303-499e-9774-f4eab6597303","product/accounts-payable",{"name":2399,"id":2400,"uuid":2396,"slug":2401,"url":2397,"full_slug":2397,"_stopResolving":42},"Accounts Payable",193400887722918,"accounts-payable","Accounts payable",{"tag":88,"_uid":2404,"icon":2405,"link":2409,"type":88,"label":2416,"style":99,"component":100,"onClickEvent":88,"openInANewTab":29},"3d54b3a1-be28-45fe-a0a8-ebbc68e9e36d",{"id":2406,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2407,"copyright":88,"fieldtype":93,"meta_data":2408,"is_external_url":29},16281106,"https://a.storyblok.com/f/146026/16x16/b57ae3cc57/icon-expenses-carbon_no-bg.svg",{},{"id":2410,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2411,"story":2412},"2c9f9c07-cfb4-48e3-9391-89ea909b50ca","product/expense-management",{"name":2413,"id":2414,"uuid":2410,"slug":2415,"url":2411,"full_slug":2411,"_stopResolving":42},"Expense Management",193401429506811,"expense-management","Expense management","ctasColumn","--color-accent-06",{"_uid":2420,"ctas":2421,"label":2491,"component":2417,"labelColor":88,"backgroundIconColor":2418},"c7e769a0-95c8-49e3-a177-8c7061def31b",[2422,2436,2450,2464,2478],{"tag":88,"_uid":2423,"hide":29,"icon":2424,"link":2428,"type":88,"label":2432,"style":99,"component":100,"mobileLabel":88,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"4c5373c4-ce33-450b-b5a2-6fd072f8b1f4",{"id":2425,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2426,"copyright":88,"fieldtype":93,"meta_data":2427,"is_external_url":29},16729298,"https://a.storyblok.com/f/146026/32x32/afc3b416d2/icon-chart-32px-carbon-naked.svg",{},{"id":2429,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2430,"story":2431},"28bb9756-1ece-4e77-95d1-14f9384a14c9","platform/spends-controls",{"name":2432,"id":2433,"uuid":2429,"slug":2434,"url":2435,"full_slug":2435,"_stopResolving":42},"Spend Controls",193400956097450,"spend-controls","platform/spend-controls",{"tag":88,"_uid":2437,"hide":29,"icon":2438,"link":2442,"type":88,"label":2449,"style":99,"component":100,"mobileLabel":88,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"2510867b-7a54-4419-b9bf-179d0e428694",{"id":2439,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2440,"copyright":88,"fieldtype":93,"meta_data":2441,"is_external_url":29},16729328,"https://a.storyblok.com/f/146026/32x32/b0f8886cda/icon-marvin-32px-carbon-naked.svg",{},{"id":2443,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2444,"story":2445},"fd085d94-f53b-4b62-8db8-a7210e0836c2","platform/ai-automation",{"name":2446,"id":2447,"uuid":2443,"slug":2448,"url":2444,"full_slug":2444,"_stopResolving":42},"AI & Automation",193401551136651,"ai-automation","AI",{"tag":88,"_uid":2451,"hide":29,"icon":2452,"link":2456,"type":88,"label":2463,"style":99,"component":100,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"26c4c111-0fcd-42c7-a1a9-adda4b11510c",{"id":2453,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2454,"copyright":88,"fieldtype":93,"meta_data":2455,"is_private":29,"is_external_url":29},16281093,"https://a.storyblok.com/f/146026/16x16/6958f61a21/icon-puzzle-carbon_no-bg.svg",{},{"id":2457,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2458,"story":2459},"e0594f7b-c01a-45b3-96e2-186a17439c46","integrations/",{"name":2460,"id":2461,"uuid":2457,"slug":2462,"url":2458,"full_slug":2458,"_stopResolving":42},"Integrations",129006144,"integrations","API & integrations",{"tag":88,"_uid":2465,"icon":2466,"link":2470,"type":88,"label":2477,"style":99,"component":100,"onClickEvent":88,"openInANewTab":29},"b4465174-3e37-44c2-99ee-8cd84e6e5a98",{"id":2467,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2468,"copyright":88,"fieldtype":93,"meta_data":2469,"is_external_url":29},16281085,"https://a.storyblok.com/f/146026/16x16/aa4d62e541/icon-office-carbon_no-bg.svg",{},{"id":2471,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2472,"story":2473},"3d432995-4a9f-417f-b7d9-48e760bf8646","product/multi-entity-management",{"name":2474,"id":2475,"uuid":2471,"slug":2476,"url":2472,"full_slug":2472,"_stopResolving":42},"Multi-Entity Management",193401474719366,"multi-entity-management","Multi-entity management",{"tag":88,"_uid":2479,"icon":2480,"link":2484,"type":88,"label":2488,"style":99,"component":100,"onClickEvent":88,"openInANewTab":29},"a349de93-1409-4ba4-a5e3-3c1916013987",{"id":2481,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2482,"copyright":88,"fieldtype":93,"meta_data":2483,"is_external_url":29},16281109,"https://a.storyblok.com/f/146026/16x16/e708885b4d/icon-wallet-carbon_no-bg.svg",{},{"id":2485,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2486,"story":2487},"b419cae8-61d4-4ab4-919b-71875ceab832","product/budget",{"name":2488,"id":2489,"uuid":2485,"slug":2490,"url":2486,"full_slug":2486,"_stopResolving":42},"Budget",193401384269658,"budget","Platform ","dropdownMenu",[2494],{"cta":2495,"_uid":2507,"title":2508,"eyebrow":2515,"subtitle":2518,"component":182,"textAlign":88,"sectionSettings":2525,"subtitleLeftBorder":29},[2496],{"tag":88,"_uid":2497,"hide":29,"icon":2498,"link":2499,"type":88,"label":2506,"style":99,"component":100,"mobileLabel":88,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"c116cfe4-00a7-4def-bfa6-50635b56f3cd",{"id":26,"alt":26,"name":88,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":93},{"id":2500,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2501,"story":2502},"0c6c4fbe-f44e-4fe1-8340-f16097c5e857","platform/platform-releases/october-update-2026",{"name":2503,"id":2504,"uuid":2500,"slug":2505,"url":2501,"full_slug":2501,"_stopResolving":42},"October update 2026",225204977508410,"october-update-2026","Explore now","5602ee0e-a19d-4a6d-81c7-654623a62c53",{"type":109,"content":2509},[2510],{"type":112,"attrs":2511,"content":2512},{"textAlign":26,"key":114},[2513],{"text":2514,"type":118},"What's New",{"type":109,"content":2516},[2517],{"type":112},{"type":109,"content":2519},[2520],{"type":112,"attrs":2521,"content":2522},{"textAlign":26,"key":114},[2523],{"text":2524,"type":118},"Your latest Spendesk product update is here",[],{"tag":88,"_uid":2527,"hide":29,"icon":2528,"link":2529,"type":88,"label":2533,"style":99,"component":100,"mobileLabel":88,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"3e099d1d-7633-470a-b225-70ff55117055",{"id":26,"alt":26,"name":88,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":93},{"id":2530,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2531,"story":2532},"3fa6ea10-966e-4089-af4b-7e6e442aa044","pricing",{"name":2533,"id":2534,"uuid":2530,"slug":2531,"url":2531,"full_slug":2531,"_stopResolving":42},"Pricing",118542802,{"tag":88,"_uid":2536,"icon":2537,"link":2538,"type":88,"label":2545,"style":99,"component":100,"onClickEvent":88,"openInANewTab":29},"d5e1987a-f5af-4885-8aaa-ef59abcd1856",{"id":26,"alt":26,"name":88,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":93},{"id":2539,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2540,"story":2541},"09ad78b4-d4be-4ef1-9f8d-7f452d2592ee","customers/",{"name":2542,"id":2543,"uuid":2539,"slug":2544,"url":2540,"full_slug":2540,"_stopResolving":42},"Listing page",107236629,"customers","Customer stories",{"_uid":2547,"label":2548,"columns":2549,"component":2492,"headingNewBranding":2705},"59752063-d282-4855-95bc-45cfb825ed90","Resources",[2550,2609,2674],{"_uid":2551,"ctas":2552,"label":2607,"component":2417,"labelColor":88,"backgroundIconColor":2608},"705444cd-cbfb-417a-99c3-8481453ed293",[2553,2567,2581,2594],{"tag":88,"_uid":2554,"icon":2555,"link":2559,"type":88,"label":2566,"style":99,"component":100,"onClickEvent":88,"openInANewTab":29},"5fa4f3ea-1139-4bfb-9f4b-5bfc2ee878e4",{"id":2556,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2557,"copyright":88,"fieldtype":93,"meta_data":2558,"is_private":29,"is_external_url":29},16281084,"https://a.storyblok.com/f/146026/16x16/4c0bcd937c/icon-edit-carbon_no-bg.svg",{},{"id":2560,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2561,"story":2562},"f85ca87f-b289-449f-9fc4-9c760a70f55b","blog/",{"name":2563,"id":2564,"uuid":2560,"slug":2565,"url":2561,"full_slug":2561,"_stopResolving":42},"Blog homepage (listing page)",181576014,"blog","Blog",{"tag":88,"_uid":2568,"hide":29,"icon":2569,"link":2573,"type":88,"label":2580,"style":99,"component":100,"mobileLabel":88,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"550defa8-3f12-404f-93c9-d1712a0cede6",{"id":2570,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2571,"copyright":88,"fieldtype":93,"meta_data":2572,"is_external_url":29},22166084,"https://a.storyblok.com/f/146026/16x16/70203afe7e/icon_-_play_-_carbon.svg",{},{"id":2574,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2575,"story":2576},"06849c8d-cf20-4692-b0d3-1a26c8b49950","events/",{"name":2577,"id":2578,"uuid":2574,"slug":2579,"url":2575,"full_slug":2575,"_stopResolving":42},"Events listing page",86201135839603,"events","Events & Webinars",{"tag":88,"_uid":2582,"hide":29,"icon":2583,"link":2587,"type":88,"label":2593,"style":99,"component":100,"mobileLabel":88,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"d6c7b904-02c6-4635-b6ef-7c41c9ffc857",{"id":2584,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2585,"copyright":88,"fieldtype":93,"meta_data":2586,"is_private":29,"is_external_url":29},16281086,"https://a.storyblok.com/f/146026/16x16/0e8759095b/icon-help-carbon_no-bg.svg",{},{"id":2588,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2589,"story":2590},"58f938c1-a22b-4a2a-8ba3-85610455b1e2","faq",{"name":2591,"id":2592,"uuid":2588,"slug":2589,"url":2589,"full_slug":2589,"_stopResolving":42},"FAQ",126231937,"FAQs",{"tag":88,"_uid":2595,"hide":29,"icon":2596,"link":2600,"type":88,"label":2604,"style":99,"component":100,"mobileLabel":88,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"615e7cc9-41e0-4033-aa94-52ae8aa728ff",{"id":2597,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2598,"copyright":88,"fieldtype":93,"meta_data":2599,"is_private":29,"is_external_url":29},16281080,"https://a.storyblok.com/f/146026/17x17/dfacf276ea/icon-search-carbon_no-bg.svg",{},{"id":2601,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2602,"story":2603},"73f35c2d-ebf7-4761-8e05-7ef4d9d7df01","glossary/",{"name":2604,"id":2605,"uuid":2601,"slug":2606,"url":2602,"full_slug":2602,"_stopResolving":42},"Glossary",127190994,"glossary","Helpful content","--color-accent-05",{"_uid":2610,"ctas":2611,"label":2673,"component":2417,"labelColor":88,"backgroundIconColor":2608},"487d38bc-1a08-45a5-807a-5a7c04de8a6e",[2612,2622,2635,2648,2662],{"tag":88,"_uid":2613,"hide":29,"icon":2614,"link":2616,"type":88,"label":2620,"style":99,"component":100,"mobileLabel":88,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"8f6dba5c-37eb-4e62-a1ab-3c40a4558b8e",{"id":2439,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2440,"copyright":88,"fieldtype":93,"meta_data":2615,"is_external_url":29},{},{"id":2617,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2618,"story":2619},"9425912b-288d-48f1-a7c7-6247f58ed8ed","ai",{"name":2620,"id":2621,"uuid":2617,"slug":2618,"url":2618,"full_slug":2618,"_stopResolving":42},"AI Hub",114865617041697,{"tag":88,"_uid":2623,"icon":2624,"link":2628,"type":88,"label":2634,"style":99,"component":100,"onClickEvent":88,"openInANewTab":29},"7777fb05-58e5-4f3c-aa58-92cdbc65fd09",{"id":2625,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2626,"copyright":88,"fieldtype":93,"meta_data":2627,"is_external_url":29},16281087,"https://a.storyblok.com/f/146026/16x16/e6ec37650f/icon-file-carbon_no-bg.svg",{},{"id":2629,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2630,"story":2631},"b116361a-f2a4-40f7-a021-4b9b64edade9","finance-resources",{"name":2632,"id":2633,"uuid":2629,"slug":2630,"url":2630,"full_slug":2630,"_stopResolving":42},"Finance resources",363638378,"Finance Team Resources",{"tag":88,"_uid":2636,"hide":29,"icon":2637,"link":2641,"type":88,"label":2645,"style":99,"component":100,"mobileLabel":88,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"627fe88e-fe6c-48e9-a3c4-2fd3336c1013",{"id":2638,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2639,"copyright":88,"fieldtype":93,"meta_data":2640,"is_external_url":29},70200044241480,"https://a.storyblok.com/f/146026/20x20/c23deb7ab6/icon-map-carbon_no-bg.svg",{},{"id":2642,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2643,"story":2644},"52ff1d3e-2698-4924-98a8-bb3c78d08bac","tools/cfo-tech-stack-map",{"name":2645,"id":2646,"uuid":2642,"slug":2647,"url":2643,"full_slug":2643,"_stopResolving":42},"CFO Tech Stack Map",688303595,"cfo-tech-stack-map",{"tag":88,"_uid":2649,"hide":42,"icon":2650,"link":2654,"type":88,"label":2661,"style":99,"component":100,"mobileLabel":88,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"bcc29e92-02f7-467c-95b2-b1a3745b8641",{"id":2651,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2652,"copyright":88,"fieldtype":93,"meta_data":2653,"is_external_url":29},16281098,"https://a.storyblok.com/f/146026/16x16/3e30487589/icon-calculator-carbon_no-bg.svg",{},{"id":2655,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2656,"story":2657},"ab956bec-b6b4-434a-b4aa-b772873f9577","tools/spend-management-calculator",{"name":2658,"id":2659,"uuid":2655,"slug":2660,"url":2656,"full_slug":2656,"_stopResolving":42},"ROI calculator",159362364,"spend-management-calculator","ROI Calculator",{"tag":88,"_uid":2663,"icon":2664,"link":2666,"type":88,"label":2672,"style":99,"component":100,"onClickEvent":88,"openInANewTab":29},"2ebe313f-59e0-4d88-b72e-217efc4a1c17",{"id":2392,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2393,"copyright":88,"fieldtype":93,"meta_data":2665,"is_external_url":29},{},{"id":2667,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2668,"story":2669},"001bfc30-c6f3-44bd-93ed-888c2ec3bc46","tools/hmrc-mileage-calculator",{"name":2670,"id":2671,"uuid":2667,"slug":2670,"url":2668,"full_slug":2668,"_stopResolving":42},"hmrc-mileage-calculator",590567568,"HMRC Mileage Calculator","Resources & Tools",{"_uid":2675,"ctas":2676,"label":2704,"component":2417,"backgroundIconColor":2608},"42cd977b-64fd-4daa-a999-3e539c48fdf8",[2677,2686,2695],{"tag":88,"_uid":2678,"icon":2679,"link":2683,"type":88,"label":2685,"style":99,"component":100,"onClickEvent":88,"openInANewTab":42},"2d80d8b9-bc29-451a-8830-93f777a4035f",{"id":2680,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2681,"copyright":88,"fieldtype":93,"meta_data":2682,"is_external_url":29},16281104,"https://a.storyblok.com/f/146026/24x24/9630540d4d/icon-cfoc-carbon_no-bg.svg",{},{"id":88,"url":2684,"linktype":97,"fieldtype":98,"cached_url":2684},"https://www.cfoconnect.eu/en/","Join CFO Connect",{"tag":88,"_uid":2687,"icon":2688,"link":2692,"type":88,"label":2694,"style":99,"component":100,"onClickEvent":88,"openInANewTab":42},"8aa1408e-a5de-4956-b981-e612681b1217",{"id":2689,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2690,"copyright":88,"fieldtype":93,"meta_data":2691,"is_external_url":29},16281088,"https://a.storyblok.com/f/146026/16x16/11abf8539b/icon-calendar-carbon_no-bg.svg",{},{"id":88,"url":2693,"linktype":97,"fieldtype":98,"cached_url":2693},"https://www.cfoconnect.eu/events/","CFO Connect Events",{"tag":88,"_uid":2696,"icon":2697,"link":2701,"type":88,"label":2703,"style":99,"component":100,"onClickEvent":88,"openInANewTab":29},"51f87bc2-673b-462f-8774-e0e4ff7d7c32",{"id":2698,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2699,"copyright":88,"fieldtype":93,"meta_data":2700,"is_private":29,"is_external_url":29},16281082,"https://a.storyblok.com/f/146026/16x16/d2c2ef928e/icon-chat-carbon_no-bg.svg",{},{"id":88,"url":2702,"linktype":97,"cached_url":2702},"https://www.cfoconnect.eu/en/resources/faces-of-finance/?__hstc=41219197.bbead300ed8109c4e10bec25b53311f8.1650355153846.1650355153846.1650393005163.2&__hssc=41219197.11.1650393005163&__hsfp=2647279916","Faces of Finance","Community",[],{"_uid":2707,"label":2708,"columns":2709,"component":2492,"headingNewBranding":2776},"4d29560b-a121-4a55-83cc-9ad81e6c3b0d","Company",[2710,2747],{"_uid":2711,"ctas":2712,"label":2708,"component":2417,"labelColor":88,"backgroundIconColor":2418},"e742d8be-34ef-4dd7-a505-637bcae2bfe0",[2713,2724,2733],{"tag":88,"_uid":2714,"hide":29,"icon":2715,"link":2717,"type":88,"label":2723,"style":99,"component":100,"mobileLabel":88,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"08110155-0385-4a0d-bb1f-23db5d38e45f",{"id":2467,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2468,"copyright":88,"fieldtype":93,"meta_data":2716,"is_private":29,"is_external_url":29},{},{"id":2718,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2719,"story":2720},"e44ca227-8de9-44c9-93ac-9229f1e769ba","about",{"name":2721,"id":2722,"uuid":2718,"slug":2719,"url":2719,"full_slug":2719,"_stopResolving":42},"Our story",126213445,"About us",{"tag":88,"_uid":2725,"hide":29,"icon":2726,"link":2730,"type":88,"label":2732,"style":99,"component":100,"mobileLabel":88,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"10f20954-92be-45a9-a38d-4ff377ae1a91",{"id":2727,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2728,"copyright":88,"fieldtype":93,"meta_data":2729,"is_external_url":29},16281083,"https://a.storyblok.com/f/146026/16x16/4710670fe5/icon-suitcase-carbon_no-bg.svg",{},{"id":88,"url":2731,"linktype":97,"fieldtype":98,"cached_url":2731},"https://career.spendesk.com","Careers",{"tag":88,"_uid":2734,"hide":29,"icon":2735,"link":2739,"type":88,"label":2746,"style":99,"component":100,"mobileLabel":88,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"54992a01-315a-44ea-8d42-530e6a4991e4",{"id":2736,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2737,"copyright":88,"fieldtype":93,"meta_data":2738,"is_private":29,"is_external_url":29},16281079,"https://a.storyblok.com/f/146026/16x16/b2eba365dd/icon-news-carbon_no-bg.svg",{},{"id":2740,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2741,"story":2742},"f09d7678-b42b-4c68-b4a5-3d26d457355c","press/",{"name":2743,"id":2744,"uuid":2740,"slug":2745,"url":2741,"full_slug":2741,"_stopResolving":42},"Spendesk Press",265014512,"press","News & Press",{"_uid":2748,"ctas":2749,"label":2775,"component":2417,"labelColor":88,"backgroundIconColor":2418},"59a11592-e6cb-405d-8208-9e3c365ac046",[2750,2763],{"tag":88,"_uid":2751,"hide":29,"icon":2752,"link":2756,"type":88,"label":2760,"style":99,"component":100,"mobileLabel":88,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"4c769292-9f5f-404f-90d3-9a6ed38483ff",{"id":2753,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2754,"copyright":88,"fieldtype":93,"meta_data":2755,"is_private":29,"is_external_url":29},16281099,"https://a.storyblok.com/f/146026/18x16/a7c116c072/icon-people-carbon_no-bg.svg",{},{"id":2757,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2758,"story":2759},"256bc156-b5de-4af2-a9d9-17e2f24d8448","partners/",{"name":2760,"id":2761,"uuid":2757,"slug":2762,"url":2758,"full_slug":2758,"_stopResolving":42},"Partners",113802294,"partners",{"tag":88,"_uid":2764,"hide":29,"icon":2765,"link":2769,"type":88,"label":2773,"style":99,"component":100,"mobileLabel":88,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"f0e6324a-5e60-43c4-bffc-3430ec5c000b",{"id":2766,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2767,"copyright":88,"fieldtype":93,"meta_data":2768,"is_private":29,"is_external_url":29},16281081,"https://a.storyblok.com/f/146026/18x18/01e1262e82/icon-phone-carbon_no-bg.svg",{},{"id":2770,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2771,"story":2772},"07eb4f4d-6829-4200-a43a-40fe668dbd09","contact-us",{"name":2773,"id":2774,"uuid":2770,"slug":2771,"url":2771,"full_slug":2771,"_stopResolving":42},"Contact us",126275406," ",[],"Login","header",[2780,2785,2790,2794],{"_uid":2781,"code":39,"name":2782,"component":2783,"shortName":2784},"3825432f-6270-4fc5-a6de-2268b10d53ab","Deutsch","language","DE",{"_uid":2786,"code":2787,"name":2788,"component":2783,"shortName":2789},"5050c343-1954-40e4-bc50-71a22fceaf28","en","English","EN",{"_uid":2791,"code":41,"name":2792,"component":2783,"shortName":2793},"76d21077-cbac-4f11-9fed-1cee8e6221ae","Español","ES",{"_uid":2795,"code":37,"name":2796,"component":2783,"shortName":2797},"a451f395-b57c-4be1-8e17-c87dbc81b87b","Français","FR",{"id":2799,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2800,"copyright":88,"fieldtype":93,"meta_data":2801,"is_external_url":29},15300953,"https://a.storyblok.com/f/146026/143x22/ff77add2ca/spendesk-logo-black.svg",{},{"id":2803,"alt":2338,"name":88,"focus":88,"title":2804,"source":88,"filename":2805,"copyright":88,"fieldtype":93,"meta_data":2806,"is_external_url":29},4112224,"Spendesk white","https://a.storyblok.com/f/146026/x/8000a10792/spendesk-logo-white.svg",{},[2808],{"tag":88,"_uid":2809,"hide":29,"icon":2810,"link":2812,"type":88,"label":2814,"style":99,"component":100,"onClickEvent":2815,"openInANewTab":42,"horizontalFill":29},"76967f37-ad44-44e4-942f-2b6c1c1ee456",{"id":26,"alt":26,"name":88,"focus":26,"title":26,"source":26,"filename":88,"copyright":26,"fieldtype":93,"meta_data":2811},{},{"id":88,"url":2813,"linktype":97,"fieldtype":98,"cached_url":2813},"https://helpcenter.spendesk.com","Help Center","website:navbar:helpcenter_cta:clicked",[2817,2822],{"tag":88,"_uid":2818,"hide":29,"icon":2819,"link":2821,"type":88,"label":2814,"style":99,"component":100,"onClickEvent":2815,"openInANewTab":42,"horizontalFill":29},"5973fc04-9f32-479f-8978-27caad9d8e91",{"id":26,"alt":26,"name":88,"focus":26,"title":26,"source":26,"filename":88,"copyright":26,"fieldtype":93,"meta_data":2820},{},{"id":88,"url":2813,"linktype":97,"fieldtype":98,"cached_url":2813},{"tag":88,"_uid":2823,"hide":29,"icon":2824,"link":2826,"type":88,"label":2832,"style":99,"component":100,"mobileLabel":88,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"9875b499-bfb1-473b-a433-f70b3cff167b",{"id":26,"alt":26,"name":88,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":93,"meta_data":2825,"is_external_url":29},{},{"id":2827,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2828,"story":2829},"0fcd9d53-6332-4709-aeeb-2e72863eb107","spendesk-security",{"name":2830,"id":2831,"uuid":2827,"slug":2828,"url":2828,"full_slug":2828,"_stopResolving":42},"Security",126230553,"Security & privacy",[2834,2842,2850,2858,2866],{"tag":88,"_uid":2835,"icon":2836,"link":2840,"type":88,"label":88,"style":99,"component":100,"onClickEvent":88,"openInANewTab":42},"71cb89db-23a0-4b90-82d6-ca84b52af561",{"id":2837,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2838,"copyright":88,"fieldtype":93,"meta_data":2839,"is_external_url":29},16281248,"https://a.storyblok.com/f/146026/12x12/2d962efd0e/icon-facebook-carbon_no-bg.svg",{},{"id":88,"url":2841,"linktype":97,"fieldtype":98,"cached_url":2841},"https://www.facebook.com/spendesk/",{"tag":88,"_uid":2843,"icon":2844,"link":2848,"type":88,"label":88,"style":99,"component":100,"onClickEvent":88,"openInANewTab":42},"69887bf3-cc5a-4f8b-82e0-33682082fbb0",{"id":2845,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2846,"copyright":88,"fieldtype":93,"meta_data":2847,"is_private":29,"is_external_url":29},16281245,"https://a.storyblok.com/f/146026/12x12/3d1e2f35e1/icon-instagram-carbon_no-bg.svg",{},{"id":88,"url":2849,"linktype":97,"fieldtype":98,"cached_url":2849},"https://www.instagram.com/spendesk",{"tag":88,"_uid":2851,"icon":2852,"link":2856,"type":88,"label":88,"style":99,"component":100,"onClickEvent":88,"openInANewTab":42},"4b43ad3a-09a9-4670-8fa0-112bc3a16e82",{"id":2853,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2854,"copyright":88,"fieldtype":93,"meta_data":2855,"is_private":29,"is_external_url":29},16281247,"https://a.storyblok.com/f/146026/12x12/864442ea5c/icon-linkedin-carbon_no-bg.svg",{},{"id":88,"url":2857,"linktype":97,"fieldtype":98,"cached_url":2857},"https://www.linkedin.com/company/spendesk/",{"tag":88,"_uid":2859,"icon":2860,"link":2864,"type":88,"label":88,"style":99,"component":100,"onClickEvent":88,"openInANewTab":42},"78310ee6-2020-4d6f-935c-61b7c4320988",{"id":2861,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2862,"copyright":88,"fieldtype":93,"meta_data":2863,"is_private":29,"is_external_url":29},16281249,"https://a.storyblok.com/f/146026/12x12/2b24154a63/icon-x-carbon_no-bg.svg",{},{"id":88,"url":2865,"linktype":97,"fieldtype":98,"cached_url":2865},"https://x.com/Spendesk",{"tag":88,"_uid":2867,"hide":29,"icon":2868,"link":2872,"type":88,"label":88,"style":99,"component":100,"mobileLabel":88,"onClickEvent":88,"openInANewTab":42,"horizontalFill":29},"70991476-75cd-4094-ae94-acd39cb504f1",{"id":2869,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2870,"copyright":88,"fieldtype":93,"meta_data":2871,"is_private":29,"is_external_url":29},16281246,"https://a.storyblok.com/f/146026/12x12/169fccc4c0/icon-youtube-carbon_no-bg.svg",{},{"id":88,"url":2873,"linktype":97,"fieldtype":98,"cached_url":2873},"https://www.youtube.com/c/spendesk",[2875],{"tag":88,"_uid":2876,"hide":29,"icon":2877,"link":2878,"type":88,"label":88,"style":99,"component":100,"mobileLabel":88,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"b3e35b40-8a11-4b10-8610-d965ad8998f4",{"id":26,"alt":26,"name":88,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":93},{"id":2879,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2880,"story":2881},"cda85daf-0d14-4698-9bb2-d5fbb6bd7bc5","home",{"name":2882,"id":2883,"uuid":2879,"slug":2880,"url":2880,"full_slug":2880,"_stopResolving":42},"Homepage",106735746,[2885],{"tag":88,"_uid":2886,"hide":29,"icon":2887,"link":2888,"type":88,"label":2895,"style":99,"component":100,"onClickEvent":2896,"openInANewTab":29,"horizontalFill":29},"2c621606-7c33-47b3-9eb1-456d185505fe",{"id":26,"alt":26,"name":88,"focus":26,"title":26,"filename":88,"copyright":26,"fieldtype":93},{"id":2889,"url":88,"anchor":88,"linktype":2305,"fieldtype":98,"cached_url":2890,"story":2891},"92c675ca-b9a9-4a17-9ac3-8b5dd3221fc4","schedule-a-demo/",{"name":2892,"id":2893,"uuid":2889,"slug":2894,"url":2890,"full_slug":2890,"_stopResolving":42},"Schedule a demo",126838129,"schedule-a-demo","Book a demo","website:navbar:book_a_demo_cta:clicked",[2898],{"_uid":2899,"hide":29,"style":2900,"content":2901,"display":2922,"component":2923,"hideOnMobile":29,"mobileContent":2924},"295cfee8-25ae-49d8-8704-8e96565866d5","animated-gradient",{"type":109,"attrs":2902,"content":2903},{"backgroundColor":26},[2904],{"type":112,"attrs":2905,"content":2906},{"textAlign":26,"key":114},[2907,2911,2913],{"text":2908,"type":118,"marks":2909},"Spendesk AI:",[2910],{"type":190},{"text":2912,"type":118}," The routine work, handled. The judgement calls, yours 👉 ",{"text":2914,"type":118,"marks":2915},"Learn more",[2916,2921],{"type":2265,"attrs":2917},{"href":2918,"uuid":2443,"anchor":26,"target":2919,"linktype":2305,"story":2920},"/platform/ai-automation","_self",{"name":2446,"id":2447,"uuid":2443,"slug":2448,"url":2444,"full_slug":2444,"_stopResolving":42},{"type":190},"Whole website","announcementBanner",{"type":109,"attrs":2925,"content":2926},{"backgroundColor":26},[2927],{"type":112,"attrs":2928,"content":2929},{"textAlign":26,"key":114},[2930,2933,2935],{"text":2908,"type":118,"marks":2931},[2932],{"type":190},{"text":2934,"type":118}," The routine, handled. The judgement calls, yours 👉 ",{"text":2914,"type":118,"marks":2936},[2937,2940],{"type":2265,"attrs":2938},{"href":2918,"uuid":2443,"anchor":26,"target":2919,"linktype":2305,"story":2939},{"name":2446,"id":2447,"uuid":2443,"slug":2448,"url":2444,"full_slug":2444,"_stopResolving":42},{"type":190},"Select your language","global-components/header",[2944],"Links checked",111907194,"ef28e32e-3701-433a-b77f-08737a82cfdc","2022-03-09T14:32:27.754Z","/",[],[2951,2952,2953],{"path":2942,"name":26,"lang":37,"published":26},{"path":2942,"name":26,"lang":39,"published":26},{"path":2942,"name":26,"lang":41,"published":26},{"name":2955,"created_at":2956,"published_at":2957,"updated_at":2958,"id":2959,"uuid":2960,"content":2961,"slug":3159,"full_slug":3324,"sort_by_date":26,"position":3325,"tag_list":3326,"is_startpage":29,"parent_id":2945,"meta_data":26,"group_id":3327,"first_published_at":3328,"release_id":26,"lang":33,"path":2561,"alternates":3329,"default_full_slug":3324,"translated_slugs":3330},"Footer","2022-03-03T10:27:46.390Z","2026-10-06T15:23:35.878Z","2026-10-06T15:23:35.904Z",112689691,"bd332f6b-f70a-4f07-abe4-434b845b6945",{"_uid":2962,"lists":2963,"component":3159,"logoLinks":3160,"legalLinks":3177,"socialLinks":3228,"newsletterForm":3254,"complianceLogos":3293,"newsletterTitle":3302,"smallDescription":3303,"newsletterSubtitle":3309,"legalDescriptionText":3310},"68acc184-683a-412b-863a-297708c3cffb",[2964,2998,3052,3127],{"_uid":2965,"ctas":2966,"label":2344,"component":2417,"labelColor":88,"backgroundIconColor":88},"d0f2d38f-3465-422c-9ebf-15df11d2c26b",[2967,2974,2980,2986,2992],{"tag":88,"_uid":2968,"hide":29,"icon":2969,"link":2971,"type":88,"label":2973,"style":99,"component":100,"mobileLabel":88,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"d7c91b3c-6e8c-4210-82fb-50a835efded0",{"id":2352,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2353,"copyright":88,"fieldtype":93,"meta_data":2970,"is_external_url":29},{},{"id":2356,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2357,"story":2972},{"name":2359,"id":2360,"uuid":2356,"slug":2361,"url":2357,"full_slug":2357,"_stopResolving":42},"Spendesk AI connect",{"tag":88,"_uid":2975,"icon":2976,"link":2978,"type":88,"label":2373,"style":99,"component":100,"onClickEvent":88,"openInANewTab":29},"8fe65f6f-350a-43a6-bd1e-c689ca139c00",{"id":2366,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2367,"copyright":88,"fieldtype":93,"meta_data":2977,"is_external_url":29},{},{"id":2370,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2371,"story":2979},{"name":2373,"id":2374,"uuid":2370,"slug":2375,"url":2371,"full_slug":2371,"_stopResolving":42},{"tag":88,"_uid":2981,"hide":29,"icon":2982,"link":2984,"type":88,"label":2386,"style":99,"component":100,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"49e8fc3a-b545-40f3-89b6-fef1979dfcfc",{"id":2379,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2380,"copyright":88,"fieldtype":93,"meta_data":2983,"is_external_url":29},{},{"id":2383,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2384,"story":2985},{"name":2386,"id":2387,"uuid":2383,"slug":2388,"url":2384,"full_slug":2384,"_stopResolving":42},{"tag":88,"_uid":2987,"hide":29,"icon":2988,"link":2990,"type":88,"label":2402,"style":99,"component":100,"mobileLabel":88,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"9069228c-b61f-4f8b-a7f3-7327b46712f7",{"id":2392,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2393,"copyright":88,"fieldtype":93,"meta_data":2989,"is_external_url":29},{},{"id":2396,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2397,"story":2991},{"name":2399,"id":2400,"uuid":2396,"slug":2401,"url":2397,"full_slug":2397,"_stopResolving":42},{"tag":88,"_uid":2993,"icon":2994,"link":2996,"type":88,"label":2416,"style":99,"component":100,"onClickEvent":88,"openInANewTab":29},"ee715f69-a1cc-4154-b8ba-f55ca358e584",{"id":2406,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2407,"copyright":88,"fieldtype":93,"meta_data":2995,"is_external_url":29},{},{"id":2410,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2411,"story":2997},{"name":2413,"id":2414,"uuid":2410,"slug":2415,"url":2411,"full_slug":2411,"_stopResolving":42},{"_uid":2999,"ctas":3000,"label":3051,"component":2417,"labelColor":88,"backgroundIconColor":88},"f5cbd7bc-f736-4698-a51e-febd689e8aba",[3001,3007,3014,3020,3026,3032,3038,3044],{"tag":88,"_uid":3002,"hide":29,"icon":3003,"link":3005,"type":88,"label":2432,"style":99,"component":100,"mobileLabel":88,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"c9bdfffe-0a2e-45a2-bdf1-a3e5f4f2b389",{"id":2425,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2426,"copyright":88,"fieldtype":93,"meta_data":3004,"is_external_url":29},{},{"id":2429,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2430,"story":3006},{"name":2432,"id":2433,"uuid":2429,"slug":2434,"url":2435,"full_slug":2435,"_stopResolving":42},{"tag":88,"_uid":3008,"hide":29,"icon":3009,"link":3011,"type":88,"label":3013,"style":99,"component":100,"mobileLabel":88,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"b19cf668-817c-4adc-b839-8635ff2f977e",{"id":2439,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2440,"copyright":88,"fieldtype":93,"meta_data":3010,"is_external_url":29},{},{"id":2443,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2444,"story":3012},{"name":2446,"id":2447,"uuid":2443,"slug":2448,"url":2444,"full_slug":2444,"_stopResolving":42},"Intelligence & Automation",{"tag":88,"_uid":3015,"hide":29,"icon":3016,"link":3018,"type":88,"label":2463,"style":99,"component":100,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"49c8595b-725e-49b7-9375-09b3a5cecbbd",{"id":2453,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2454,"copyright":88,"fieldtype":93,"meta_data":3017,"is_private":29,"is_external_url":29},{},{"id":2457,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2458,"story":3019},{"name":2460,"id":2461,"uuid":2457,"slug":2462,"url":2458,"full_slug":2458,"_stopResolving":42},{"tag":88,"_uid":3021,"icon":3022,"link":3024,"type":88,"label":2477,"style":99,"component":100,"onClickEvent":88,"openInANewTab":29},"977a634d-082c-4387-8112-d3cfc025cc21",{"id":2467,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2468,"copyright":88,"fieldtype":93,"meta_data":3023,"is_external_url":29},{},{"id":2471,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2472,"story":3025},{"name":2474,"id":2475,"uuid":2471,"slug":2476,"url":2472,"full_slug":2472,"_stopResolving":42},{"tag":88,"_uid":3027,"icon":3028,"link":3030,"type":88,"label":2488,"style":99,"component":100,"onClickEvent":88,"openInANewTab":29},"75918215-79bd-4d1e-8d6a-0f934a37adaa",{"id":2481,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2482,"copyright":88,"fieldtype":93,"meta_data":3029,"is_external_url":29},{},{"id":2485,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2486,"story":3031},{"name":2488,"id":2489,"uuid":2485,"slug":2490,"url":2486,"full_slug":2486,"_stopResolving":42},{"tag":88,"_uid":3033,"hide":29,"icon":3034,"link":3036,"type":88,"label":2533,"style":99,"component":100,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"6ceacb70-4395-4d46-a104-52bcbb12549a",{"id":26,"alt":26,"name":88,"focus":26,"title":26,"source":26,"filename":88,"copyright":26,"fieldtype":93,"meta_data":3035},{},{"id":2530,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2531,"story":3037},{"name":2533,"id":2534,"uuid":2530,"slug":2531,"url":2531,"full_slug":2531,"_stopResolving":42},{"tag":88,"_uid":3039,"hide":29,"icon":3040,"link":3042,"type":88,"label":2830,"style":99,"component":100,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"aaf8481c-eaf9-49d6-bbf8-294414629527",{"id":26,"alt":26,"name":88,"focus":26,"title":26,"source":26,"filename":88,"copyright":26,"fieldtype":93,"meta_data":3041},{},{"id":2827,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2828,"story":3043},{"name":2830,"id":2831,"uuid":2827,"slug":2828,"url":2828,"full_slug":2828,"_stopResolving":42},{"tag":88,"_uid":3045,"hide":29,"icon":3046,"link":3048,"type":88,"label":3050,"style":99,"component":100,"mobileLabel":88,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"9ac83939-1d0e-4acd-a388-b7e84d5fe919",{"id":26,"alt":26,"name":88,"focus":26,"title":26,"source":26,"filename":88,"copyright":26,"fieldtype":93,"meta_data":3047},{},{"id":88,"url":3049,"linktype":97,"fieldtype":98,"cached_url":3049},"https://trust.spendesk.com/","Trust Center","Platform",{"_uid":3053,"ctas":3054,"label":2548,"component":2417,"backgroundIconColor":88},"a5692a00-27ae-4696-a7e1-1634fdadec5f",[3055,3061,3066,3072,3078,3084,3090,3096,3102,3108,3114,3121],{"tag":88,"_uid":3056,"hide":29,"icon":3057,"link":3059,"type":88,"label":2545,"style":99,"component":100,"mobileLabel":88,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"51465f21-aec8-4db0-8abf-a7642c30c371",{"id":26,"alt":26,"name":88,"focus":26,"title":26,"source":26,"filename":88,"copyright":26,"fieldtype":93,"meta_data":3058},{},{"id":2539,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2540,"story":3060},{"name":2542,"id":2543,"uuid":2539,"slug":2544,"url":2540,"full_slug":2540,"_stopResolving":42},{"tag":88,"_uid":3062,"icon":3063,"link":3064,"type":88,"label":2566,"style":99,"component":100,"onClickEvent":88,"openInANewTab":29},"d8b26908-181b-4ad4-ac37-10378e37c224",{"id":26,"alt":26,"name":88,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":93},{"id":2560,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2561,"story":3065},{"name":2563,"id":2564,"uuid":2560,"slug":2565,"url":2561,"full_slug":2561,"_stopResolving":42},{"tag":88,"_uid":3067,"hide":29,"icon":3068,"link":3070,"type":88,"label":2580,"style":99,"component":100,"mobileLabel":88,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"82afa5ce-ceec-4f5f-8fa9-3f3c3f2ffee6",{"id":2570,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2571,"copyright":88,"fieldtype":93,"meta_data":3069,"is_external_url":29},{},{"id":2574,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2575,"story":3071},{"name":2577,"id":2578,"uuid":2574,"slug":2579,"url":2575,"full_slug":2575,"_stopResolving":42},{"tag":88,"_uid":3073,"hide":29,"icon":3074,"link":3076,"type":88,"label":2593,"style":99,"component":100,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"bc6ea1e5-e214-4c5b-891b-97f3a463ab96",{"id":26,"alt":26,"name":88,"focus":26,"title":26,"source":26,"filename":88,"copyright":26,"fieldtype":93,"meta_data":3075},{},{"id":2588,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2589,"story":3077},{"name":2591,"id":2592,"uuid":2588,"slug":2589,"url":2589,"full_slug":2589,"_stopResolving":42},{"tag":88,"_uid":3079,"hide":29,"icon":3080,"link":3082,"type":88,"label":2604,"style":99,"component":100,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"a4cbb496-40d2-47fe-a675-0be9c945ac68",{"id":26,"alt":26,"name":88,"focus":26,"title":26,"source":26,"filename":88,"copyright":26,"fieldtype":93,"meta_data":3081},{},{"id":2601,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2602,"story":3083},{"name":2604,"id":2605,"uuid":2601,"slug":2606,"url":2602,"full_slug":2602,"_stopResolving":42},{"tag":88,"_uid":3085,"hide":29,"icon":3086,"link":3088,"type":88,"label":2620,"style":99,"component":100,"mobileLabel":88,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"c6d3959b-8fdc-4fe9-a7f3-52f49ecbe443",{"id":2439,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2440,"copyright":88,"fieldtype":93,"meta_data":3087,"is_external_url":29},{},{"id":2617,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2618,"story":3089},{"name":2620,"id":2621,"uuid":2617,"slug":2618,"url":2618,"full_slug":2618,"_stopResolving":42},{"tag":88,"_uid":3091,"hide":29,"icon":3092,"link":3094,"type":88,"label":2634,"style":99,"component":100,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"c39d3fa4-a923-42b8-9d7c-0b9b936c5bcc",{"id":26,"alt":26,"name":88,"focus":26,"title":26,"source":26,"filename":88,"copyright":26,"fieldtype":93,"meta_data":3093},{},{"id":2629,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2630,"story":3095},{"name":2632,"id":2633,"uuid":2629,"slug":2630,"url":2630,"full_slug":2630,"_stopResolving":42},{"tag":88,"_uid":3097,"hide":29,"icon":3098,"link":3100,"type":88,"label":2645,"style":99,"component":100,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"240f0a34-aa81-43d6-bda7-2d971d0d57b7",{"id":26,"alt":26,"name":88,"focus":26,"title":26,"source":26,"filename":88,"copyright":26,"fieldtype":93,"meta_data":3099},{},{"id":2642,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2643,"story":3101},{"name":2645,"id":2646,"uuid":2642,"slug":2647,"url":2643,"full_slug":2643,"_stopResolving":42},{"tag":88,"_uid":3103,"hide":42,"icon":3104,"link":3106,"type":88,"label":2661,"style":99,"component":100,"mobileLabel":88,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"34303990-7e9e-493a-b31b-0dec6d2c9350",{"id":2651,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2652,"copyright":88,"fieldtype":93,"meta_data":3105,"is_external_url":29},{},{"id":2655,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2656,"story":3107},{"name":2658,"id":2659,"uuid":2655,"slug":2660,"url":2656,"full_slug":2656,"_stopResolving":42},{"tag":88,"_uid":3109,"icon":3110,"link":3112,"type":88,"label":2672,"style":99,"component":100,"onClickEvent":88,"openInANewTab":29},"bdd90120-f369-405f-8e86-565a0cb8bebc",{"id":2392,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2393,"copyright":88,"fieldtype":93,"meta_data":3111,"is_external_url":29},{},{"id":2667,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2668,"story":3113},{"name":2670,"id":2671,"uuid":2667,"slug":2670,"url":2668,"full_slug":2668,"_stopResolving":42},{"tag":88,"_uid":3115,"hide":29,"icon":3116,"link":3118,"type":88,"label":3120,"style":99,"component":100,"onClickEvent":88,"openInANewTab":42,"horizontalFill":29},"1e38a088-1716-44d2-91c9-b42a77573314",{"id":26,"alt":26,"name":88,"focus":26,"title":26,"source":26,"filename":88,"copyright":26,"fieldtype":93,"meta_data":3117},{},{"id":88,"url":3119,"linktype":97,"fieldtype":98,"cached_url":3119},"https://www.cfoconnect.eu/","CFO Connect",{"tag":88,"_uid":3122,"hide":29,"icon":3123,"link":3125,"type":88,"label":2814,"style":99,"component":100,"mobileLabel":88,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"729e5d8c-44e2-4878-abfd-74b1064926c4",{"id":26,"alt":26,"name":88,"focus":26,"title":26,"source":26,"filename":88,"copyright":26,"fieldtype":93,"meta_data":3124},{},{"id":88,"url":3126,"linktype":97,"fieldtype":98,"cached_url":3126},"https://helpcenter.spendesk.com/en/",{"_uid":3128,"ctas":3129,"label":2708,"component":2417,"backgroundIconColor":88},"a55f4bc1-606b-46eb-a94d-b098cfcbf0c3",[3130,3136,3141,3147,3153],{"tag":88,"_uid":3131,"hide":29,"icon":3132,"link":3134,"type":88,"label":2723,"style":99,"component":100,"mobileLabel":88,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"3bbaa99b-a011-4bb0-b8a4-4155a0f67899",{"id":2467,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2468,"copyright":88,"fieldtype":93,"meta_data":3133,"is_private":29,"is_external_url":29},{},{"id":2718,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2719,"story":3135},{"name":2721,"id":2722,"uuid":2718,"slug":2719,"url":2719,"full_slug":2719,"_stopResolving":42},{"tag":88,"_uid":3137,"hide":29,"icon":3138,"link":3140,"type":88,"label":2732,"style":99,"component":100,"mobileLabel":88,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"fa32c6df-1ed1-4b6f-9521-f251c5d79dd4",{"id":2727,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2728,"copyright":88,"fieldtype":93,"meta_data":3139,"is_external_url":29},{},{"id":88,"url":2731,"linktype":97,"fieldtype":98,"cached_url":2731},{"tag":88,"_uid":3142,"hide":29,"icon":3143,"link":3145,"type":88,"label":2746,"style":99,"component":100,"mobileLabel":88,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"b6549fad-eb8f-4dba-a791-37ba72450943",{"id":2736,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2737,"copyright":88,"fieldtype":93,"meta_data":3144,"is_private":29,"is_external_url":29},{},{"id":2740,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2741,"story":3146},{"name":2743,"id":2744,"uuid":2740,"slug":2745,"url":2741,"full_slug":2741,"_stopResolving":42},{"tag":88,"_uid":3148,"hide":29,"icon":3149,"link":3151,"type":88,"label":2760,"style":99,"component":100,"mobileLabel":88,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"6eed8aa0-be5f-4b19-b267-de46368f3dcd",{"id":2753,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2754,"copyright":88,"fieldtype":93,"meta_data":3150,"is_private":29,"is_external_url":29},{},{"id":2757,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2758,"story":3152},{"name":2760,"id":2761,"uuid":2757,"slug":2762,"url":2758,"full_slug":2758,"_stopResolving":42},{"tag":88,"_uid":3154,"hide":29,"icon":3155,"link":3157,"type":88,"label":2773,"style":99,"component":100,"mobileLabel":88,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"58e6df6a-1e1d-4c37-b4eb-6e8911fcc58e",{"id":2766,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2767,"copyright":88,"fieldtype":93,"meta_data":3156,"is_private":29,"is_external_url":29},{},{"id":2770,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2771,"story":3158},{"name":2773,"id":2774,"uuid":2770,"slug":2771,"url":2771,"full_slug":2771,"_stopResolving":42},"footer",[3161,3169],{"tag":88,"_uid":3162,"hide":29,"icon":3163,"link":3167,"type":88,"label":88,"style":99,"component":100,"mobileLabel":88,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"225df49b-7d21-46c3-986a-89b609d15540",{"id":3164,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":3165,"copyright":88,"fieldtype":93,"meta_data":3166,"is_external_url":29},173615012056826,"https://a.storyblok.com/f/146026/3840x1138/df5342ecf7/app-store.png",{},{"id":88,"url":3168,"linktype":97,"fieldtype":98,"cached_url":3168},"https://apps.apple.com/gb/app/spendesk/id1189271166",{"tag":88,"_uid":3170,"hide":29,"icon":3171,"link":3175,"type":88,"label":88,"style":99,"component":100,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"304ab845-c02d-4797-ac5d-b731333ea7dd",{"id":3172,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":3173,"copyright":88,"fieldtype":93,"meta_data":3174,"is_external_url":29},173615379803939,"https://a.storyblok.com/f/146026/3840x1138/74c7cdcd5e/play-store.png",{},{"id":88,"url":3176,"linktype":97,"fieldtype":98,"cached_url":3176},"https://play.google.com/store/apps/details?id=com.spendesk.spendesk",[3178,3184,3196,3206,3216,3222],{"tag":88,"_uid":3179,"icon":3180,"link":3181,"type":88,"label":3183,"style":99,"component":100,"onClickEvent":88,"openInANewTab":29},"18c52dc1-2550-498e-947d-ad963cf65b82",{"id":26,"alt":26,"name":88,"focus":26,"title":26,"filename":88,"copyright":26,"fieldtype":93},{"id":2879,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2880,"story":3182},{"name":2882,"id":2883,"uuid":2879,"slug":2880,"url":2880,"full_slug":2880,"_stopResolving":42},"© Spendesk",{"tag":88,"_uid":3185,"icon":3186,"link":3187,"type":88,"label":3195,"style":99,"component":100,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"e04f239b-a66b-4a6e-a5aa-98e51dc8ed87",{"id":26,"alt":26,"name":88,"focus":26,"title":26,"filename":88,"copyright":26,"fieldtype":93},{"id":3188,"url":88,"linktype":2305,"fieldtype":98,"cached_url":3189,"story":3190},"9ab6c86b-54a0-4c11-815c-fabbc1170f1a","legals/terms",{"name":3191,"id":3192,"uuid":3188,"slug":3193,"url":3194,"full_slug":3194,"_stopResolving":42},"T&C index page",126275944,"terms","legals/terms/","Terms of Service",{"tag":88,"_uid":3197,"icon":3198,"link":3199,"type":88,"label":3203,"style":99,"component":100,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"8ce65fa2-298d-48d3-813f-ad303b474ba9",{"id":26,"alt":26,"name":88,"focus":26,"title":26,"filename":88,"copyright":26,"fieldtype":93},{"id":3200,"url":88,"linktype":2305,"fieldtype":98,"cached_url":3201,"story":3202},"79cf9763-fbf7-44fc-b713-7375d45cc602","legals/privacy",{"name":3203,"id":3204,"uuid":3200,"slug":3205,"url":3201,"full_slug":3201,"_stopResolving":42},"Privacy Policy",126276104,"privacy",{"tag":88,"_uid":3207,"icon":3208,"link":3209,"type":88,"label":3213,"style":99,"component":100,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"4102590b-cbea-46dc-a189-9d8f7a6b918d",{"id":26,"alt":26,"name":88,"focus":26,"title":26,"filename":88,"copyright":26,"fieldtype":93},{"id":3210,"url":88,"linktype":2305,"fieldtype":98,"cached_url":3211,"story":3212},"48c66e1a-a010-45ab-824d-e2fe67bdc73b","legals/cookies-policy",{"name":3213,"id":3214,"uuid":3210,"slug":3215,"url":3211,"full_slug":3211,"_stopResolving":42},"Cookies Policy",156606099,"cookies-policy",{"tag":88,"_uid":3217,"icon":3218,"link":3219,"type":88,"label":3221,"style":99,"component":100,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"a04b6ac0-49a7-4255-8df7-25607c934f2b",{"id":26,"alt":26,"name":88,"focus":26,"title":26,"filename":88,"copyright":26,"fieldtype":93},{"id":88,"url":3220,"linktype":97,"fieldtype":98,"cached_url":3220},"https://helpcenter.spendesk.com/en/articles/4168878-our-legal-notice","Legal Notice",{"tag":88,"_uid":3223,"hide":29,"icon":3224,"link":3225,"type":88,"label":3227,"style":99,"component":100,"mobileLabel":88,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"13ba1af3-98e6-4327-9fd1-0d23d1d77f28",{"id":26,"alt":26,"name":88,"focus":26,"title":26,"filename":88,"copyright":26,"fieldtype":93},{"id":88,"url":3226,"linktype":97,"fieldtype":98,"cached_url":3226},"openConsentManager.action","Cookie Settings",[3229,3234,3239,3244,3249],{"tag":88,"_uid":3230,"icon":3231,"link":3233,"type":88,"label":88,"style":99,"component":100,"onClickEvent":88,"openInANewTab":42},"b8ae0710-0ec7-4295-a29f-077356785735",{"id":2837,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2838,"copyright":88,"fieldtype":93,"meta_data":3232,"is_external_url":29},{},{"id":88,"url":2841,"linktype":97,"fieldtype":98,"cached_url":2841},{"tag":88,"_uid":3235,"icon":3236,"link":3238,"type":88,"label":88,"style":99,"component":100,"onClickEvent":88,"openInANewTab":42},"ba7893c6-6da5-49f9-860d-c9a859f7d1c7",{"id":2845,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2846,"copyright":88,"fieldtype":93,"meta_data":3237,"is_private":29,"is_external_url":29},{},{"id":88,"url":2849,"linktype":97,"fieldtype":98,"cached_url":2849},{"tag":88,"_uid":3240,"icon":3241,"link":3243,"type":88,"label":88,"style":99,"component":100,"onClickEvent":88,"openInANewTab":42},"acea7ba4-1c98-4646-8648-cc6c8283efb6",{"id":2853,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2854,"copyright":88,"fieldtype":93,"meta_data":3242,"is_private":29,"is_external_url":29},{},{"id":88,"url":2857,"linktype":97,"fieldtype":98,"cached_url":2857},{"tag":88,"_uid":3245,"icon":3246,"link":3248,"type":88,"label":88,"style":99,"component":100,"onClickEvent":88,"openInANewTab":42},"c9f2572b-c12f-49af-bef8-18e30f455bec",{"id":2861,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2862,"copyright":88,"fieldtype":93,"meta_data":3247,"is_private":29,"is_external_url":29},{},{"id":88,"url":2865,"linktype":97,"fieldtype":98,"cached_url":2865},{"tag":88,"_uid":3250,"hide":29,"icon":3251,"link":3253,"type":88,"label":88,"style":99,"component":100,"mobileLabel":88,"onClickEvent":88,"openInANewTab":42,"horizontalFill":29},"17d82410-d4b0-45ca-b555-6942ae3c15a2",{"id":2869,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2870,"copyright":88,"fieldtype":93,"meta_data":3252,"is_private":29,"is_external_url":29},{},{"id":88,"url":2873,"linktype":97,"fieldtype":98,"cached_url":2873},[3255],{"_uid":3256,"fields":3257,"component":3288,"submitUrl":3289,"hubspotFormId":3290,"successMessage":3291,"horizontalAlign":88,"onSubmitSegmentEvent":3292},"b2ae7250-4af9-4eb3-be82-7d6f594a0049",[3258],{"_uid":3259,"name":3260,"type":118,"label":3261,"required":42,"component":3262,"submitBtn":3263,"legalNotice":3264,"placeholder":88,"validateEmail":42,"blockPersonalEmailAddresses":29},"96a2a670-a75c-4d4e-bd95-a8907909d223","email","Your email address","textField","Subscribe",{"type":109,"content":3265},[3266],{"type":112,"content":3267},[3268,3270,3278,3280,3286],{"text":3269,"type":118},"By submitting this form, you agree to be contacted by Spendesk - in accordance with Spendesk's ",{"text":3271,"type":118,"marks":3272},"Terms of Use",[3273],{"type":2265,"attrs":3274},{"href":3275,"uuid":3188,"anchor":26,"custom":3276,"target":2268,"linktype":2305,"story":3277},"/legals/terms","[object Object]",{"name":3191,"id":3192,"uuid":3188,"slug":3193,"url":3194,"full_slug":3194,"_stopResolving":42},{"text":3279,"type":118}," and ",{"text":3203,"type":118,"marks":3281},[3282],{"type":2265,"attrs":3283},{"href":3284,"uuid":3200,"anchor":26,"custom":3276,"target":2268,"linktype":2305,"story":3285},"/legals/privacy",{"name":3203,"id":3204,"uuid":3200,"slug":3205,"url":3201,"full_slug":3201,"_stopResolving":42},{"text":3287,"type":118},".","formGroup",{"id":88,"url":88,"linktype":2305,"fieldtype":98,"cached_url":88},"8b1b128b-c02a-41d9-a512-63e778c062c6","Success","website:footer:blog_newsletter:form_completed",[3294],{"tag":88,"_uid":3295,"hide":29,"icon":3296,"link":3300,"type":88,"label":88,"style":99,"component":100,"mobileLabel":88,"onClickEvent":88,"openInANewTab":29,"horizontalFill":29},"60403492-9eb8-4b6c-95a2-ec45ca7b13ee",{"id":3297,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":3298,"copyright":88,"fieldtype":93,"meta_data":3299,"is_external_url":29},15634686,"https://a.storyblok.com/f/146026/69x22/4d9cde3045/visa.svg",{},{"id":88,"url":3301,"linktype":97,"fieldtype":98,"cached_url":3301},"https://helpcenter.spendesk.com/en/articles/8850615-before-after-what-s-changed-regarding-spendesk-your-visa-business-premium-cards","Never miss an update",{"type":109,"content":3304},[3305],{"type":112,"content":3306},[3307],{"text":3308,"type":118},"Empower your team with the complete spend management solution","Subscribe to receive the freshest subscription resources from Spendesk.",{"type":109,"content":3311},[3312,3316,3320],{"type":112,"content":3313},[3314],{"text":3315,"type":118},"Payments services are provided as part of the Spendesk product by Spendesk Financial Services in the EEA, by Adyen in the UK and by Sutton Bank in the US.",{"type":112,"content":3317},[3318],{"text":3319,"type":118},"Spendesk Financial Services is a French payment institution licensed by the ACPR under number 17518. Adyen N.V. is a Dutch bank, whose UK branch is licensed by the FCA to provide payment services under number 779800. Sutton Bank is an FDIC insured member institution.",{"type":112,"content":3321},[3322],{"text":3323,"type":118},"Visa debit cards are issued by Spendesk Financial Services in the EEA, by Adyen in the UK and by Sutton Bank in the US, pursuant to a license from Visa.","global-components/footer",-10,[],"8637d535-2095-4870-baed-1138fa7e786e","2022-03-24T16:23:19.302Z",[],[3331,3332,3333],{"path":3324,"name":26,"lang":37,"published":26},{"path":3324,"name":26,"lang":39,"published":26},{"path":3324,"name":26,"lang":41,"published":26},{"name":3335,"created_at":3336,"published_at":3337,"updated_at":3338,"id":3339,"uuid":3340,"content":3341,"slug":3503,"full_slug":3504,"sort_by_date":26,"position":3505,"tag_list":3506,"is_startpage":29,"parent_id":2945,"meta_data":26,"group_id":3507,"first_published_at":3508,"release_id":26,"lang":33,"path":26,"alternates":3509,"default_full_slug":3504,"translated_slugs":3510},"Common Content","2022-06-07T08:36:57.529Z","2026-10-22T14:55:39.232Z","2026-10-22T14:55:39.250Z",146453805,"fdf08e93-c532-4aac-bc09-a68c69394432",{"_uid":3342,"modalBtn":3343,"component":3344,"modalTitle":3345,"countdownDay":3346,"modalContent":3347,"modalSuccess":3359,"countdownHour":3360,"hubspotFormId":3361,"countdownLabel":3362,"formErrorTitle":3363,"countdownMinute":3364,"countdownSecond":3365,"eventsLiveLabel":3366,"eventsViewLabel":3367,"formErrorButton":3368,"selectNoOptions":3369,"eventsWatchLabel":3370,"copyPromptLibrary":3371,"eventsReplayLabel":3372,"formErrorSubtitle":3373,"eventsResultsLabel":3374,"blogAuthorResources":3375,"byRolePromptLibrary":3376,"copiedPromptLibrary":3377,"eventsAllTypesLabel":3378,"eventsJoinNextLabel":3379,"eventsLoadMoreLabel":3380,"eventsRegisterLabel":3381,"selectedPricingPage":3382,"yourPlanPricingPage":3383,"byTopicPromptLibrary":3384,"eventsAllTopicsLabel":3385,"allRolesPromptLibrary":3386,"eventsTypeFilterLabel":3387,"modalEmailPlaceholder":3388,"allTopicsPromptLibrary":3389,"emailValidationInvalid":3390,"eventsTopicFilterLabel":3391,"imageItemsListNoResult":3392,"noResultsPromptLibrary":3393,"phoneValidationInvalid":3394,"blogLoadMoreButtonLabel":3380,"eventsReplayPosterLabel":3395,"itemsFoundPromptLibrary":3396,"blogArticleUpdatedAtLabel":3397,"blogArticleWatchTimeLabel":3398,"clearFiltersPromptLibrary":3399,"modalExistingAccountTitle":3400,"modalExistingCompanyTitle":3401,"modalForExistingCustomers":3402,"organizationSchemaOffices":3409,"blogArticleListenTimeLabel":3398,"cardsGridSearchPlaceholder":3462,"blogArticlePublishedOnLabel":3463,"blogArticleReadingTimeLabel":3398,"emailValidationInvalidExist":3464,"modalForUnsupportedCountries":3465,"emailValidationInvalidInvited":3471,"organizationSchemaDescription":3472,"organizationSchemaContactEmail":3473,"modalExistingAccountDescription":3474,"modalExistingCompanyDescription":3491,"emailValidationInvalidDomainName":3497,"multiSelectDropdownSelectedLabel":3498,"softwareApplicationSchemaRatingCount":3499,"softwareApplicationSchemaRatingValue":3500,"emailValidationInvalidUnexpectedError":3501,"emailValidationInvalidCompanyRegistered":3502},"c86a540c-0da7-40e9-a9a5-5053e71081de","Submit","commonContent","Spendesk is not available in your country yet","Days",{"type":109,"content":3348},[3349,3354],{"type":112,"attrs":3350,"content":3351},{"textAlign":26},[3352],{"text":3353,"type":118},"It looks like you’re in a country we don’t currently serve. However, if you have a business in the European Economic Area or the United Kingdom, we can work with you, and you can book a demo.",{"type":112,"attrs":3355,"content":3356},{"textAlign":26},[3357],{"text":3358,"type":118},"Otherwise, enter your email below, and we’ll let you know when we can help in your country.","Thanks for submitting the form","Hours","b095740c-b878-41dd-9a7b-f393d2e4de30","Events starts in","Oops, something went wrong…","Minutes","Seconds","Upcoming","See the event","Try again","No Options Here!","Watch replay","Copy prompt","Replay","An error occurred while submitting the form. Make sure to disable your browser’s ad blockers, and try again.","{count} events","{firstName}'s resources","By Role","Copied!","All","Join the next one","Load more","Register","Selected","Your plan","By Topic","All topics","All Roles","Filter by type","Work email address","All Topics","Invalid email address","Filter by topic","No results","No prompts match these filters. Try clearing them.","Invalid phone number","Watch the full replay","found","Updated on","min","Clear filters","You already have a Spendesk account","Your company already has a Spendesk account",{"type":109,"content":3403},[3404,3408],{"type":112,"content":3405},[3406],{"text":3407,"type":118},"It looks like your company already has a Spendesk account. Please request access from your finance team.",{"type":112},[3410,3426,3438,3450],{"cta":3411,"_uid":3418,"image":3419,"title":3423,"subtitle":3424,"component":3425},[3412],{"tag":88,"_uid":3413,"icon":3414,"link":3415,"type":88,"label":3417,"style":99,"component":100,"onClickEvent":88,"openInANewTab":42},"27667f76-0f06-4f10-9e17-a5fb46eb51eb",{"id":26,"alt":26,"name":88,"focus":26,"title":26,"filename":88,"copyright":26,"fieldtype":93},{"id":88,"url":3416,"linktype":97,"fieldtype":98,"cached_url":3416},"https://www.google.com/maps/place/Spendesk/@48.878282,2.3229527,17z/data=!3m1!4b1!4m5!3m4!1s0x47e66dde28328977:0xc584517ccc2c3038!8m2!3d48.8782785!4d2.3251414","Map","ae40634e-f543-4194-ad8b-b80fb446e253",{"id":3420,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":3421,"copyright":88,"fieldtype":93,"meta_data":3422,"is_external_url":29},16726400,"https://a.storyblok.com/f/146026/32x32/991bcc40dc/icon-location-32px-bright-purple-filled.svg",{},"Paris, FR","7 Rue de Madrid, 75008","officeLocationsItem",{"cta":3427,"_uid":3433,"image":3434,"title":3436,"subtitle":3437,"component":3425},[3428],{"tag":88,"_uid":3429,"icon":3430,"link":3431,"type":88,"label":3417,"style":99,"component":100,"onClickEvent":88,"openInANewTab":42},"b4c061b1-4c53-40fe-88e9-786150dc1f48",{"id":26,"alt":26,"name":88,"focus":26,"title":26,"filename":88,"copyright":26,"fieldtype":93},{"id":88,"url":3432,"linktype":97,"fieldtype":98,"cached_url":3432},"https://maps.app.goo.gl/9pFn7ohL5zdGnC3H6","41ed7761-debf-40b7-bd75-e2389bfb20dc",{"id":3420,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":3421,"copyright":88,"fieldtype":93,"meta_data":3435,"is_external_url":29},{},"London, GB","168 Old Street, EC1V 9BP",{"cta":3439,"_uid":3445,"image":3446,"title":3448,"subtitle":3449,"component":3425},[3440],{"tag":88,"_uid":3441,"icon":3442,"link":3443,"type":88,"label":3417,"style":99,"component":100,"onClickEvent":88,"openInANewTab":42},"38c45a5f-f897-4567-9b07-94da07c069c6",{"id":26,"alt":26,"name":88,"focus":26,"title":26,"filename":88,"copyright":26,"fieldtype":93},{"id":88,"url":3444,"linktype":97,"fieldtype":98,"cached_url":3444},"https://maps.app.goo.gl/1sRofgrfatSwRecbA","b69cb15c-bf2d-4d26-9514-1b4301fa22f0",{"id":3420,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":3421,"copyright":88,"fieldtype":93,"meta_data":3447,"is_external_url":29},{},"Berlin, DE","Warschauer Pl. 11-13, 10245",{"cta":3451,"_uid":3457,"image":3458,"title":3460,"subtitle":3461,"component":3425},[3452],{"tag":88,"_uid":3453,"icon":3454,"link":3455,"type":88,"label":3417,"style":99,"component":100,"onClickEvent":88,"openInANewTab":42},"e45749e6-59bb-4c57-a078-bd965da09b48",{"id":26,"alt":26,"name":88,"focus":26,"title":26,"filename":88,"copyright":26,"fieldtype":93},{"id":88,"url":3456,"linktype":97,"fieldtype":98,"cached_url":3456},"https://www.google.fr/maps/place/P.%C2%BA+de+la+Castellana,+194,+28046+Madrid,+Espagne/@40.461669,-3.6916388,17z/data=!3m1!4b1!4m6!3m5!1s0xd42291a4a992797:0x841e7e5325bcf405!8m2!3d40.461669!4d-3.6890639!16s%2Fg%2F11c1_kdlzk?entry=ttu","acb64cc8-ddee-4be7-814c-25ce7afba6e5",{"id":3420,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":3421,"copyright":88,"fieldtype":93,"meta_data":3459,"is_external_url":29},{},"Barcelona, ES","Carrer de Rera Palau, 11, Planta 5, Ciutat Vella, 08003","Type here","Published on","Sorry, it looks like you already have a Spendesk account.",{"type":109,"content":3466},[3467],{"type":112,"content":3468},[3469],{"text":3470,"type":118},"It looks like you're in a country we don't currently serve. Enter your email below and we'll let you know when we can help.","It looks like you have already been invited to Spendesk. Please check your emails or ask your admin to resend the invitation.","Spendesk is an all-in-one spend management and procurement platform that helps businesses manage corporate cards, invoice payments, subscriptions and company spend in real time.","support@spendesk.com",{"type":109,"content":3475},[3476,3480,3490],{"type":112,"content":3477},[3478],{"text":3479,"type":118},"There is already a Spendesk account associated with this email address. Click the link below to log in.",{"type":3481,"attrs":3482},"blok",{"id":3483,"body":3484},"2f29aeb2-e646-4f49-90e1-6deabd2d7c33",[3485],{"tag":88,"_uid":3486,"icon":88,"link":3487,"type":3489,"label":2777,"style":99,"component":100,"onClickEvent":88,"openInANewTab":29,"horizontalFill":42},"i-54f06f4e-0b0e-4959-a534-078d044f5515",{"id":88,"url":3488,"linktype":97,"cached_url":3488},"https://app.spendesk.com/auth/login","btn",{"type":112},{"type":109,"content":3492},[3493,3496],{"type":112,"content":3494},[3495],{"text":3407,"type":118},{"type":112},"This looks like your personal email. Please enter your professional email address.","selected","412","4.6","Sorry, an unexpected error happened. Please retry later or contact support for help.","This company is already registered. Please contact your admin.","commoncontent","global-components/commoncontent",-30,[],"426c6c03-a0cf-4332-9288-22e88c385143","2022-06-07T09:23:48.804Z",[],[3511,3512,3513],{"path":3504,"name":26,"lang":37,"published":26},{"path":3504,"name":26,"lang":39,"published":26},{"path":3504,"name":26,"lang":41,"published":26},[3515,3519,3523,3527,3531,3535,3539,3543,3547],{"id":3516,"name":3517,"value":3518,"dimension_value":26},10736153,"Amplitude (Actions)","Sk9kb5VoOi-7",{"id":3520,"name":3521,"value":3522,"dimension_value":26},10736154,"Google Analytics 4 Web","HkocEodjb7",{"id":3524,"name":3525,"value":3526,"dimension_value":26},10736155,"Intercom","ryDQcVoOoZQ",{"id":3528,"name":3529,"value":3530,"dimension_value":26},10736156,"HubSpot","ry0QcNodoWQ",{"id":3532,"name":3533,"value":3534,"dimension_value":26},10736157,"Facebook Pixel","ko1w5PpFl",{"id":3536,"name":3537,"value":3538,"dimension_value":26},10736159,"Facebook Conversions API (Actions)","hMRPcifE3",{"id":3540,"name":3541,"value":3542,"dimension_value":26},10736765,"Bing Ads","dsS7z9Hv4",{"id":3544,"name":3545,"value":3546,"dimension_value":26},10736882,"LinkedIn Insight Tag","JQ2XQxIk",{"id":3548,"name":3549,"value":3550,"dimension_value":26},190238565984863,"StackAdapt","HJ5nxcEiOjZm",{"_uid":3552,"component":3553,"sidebarCta":3554,"exitModalPopup":3595,"newsletterForm":3596,"newsletterTitle":3621,"bottomArticleCta":3622,"moreArticlesLabel":3651,"breadcrumbBlogLink":3652,"newsletterSubtitle":3654,"breadcrumbBlogLabel":2566,"breadcrumbArticleLabel":2273,"hiddenNewsletterOnTopics":3655,"componentsAfterTheArticle":3658,"moreArticlesLabelFallback":3811,"sidebarTableOfContentsLabel":3812},"55aaa7a8-90eb-4bfc-82d2-fac89f2d77fb","blogArticleGlobal",[3555],{"cta":3556,"_uid":3564,"image":3565,"title":3569,"subtitle":3593,"component":3594},[3557],{"tag":88,"_uid":3558,"hide":29,"icon":3559,"link":3561,"type":88,"label":2895,"style":99,"component":100,"mobileLabel":88,"onClickEvent":3563,"openInANewTab":29,"horizontalFill":29},"1044c89e-408a-4543-acbd-f3b05e79fc22",{"id":26,"alt":26,"name":88,"focus":26,"title":26,"source":26,"filename":88,"copyright":26,"fieldtype":93,"meta_data":3560},{},{"id":2889,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2890,"story":3562},{"name":2892,"id":2893,"uuid":2889,"slug":2894,"url":2890,"full_slug":2890,"_stopResolving":42},"website:blog_sidebar_button:clicked","f7a8e7d9-9cbe-43aa-8797-3cff6be1ffc2",{"id":3566,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":3567,"copyright":88,"fieldtype":93,"meta_data":3568,"is_external_url":29},141863894965290,"https://a.storyblok.com/f/146026/2471x1843/baa22902e7/image-spendesk-product-1-cropped.png",{},{"type":109,"content":3570},[3571],{"type":112,"attrs":3572,"content":3573},{"textAlign":26,"key":114},[3574,3584,3586],{"text":3575,"type":118,"marks":3576},"Spend smarter. ",[3577,3580],{"type":3578,"attrs":3579},"textStyle",{"color":88},{"type":3581,"attrs":3582},"styled",{"class":3583},"text-item-heading text-item-heading-md",{"type":3585},"hard_break",{"text":3587,"type":118,"marks":3588},"Work better.",[3589,3591],{"type":3578,"attrs":3590},{"color":88},{"type":3581,"attrs":3592},{"class":3583},"Bring cards, invoices and expenses into one controlled flow, so you get real-time visibility and a faster close.","ctaBlock",[],[3597],{"_uid":3598,"fields":3599,"component":3288,"submitUrl":3619,"hubspotFormId":3290,"successMessage":3291,"horizontalAlign":88,"onSubmitSegmentEvent":3620},"631b3bd4-d4d7-468c-a4b2-8dbe164362b8",[3600],{"_uid":3601,"name":3260,"type":118,"label":3261,"required":42,"component":3262,"submitBtn":3263,"legalNotice":3602,"placeholder":88,"validateEmail":42,"blockPersonalEmailAddresses":29},"cc924123-e126-4829-a72a-43fcf863a045",{"type":109,"content":3603},[3604],{"type":112,"content":3605},[3606,3607,3612,3613,3618],{"text":3269,"type":118},{"text":3271,"type":118,"marks":3608},[3609],{"type":2265,"attrs":3610},{"href":3275,"uuid":3188,"anchor":26,"custom":3276,"target":2268,"linktype":2305,"story":3611},{"name":3191,"id":3192,"uuid":3188,"slug":3193,"url":3194,"full_slug":3194,"_stopResolving":42},{"text":3279,"type":118},{"text":3203,"type":118,"marks":3614},[3615],{"type":2265,"attrs":3616},{"href":3284,"uuid":3200,"anchor":26,"custom":3276,"target":2268,"linktype":2305,"story":3617},{"name":3203,"id":3204,"uuid":3200,"slug":3205,"url":3201,"full_slug":3201,"_stopResolving":42},{"text":3287,"type":118},{"id":88,"url":88,"linktype":2305,"fieldtype":98,"cached_url":88},"website:article:blog_newsletter:form_completed","Enjoying what you're reading?",[3623],{"cta":3624,"_uid":3637,"image":3638,"title":3640,"subtitle":3650,"component":3594},[3625],{"tag":88,"_uid":3626,"hide":29,"icon":3627,"link":3629,"type":88,"label":3635,"style":99,"component":100,"mobileLabel":88,"onClickEvent":3636,"openInANewTab":29,"horizontalFill":29},"9cd3ad49-6a07-48f7-9aa3-34022fabf2d5",{"id":26,"alt":26,"name":88,"focus":26,"title":26,"source":26,"filename":88,"copyright":26,"fieldtype":93,"meta_data":3628},{},{"id":3630,"url":88,"linktype":2305,"fieldtype":98,"cached_url":3631,"story":3632},"0e21aea9-1207-42a1-93a5-48a5a547b5d4","platform-tour",{"name":3633,"id":3634,"uuid":3630,"slug":3631,"url":3631,"full_slug":3631,"_stopResolving":42},"Platform tour",413550505,"Get a free tour","website:blog_bottom_cta_block:clicked","ebce360c-a91d-46ab-8653-18bd86bb08be",{"id":26,"alt":26,"name":88,"focus":26,"title":26,"filename":26,"copyright":26,"fieldtype":93,"meta_data":3639,"is_external_url":29},{},{"type":109,"content":3641},[3642],{"type":112,"attrs":3643,"content":3644},{"textAlign":26,"key":114},[3645],{"text":3646,"type":118,"marks":3647},"Curious how Spendesk works?",[3648],{"type":3581,"attrs":3649},{"class":3583},"Try an interactive demo to see spend control and approvals end-to-end.","More reads on",{"id":2560,"url":88,"linktype":2305,"fieldtype":98,"cached_url":2561,"story":3653},{"name":2563,"id":2564,"uuid":2560,"slug":2565,"url":2561,"full_slug":2561,"_stopResolving":42},"We publish new articles like this every week. Subscribe to our newsletter to stay informed.",[3656,3657],"08873884-f99d-46d2-9481-0563134fdd37","2ef12409-8f14-46b2-a8d0-0175290269ec",[3659],{"cta":3660,"_uid":3661,"items":3662,"heading":3788,"reverse":29,"component":3809,"sectionSettings":3810},[],"1320905c-cdee-41a4-bbec-6d93ca2e4e3f",[3663,3731],{"_uid":3664,"title":3665,"component":3666,"description":3667},"dfc0accd-ab64-464a-8597-b76754748f04","What is spend management?","faqItem",{"type":109,"content":3668},[3669,3673],{"type":112,"content":3670},[3671],{"text":3672,"type":118},"Business spending includes different types of spend:",{"type":2025,"attrs":3674,"content":3676},{"order":3675},{"order":832},[3677,3688,3699],{"type":195,"content":3678},[3679],{"type":112,"content":3680},[3681,3685,3687],{"text":3682,"type":118,"marks":3683},"Strategic",[3684],{"type":190},{"text":3686,"type":118}," spend is usually centralized and managed by C-level executives with dedicated spenders. It can be managed through invoices, wire transfers and purchase orders.",{"type":3585},{"type":195,"content":3689},[3690],{"type":112,"content":3691},[3692,3696,3698],{"text":3693,"type":118,"marks":3694},"Discretionary and operational spend",[3695],{"type":190},{"text":3697,"type":118}," is also centralized, but spending is done by managers and employees during their daily professional lives. It includes card purchases, subscription payments, digital ads, events, office orders, and business travel.",{"type":3585},{"type":195,"content":3700},[3701],{"type":112,"content":3702},[3703,3707,3709,3710,3711,3713,3717,3719,3720,3721,3723,3724,3725,3727,3728,3729],{"text":3704,"type":118,"marks":3705},"Expenses",[3706],{"type":190},{"text":3708,"type":118},", unlike strategic spend, represent a significant amount of small purchases that can be difficult to track. These include card payments, expense claims, team perks, and travel expenses.",{"type":3585},{"type":3585},{"text":3712,"type":118},"Spend management is ",{"text":3714,"type":118,"marks":3715},"the process through which companies manage business spending",[3716],{"type":190},{"text":3718,"type":118},". It takes into account the end-to-end process when someone needs to spend: getting purchase approvals, providing payment methods, submitting and processing invoices, submitting and reimbursing expense claims, chasing receipts and invoices for reconciliation, and assigning the right analytical codes, expense accounts, and VAT rates to all those expenses for bookkeeping.",{"type":3585},{"type":3585},{"text":3722,"type":118},"Spend management tools become necessary when the number of employees increases and the need for clear processes, better visibility and control starts to grow for finance teams.",{"type":3585},{"type":3585},{"text":3726,"type":118},"Employees need flexible, user-friendly tools, in order to spend easily and be empowered to do their job.",{"type":3585},{"type":3585},{"text":3730,"type":118},"That’s when Spendesk can be a good fit.",{"_uid":3732,"title":3733,"component":3666,"description":3734},"f20ef905-76e9-4b90-a0db-1e8c1c5ae03f","How does Spendesk work?",{"type":109,"content":3735},[3736],{"type":112,"content":3737},[3738,3740,3741,3742,3746,3747,3749,3750,3751,3753,3754,3755,3759,3760,3762,3763,3764,3766,3767,3768,3770,3774,3776,3777,3778,3780,3781,3782,3784,3785,3786],{"text":3739,"type":118},"Spendesk provides payment methods for modern businesses, and a powerful platform for finance teams to manage spending. This includes debit cards to replace old-fashioned company credit cards, virtual cards for online purchases, and automated expense reports for unexpected payments.",{"type":3585},{"type":3585},{"text":3743,"type":118,"marks":3744},"For employees",[3745],{"type":190},{"type":3585},{"text":3748,"type":118},"Employees no longer need to spend out-of-pocket. They request funds for a particular purchase, and can use their Spendesk card or virtual card to execute the payment.",{"type":3585},{"type":3585},{"text":3752,"type":118},"If for any reason the employee can’t use their Spendesk card, they snap a picture of the receipt via the Spendesk mobile app and create an expense claim on the spot. This is sent directly to their manager for validation, and on to the finance team.",{"type":3585},{"type":3585},{"text":3756,"type":118,"marks":3757},"For finance teams",[3758],{"type":190},{"type":3585},{"text":3761,"type":118},"Each employee has their own Spendesk profile and debit expense card. So unlike the company credit card, you always know who’s spending company money.",{"type":3585},{"type":3585},{"text":3765,"type":118},"The platform lets controllers create spending limits and pre-approvals. C-Level executives or managers will have a different level of pre-approved spend from other staff. Should a team member need to go over their pre-approved budget, they can make a request to their manager via the mobile app or the platform online.",{"type":3585},{"type":3585},{"text":3769,"type":118},"When an expense is made with a Spendesk card, ",{"text":3771,"type":118,"marks":3772},"the employee simply snaps a picture of the receipt",[3773],{"type":190},{"text":3775,"type":118}," at the time of purchase. Which means no more lost receipts.",{"type":3585},{"type":3585},{"text":3779,"type":118},"Finance teams can see real-time company spend and follow up on missing receipts or invoices by sending reminders to employees via the platform.",{"type":3585},{"type":3585},{"text":3783,"type":118},"Reviewing expenses is also easier as finance teams can group expenses and assign them the right VAT rates and expense accounts before exporting everything easily to their accounting tools.",{"type":3585},{"type":3585},{"text":3787,"type":118},"Spendesk streamlines the whole business spending process, making spend management intuitive, simple and efficient.",[3789],{"cta":3790,"_uid":3791,"title":3792,"eyebrow":3799,"subtitle":3802,"component":182,"textAlign":88,"sectionSettings":3808,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":88},[],"3a4e21f5-9dd8-421d-b801-700d2fd12756",{"type":109,"content":3793},[3794],{"type":182,"attrs":3795,"content":3796},{"level":184},[3797],{"text":3798,"type":118},"Get started with Spendesk",{"type":109,"content":3800},[3801],{"type":112},{"type":109,"content":3803},[3804],{"type":112,"content":3805},[3806],{"text":3807,"type":118},"Close the books 4x faster, collect over 95% of receipts on time, and get 100% visibility over company spending.",[],"faqSection",[],"More reads","Table of Contents",[3814,3867,3903,3955,4006,4058,4110,4162,4214,4267,4322,4393,4463,4514,4566],{"name":3815,"created_at":3816,"published_at":3817,"updated_at":3818,"id":3819,"uuid":3820,"content":3821,"slug":3856,"full_slug":3857,"sort_by_date":26,"position":3858,"tag_list":3859,"is_startpage":29,"parent_id":2319,"meta_data":26,"group_id":3860,"first_published_at":3861,"release_id":26,"lang":33,"path":26,"alternates":3862,"default_full_slug":3857,"translated_slugs":3863},"How digital purchase order systems help businesses manage and track POs","2026-10-23T15:35:04.459Z","2026-10-23T15:40:04.622Z","2026-10-23T15:40:04.661Z",233800107924801,"543aac8a-4b65-4dbb-a7e1-3a6206ab92dc",{"_uid":3822,"title":3815,"topics":3823,"noIndex":29,"category":3832,"language":3841,"component":2285,"heroMedia":3842,"publishedAt":3843,"redirectUrl":88,"leadwallForm":3844,"listingImage":3845,"leadwallTitle":88,"metaDescription":3853,"bottomArticleCta":3854,"leadwallSubtitle":88,"isLeadwallEnabled":29,"componentsAfterTheArticle":3855,"leadwallVisibleParagraphs":88},"a0ffa0ea-db1a-4bb5-bc7f-6afe5d5fc1b9",[3824],{"name":133,"created_at":134,"published_at":135,"updated_at":136,"id":137,"uuid":138,"content":3825,"slug":149,"full_slug":150,"sort_by_date":26,"position":151,"tag_list":3826,"is_startpage":29,"parent_id":153,"meta_data":26,"group_id":154,"first_published_at":155,"release_id":26,"lang":33,"path":26,"alternates":3827,"default_full_slug":150,"translated_slugs":3828,"_stopResolving":42},{"_uid":148,"name":133,"component":23},[],[],[3829,3830,3831],{"path":150,"name":26,"lang":37,"published":26},{"path":150,"name":26,"lang":39,"published":26},{"path":150,"name":26,"lang":41,"published":26},{"name":2273,"created_at":2274,"published_at":16,"updated_at":2275,"id":2276,"uuid":2277,"content":3833,"slug":2285,"full_slug":2286,"sort_by_date":26,"position":27,"tag_list":3835,"is_startpage":29,"parent_id":2288,"meta_data":26,"group_id":2289,"first_published_at":2290,"release_id":26,"lang":33,"path":26,"alternates":3836,"default_full_slug":2286,"translated_slugs":3837,"_stopResolving":42},{"_uid":2279,"icon":3834,"name":2273,"component":2284},{"id":2281,"alt":2282,"name":88,"focus":88,"title":88,"filename":2283,"copyright":88,"fieldtype":93,"is_external_url":29},[],[],[3838,3839,3840],{"path":2286,"name":26,"lang":37,"published":26},{"path":2286,"name":26,"lang":39,"published":26},{"path":2286,"name":26,"lang":41,"published":26},[33],[],"2026-10-23 15:35",[],[3846],{"_uid":3847,"link":3848,"asset":3849,"caption":88,"component":2311},"a064d146-46a2-4bb8-b5cd-98c7536e5c45",{"id":88,"url":88,"linktype":2305,"fieldtype":98,"cached_url":88},{"id":3850,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":3851,"copyright":88,"fieldtype":93,"meta_data":3852,"is_external_url":29},233800741048295,"https://a.storyblok.com/f/146026/1536x1024/53de580a8f/what-is-a-digital-po.png",{},"What a digital purchase order is, how PO systems route approvals and check budgets before matching invoices, and how to leave spreadsheets.",[],[],"digital-purchase-order-systems","blog/digital-purchase-order-systems",-3920,[],"32697e5d-f54f-4d2f-9064-3cf2b47571c8","2026-10-23T15:38:17.698Z",[],[3864,3865,3866],{"path":3857,"name":26,"lang":37,"published":26},{"path":3857,"name":26,"lang":39,"published":26},{"path":3857,"name":26,"lang":41,"published":26},{"name":4,"created_at":5,"published_at":6,"updated_at":7,"id":8,"uuid":9,"content":3868,"slug":2315,"full_slug":2316,"sort_by_date":26,"position":2317,"tag_list":3897,"is_startpage":29,"parent_id":2319,"meta_data":26,"group_id":2320,"first_published_at":6,"release_id":26,"lang":33,"path":26,"alternates":3898,"default_full_slug":2316,"translated_slugs":3899},{"_uid":11,"title":4,"topics":3869,"noIndex":29,"category":3878,"language":3887,"component":2285,"heroMedia":3888,"publishedAt":2299,"redirectUrl":88,"leadwallForm":3889,"listingImage":3890,"leadwallTitle":88,"metaDescription":2312,"bottomArticleCta":3895,"leadwallSubtitle":88,"isLeadwallEnabled":29,"componentsAfterTheArticle":3896,"leadwallVisibleParagraphs":88},[3870],{"name":133,"created_at":134,"published_at":135,"updated_at":136,"id":137,"uuid":138,"content":3871,"slug":149,"full_slug":150,"sort_by_date":26,"position":151,"tag_list":3872,"is_startpage":29,"parent_id":153,"meta_data":26,"group_id":154,"first_published_at":155,"release_id":26,"lang":33,"path":26,"alternates":3873,"default_full_slug":150,"translated_slugs":3874,"_stopResolving":42},{"_uid":148,"name":133,"component":23},[],[],[3875,3876,3877],{"path":150,"name":26,"lang":37,"published":26},{"path":150,"name":26,"lang":39,"published":26},{"path":150,"name":26,"lang":41,"published":26},{"name":2273,"created_at":2274,"published_at":16,"updated_at":2275,"id":2276,"uuid":2277,"content":3879,"slug":2285,"full_slug":2286,"sort_by_date":26,"position":27,"tag_list":3881,"is_startpage":29,"parent_id":2288,"meta_data":26,"group_id":2289,"first_published_at":2290,"release_id":26,"lang":33,"path":26,"alternates":3882,"default_full_slug":2286,"translated_slugs":3883,"_stopResolving":42},{"_uid":2279,"icon":3880,"name":2273,"component":2284},{"id":2281,"alt":2282,"name":88,"focus":88,"title":88,"filename":2283,"copyright":88,"fieldtype":93,"is_external_url":29},[],[],[3884,3885,3886],{"path":2286,"name":26,"lang":37,"published":26},{"path":2286,"name":26,"lang":39,"published":26},{"path":2286,"name":26,"lang":41,"published":26},[33],[],[],[3891],{"_uid":2303,"link":3892,"asset":3893,"caption":88,"component":2311},{"id":88,"url":88,"linktype":2305,"fieldtype":98,"cached_url":88},{"id":2307,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":2308,"copyright":88,"fieldtype":93,"meta_data":3894,"is_external_url":29},{"size":2310},[],[],[],[],[3900,3901,3902],{"path":2316,"name":26,"lang":37,"published":26},{"path":2316,"name":26,"lang":39,"published":26},{"path":2316,"name":26,"lang":41,"published":26},{"name":3904,"created_at":3905,"published_at":3906,"updated_at":3907,"id":3908,"uuid":3909,"content":3910,"slug":3945,"full_slug":3946,"sort_by_date":26,"position":3947,"tag_list":3948,"is_startpage":29,"parent_id":2319,"meta_data":26,"group_id":3949,"first_published_at":3906,"release_id":26,"lang":33,"path":26,"alternates":3950,"default_full_slug":3946,"translated_slugs":3951},"Early payment discounts: when paying early pays","2026-10-23T15:16:40.113Z","2026-10-23T15:18:45.517Z","2026-10-23T15:18:45.561Z",233795584504322,"20161497-6948-423f-a816-7cfbf5f86d1c",{"_uid":3911,"title":3904,"topics":3912,"noIndex":29,"category":3921,"language":3930,"component":2285,"heroMedia":3931,"publishedAt":3932,"redirectUrl":88,"leadwallForm":3933,"listingImage":3934,"leadwallTitle":88,"metaDescription":3942,"bottomArticleCta":3943,"leadwallSubtitle":88,"isLeadwallEnabled":29,"componentsAfterTheArticle":3944,"leadwallVisibleParagraphs":88},"6980f308-74b5-4d1a-a0b1-71489512884c",[3913],{"name":133,"created_at":134,"published_at":135,"updated_at":136,"id":137,"uuid":138,"content":3914,"slug":149,"full_slug":150,"sort_by_date":26,"position":151,"tag_list":3915,"is_startpage":29,"parent_id":153,"meta_data":26,"group_id":154,"first_published_at":155,"release_id":26,"lang":33,"path":26,"alternates":3916,"default_full_slug":150,"translated_slugs":3917,"_stopResolving":42},{"_uid":148,"name":133,"component":23},[],[],[3918,3919,3920],{"path":150,"name":26,"lang":37,"published":26},{"path":150,"name":26,"lang":39,"published":26},{"path":150,"name":26,"lang":41,"published":26},{"name":2273,"created_at":2274,"published_at":16,"updated_at":2275,"id":2276,"uuid":2277,"content":3922,"slug":2285,"full_slug":2286,"sort_by_date":26,"position":27,"tag_list":3924,"is_startpage":29,"parent_id":2288,"meta_data":26,"group_id":2289,"first_published_at":2290,"release_id":26,"lang":33,"path":26,"alternates":3925,"default_full_slug":2286,"translated_slugs":3926,"_stopResolving":42},{"_uid":2279,"icon":3923,"name":2273,"component":2284},{"id":2281,"alt":2282,"name":88,"focus":88,"title":88,"filename":2283,"copyright":88,"fieldtype":93,"is_external_url":29},[],[],[3927,3928,3929],{"path":2286,"name":26,"lang":37,"published":26},{"path":2286,"name":26,"lang":39,"published":26},{"path":2286,"name":26,"lang":41,"published":26},[33],[],"2026-10-23 15:16",[],[3935],{"_uid":3936,"link":3937,"asset":3938,"caption":88,"component":2311},"3999c0ed-8a30-4ba8-9fec-ac971b8c5158",{"id":88,"url":88,"linktype":2305,"fieldtype":98,"cached_url":88},{"id":3939,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":3940,"copyright":88,"fieldtype":93,"meta_data":3941,"is_external_url":29},233795920776930,"https://a.storyblok.com/f/146026/1536x1024/48e286b7a2/early-payment-discounts-for-accounts-payable.png",{},"Learn how to calculate early payment discounts, annualise the yield, and decide when taking one beats holding cash for UK and EU SME finance teams.",[],[],"early-payment-discounts-explained","blog/early-payment-discounts-explained",-3900,[],"2f6e2fb3-28d5-4748-a1c6-22d8c62a1eb4",[],[3952,3953,3954],{"path":3946,"name":26,"lang":37,"published":26},{"path":3946,"name":26,"lang":39,"published":26},{"path":3946,"name":26,"lang":41,"published":26},{"name":3956,"created_at":3957,"published_at":3958,"updated_at":3959,"id":3960,"uuid":3961,"content":3962,"slug":3995,"full_slug":3996,"sort_by_date":26,"position":3997,"tag_list":3998,"is_startpage":29,"parent_id":2319,"meta_data":26,"group_id":3999,"first_published_at":4000,"release_id":26,"lang":33,"path":26,"alternates":4001,"default_full_slug":3996,"translated_slugs":4002},"How to prepare your accounts payable process for an audit","2026-10-23T15:07:59.332Z","2026-10-23T15:11:11.353Z","2026-10-23T15:11:11.383Z",233793451386921,"3bd2d5da-d016-4863-b230-b812bab5a224",{"_uid":3963,"title":3956,"topics":3964,"noIndex":29,"category":3973,"language":3982,"component":2285,"heroMedia":3983,"publishedAt":3984,"redirectUrl":88,"leadwallForm":3985,"listingImage":3986,"leadwallTitle":88,"metaDescription":3992,"bottomArticleCta":3993,"leadwallSubtitle":88,"isLeadwallEnabled":29,"componentsAfterTheArticle":3994,"leadwallVisibleParagraphs":88},"ee6163cd-4eef-42fb-a546-dcb0fb303252",[3965],{"name":133,"created_at":134,"published_at":135,"updated_at":136,"id":137,"uuid":138,"content":3966,"slug":149,"full_slug":150,"sort_by_date":26,"position":151,"tag_list":3967,"is_startpage":29,"parent_id":153,"meta_data":26,"group_id":154,"first_published_at":155,"release_id":26,"lang":33,"path":26,"alternates":3968,"default_full_slug":150,"translated_slugs":3969,"_stopResolving":42},{"_uid":148,"name":133,"component":23},[],[],[3970,3971,3972],{"path":150,"name":26,"lang":37,"published":26},{"path":150,"name":26,"lang":39,"published":26},{"path":150,"name":26,"lang":41,"published":26},{"name":2273,"created_at":2274,"published_at":16,"updated_at":2275,"id":2276,"uuid":2277,"content":3974,"slug":2285,"full_slug":2286,"sort_by_date":26,"position":27,"tag_list":3976,"is_startpage":29,"parent_id":2288,"meta_data":26,"group_id":2289,"first_published_at":2290,"release_id":26,"lang":33,"path":26,"alternates":3977,"default_full_slug":2286,"translated_slugs":3978,"_stopResolving":42},{"_uid":2279,"icon":3975,"name":2273,"component":2284},{"id":2281,"alt":2282,"name":88,"focus":88,"title":88,"filename":2283,"copyright":88,"fieldtype":93,"is_external_url":29},[],[],[3979,3980,3981],{"path":2286,"name":26,"lang":37,"published":26},{"path":2286,"name":26,"lang":39,"published":26},{"path":2286,"name":26,"lang":41,"published":26},[33],[],"2026-10-23 15:07",[],[3987],{"_uid":3988,"link":3989,"asset":3990,"caption":88,"component":2311},"3d9ccd27-8270-4ea8-807b-dab84a09be0d",{"id":88,"url":88,"linktype":2305,"fieldtype":98,"cached_url":88},{"id":26,"alt":26,"name":88,"focus":26,"title":26,"source":26,"filename":88,"copyright":26,"fieldtype":93,"meta_data":3991},{},"Prepare for an accounts payable audit. Learn what auditors test, which documents they request, key controls, and a pre-audit checklist for UK and EU finance teams.",[],[],"accounts-payable-audit-preparation-checklist","blog/accounts-payable-audit-preparation-checklist",-3890,[],"cd504f21-6833-4a1f-82a6-13fd42e9a51c","2026-10-23T15:10:31.298Z",[],[4003,4004,4005],{"path":3996,"name":26,"lang":37,"published":26},{"path":3996,"name":26,"lang":39,"published":26},{"path":3996,"name":26,"lang":41,"published":26},{"name":4007,"created_at":4008,"published_at":4009,"updated_at":4010,"id":4011,"uuid":4012,"content":4013,"slug":4048,"full_slug":4049,"sort_by_date":26,"position":4050,"tag_list":4051,"is_startpage":29,"parent_id":2319,"meta_data":26,"group_id":4052,"first_published_at":4009,"release_id":26,"lang":33,"path":26,"alternates":4053,"default_full_slug":4049,"translated_slugs":4054},"How to calculate accounts payable days: formula, interpretation, and cash flow impact","2026-10-23T15:02:02.029Z","2026-10-23T15:04:36.358Z","2026-10-23T15:04:36.388Z",233791987877904,"250d6c86-1870-43de-9ef5-3cf16b638c8c",{"_uid":4014,"title":4007,"topics":4015,"noIndex":29,"category":4024,"language":4033,"component":2285,"heroMedia":4034,"publishedAt":4035,"redirectUrl":88,"leadwallForm":4036,"listingImage":4037,"leadwallTitle":88,"metaDescription":4045,"bottomArticleCta":4046,"leadwallSubtitle":88,"isLeadwallEnabled":29,"componentsAfterTheArticle":4047,"leadwallVisibleParagraphs":88},"92f8c8be-1493-47f8-ab2c-ce2183c9bf51",[4016],{"name":133,"created_at":134,"published_at":135,"updated_at":136,"id":137,"uuid":138,"content":4017,"slug":149,"full_slug":150,"sort_by_date":26,"position":151,"tag_list":4018,"is_startpage":29,"parent_id":153,"meta_data":26,"group_id":154,"first_published_at":155,"release_id":26,"lang":33,"path":26,"alternates":4019,"default_full_slug":150,"translated_slugs":4020,"_stopResolving":42},{"_uid":148,"name":133,"component":23},[],[],[4021,4022,4023],{"path":150,"name":26,"lang":37,"published":26},{"path":150,"name":26,"lang":39,"published":26},{"path":150,"name":26,"lang":41,"published":26},{"name":2273,"created_at":2274,"published_at":16,"updated_at":2275,"id":2276,"uuid":2277,"content":4025,"slug":2285,"full_slug":2286,"sort_by_date":26,"position":27,"tag_list":4027,"is_startpage":29,"parent_id":2288,"meta_data":26,"group_id":2289,"first_published_at":2290,"release_id":26,"lang":33,"path":26,"alternates":4028,"default_full_slug":2286,"translated_slugs":4029,"_stopResolving":42},{"_uid":2279,"icon":4026,"name":2273,"component":2284},{"id":2281,"alt":2282,"name":88,"focus":88,"title":88,"filename":2283,"copyright":88,"fieldtype":93,"is_external_url":29},[],[],[4030,4031,4032],{"path":2286,"name":26,"lang":37,"published":26},{"path":2286,"name":26,"lang":39,"published":26},{"path":2286,"name":26,"lang":41,"published":26},[33],[],"2026-10-23 15:02",[],[4038],{"_uid":4039,"link":4040,"asset":4041,"caption":88,"component":2311},"2974bec3-7344-4412-a266-a822657d6478",{"id":88,"url":88,"linktype":2305,"fieldtype":98,"cached_url":88},{"id":4042,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":4043,"copyright":88,"fieldtype":93,"meta_data":4044,"is_external_url":29},233792450981254,"https://a.storyblok.com/f/146026/1536x1024/268fa1af3c/how-to-calculate-accounts-payable.png",{},"Calculate accounts payable days (DPO) with a worked £ example. Understand what high or low results mean for your cash flow and supplier terms.",[],[],"calculate-accounts-payable-days-dpo","blog/calculate-accounts-payable-days-dpo",-3880,[],"c8558b94-8cc1-43d8-9d0a-434e8a95f438",[],[4055,4056,4057],{"path":4049,"name":26,"lang":37,"published":26},{"path":4049,"name":26,"lang":39,"published":26},{"path":4049,"name":26,"lang":41,"published":26},{"name":4059,"created_at":4060,"published_at":4061,"updated_at":4062,"id":4063,"uuid":4064,"content":4065,"slug":4100,"full_slug":4101,"sort_by_date":26,"position":4102,"tag_list":4103,"is_startpage":29,"parent_id":2319,"meta_data":26,"group_id":4104,"first_published_at":4061,"release_id":26,"lang":33,"path":26,"alternates":4105,"default_full_slug":4101,"translated_slugs":4106},"How to automate accounts payable without replacing your ERP: 9 steps","2026-10-23T14:42:23.808Z","2026-10-23T14:57:24.839Z","2026-10-23T14:57:24.873Z",233787161907310,"97cd82bf-9272-4490-ba8b-53735a471744",{"_uid":4066,"title":4059,"topics":4067,"noIndex":29,"category":4076,"language":4085,"component":2285,"heroMedia":4086,"publishedAt":4087,"redirectUrl":88,"leadwallForm":4088,"listingImage":4089,"leadwallTitle":88,"metaDescription":4097,"bottomArticleCta":4098,"leadwallSubtitle":88,"isLeadwallEnabled":29,"componentsAfterTheArticle":4099,"leadwallVisibleParagraphs":88},"696f1727-4cab-44b3-8615-9678864fba82",[4068],{"name":133,"created_at":134,"published_at":135,"updated_at":136,"id":137,"uuid":138,"content":4069,"slug":149,"full_slug":150,"sort_by_date":26,"position":151,"tag_list":4070,"is_startpage":29,"parent_id":153,"meta_data":26,"group_id":154,"first_published_at":155,"release_id":26,"lang":33,"path":26,"alternates":4071,"default_full_slug":150,"translated_slugs":4072,"_stopResolving":42},{"_uid":148,"name":133,"component":23},[],[],[4073,4074,4075],{"path":150,"name":26,"lang":37,"published":26},{"path":150,"name":26,"lang":39,"published":26},{"path":150,"name":26,"lang":41,"published":26},{"name":2273,"created_at":2274,"published_at":16,"updated_at":2275,"id":2276,"uuid":2277,"content":4077,"slug":2285,"full_slug":2286,"sort_by_date":26,"position":27,"tag_list":4079,"is_startpage":29,"parent_id":2288,"meta_data":26,"group_id":2289,"first_published_at":2290,"release_id":26,"lang":33,"path":26,"alternates":4080,"default_full_slug":2286,"translated_slugs":4081,"_stopResolving":42},{"_uid":2279,"icon":4078,"name":2273,"component":2284},{"id":2281,"alt":2282,"name":88,"focus":88,"title":88,"filename":2283,"copyright":88,"fieldtype":93,"is_external_url":29},[],[],[4082,4083,4084],{"path":2286,"name":26,"lang":37,"published":26},{"path":2286,"name":26,"lang":39,"published":26},{"path":2286,"name":26,"lang":41,"published":26},[33],[],"2026-10-23 14:54",[],[4090],{"_uid":4091,"link":4092,"asset":4093,"caption":88,"component":2311},"5c6f7b45-417c-4b19-b632-cd7c463a9975",{"id":88,"url":88,"linktype":2305,"fieldtype":98,"cached_url":88},{"id":4094,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":4095,"copyright":88,"fieldtype":93,"meta_data":4096,"is_external_url":29},233787376569321,"https://a.storyblok.com/f/146026/1536x1024/fbff2ac71f/automate-accounts-payable-without-disrupting-erp.png",{},"A nine-step roadmap to automate accounts payable while keeping your ERP: intake, OCR, approvals, matching, payments, KPIs, and costs.",[],[],"automate-accounts-payable-without-replacing-erp","blog/automate-accounts-payable-without-replacing-erp",-3870,[],"cc649fac-5367-49d8-bd71-bbf3f495a71e",[],[4107,4108,4109],{"path":4101,"name":26,"lang":37,"published":26},{"path":4101,"name":26,"lang":39,"published":26},{"path":4101,"name":26,"lang":41,"published":26},{"name":4111,"created_at":4112,"published_at":4113,"updated_at":4114,"id":4115,"uuid":4116,"content":4117,"slug":4152,"full_slug":4153,"sort_by_date":26,"position":4154,"tag_list":4155,"is_startpage":29,"parent_id":2319,"meta_data":26,"group_id":4156,"first_published_at":4113,"release_id":26,"lang":33,"path":26,"alternates":4157,"default_full_slug":4153,"translated_slugs":4158},"Remittance advice: what it is and how AP teams use it for reconciliation","2026-10-23T14:35:31.802Z","2026-10-23T14:39:17.541Z","2026-10-23T14:39:17.572Z",233785474309303,"6e0d4793-6761-46c8-8995-6bc1aedc024e",{"_uid":4118,"title":4111,"topics":4119,"noIndex":29,"category":4128,"language":4137,"component":2285,"heroMedia":4138,"publishedAt":4139,"redirectUrl":88,"leadwallForm":4140,"listingImage":4141,"leadwallTitle":88,"metaDescription":4149,"bottomArticleCta":4150,"leadwallSubtitle":88,"isLeadwallEnabled":29,"componentsAfterTheArticle":4151,"leadwallVisibleParagraphs":88},"c2da75c3-42ce-471d-95a2-5f245763cfc7",[4120],{"name":133,"created_at":134,"published_at":135,"updated_at":136,"id":137,"uuid":138,"content":4121,"slug":149,"full_slug":150,"sort_by_date":26,"position":151,"tag_list":4122,"is_startpage":29,"parent_id":153,"meta_data":26,"group_id":154,"first_published_at":155,"release_id":26,"lang":33,"path":26,"alternates":4123,"default_full_slug":150,"translated_slugs":4124,"_stopResolving":42},{"_uid":148,"name":133,"component":23},[],[],[4125,4126,4127],{"path":150,"name":26,"lang":37,"published":26},{"path":150,"name":26,"lang":39,"published":26},{"path":150,"name":26,"lang":41,"published":26},{"name":2273,"created_at":2274,"published_at":16,"updated_at":2275,"id":2276,"uuid":2277,"content":4129,"slug":2285,"full_slug":2286,"sort_by_date":26,"position":27,"tag_list":4131,"is_startpage":29,"parent_id":2288,"meta_data":26,"group_id":2289,"first_published_at":2290,"release_id":26,"lang":33,"path":26,"alternates":4132,"default_full_slug":2286,"translated_slugs":4133,"_stopResolving":42},{"_uid":2279,"icon":4130,"name":2273,"component":2284},{"id":2281,"alt":2282,"name":88,"focus":88,"title":88,"filename":2283,"copyright":88,"fieldtype":93,"is_external_url":29},[],[],[4134,4135,4136],{"path":2286,"name":26,"lang":37,"published":26},{"path":2286,"name":26,"lang":39,"published":26},{"path":2286,"name":26,"lang":41,"published":26},[33],[],"2026-10-23 14:35",[],[4142],{"_uid":4143,"link":4144,"asset":4145,"caption":88,"component":2311},"6e22fa63-dbaa-44f1-a14a-98dc35d0f671",{"id":88,"url":88,"linktype":2305,"fieldtype":98,"cached_url":88},{"id":4146,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":4147,"copyright":88,"fieldtype":93,"meta_data":4148,"is_external_url":29},233786239749045,"https://a.storyblok.com/f/146026/1536x1024/addeacd52d/remittance-advice.png",{},"Learn what remittance advice includes and how AP teams use it to reconcile supplier payments against invoices, including partial payments and deductions.",[],[],"remittance-advice-ap-reconciliation","blog/remittance-advice-ap-reconciliation",-3860,[],"b1902b24-0f04-4785-ad8b-86c4846ec179",[],[4159,4160,4161],{"path":4153,"name":26,"lang":37,"published":26},{"path":4153,"name":26,"lang":39,"published":26},{"path":4153,"name":26,"lang":41,"published":26},{"name":4163,"created_at":4164,"published_at":4165,"updated_at":4166,"id":4167,"uuid":4168,"content":4169,"slug":4204,"full_slug":4205,"sort_by_date":26,"position":4206,"tag_list":4207,"is_startpage":29,"parent_id":2319,"meta_data":26,"group_id":4208,"first_published_at":4165,"release_id":26,"lang":33,"path":26,"alternates":4209,"default_full_slug":4205,"translated_slugs":4210},"Outsourcing accounts payable vs automating it: which fits your finance team?","2026-10-23T12:55:39.318Z","2026-10-23T13:35:00.102Z","2026-10-23T13:35:00.133Z",233760929087915,"695799a7-2608-476d-8f42-6b470d6e23df",{"_uid":4170,"title":4163,"topics":4171,"noIndex":29,"category":4180,"language":4189,"component":2285,"heroMedia":4190,"publishedAt":4191,"redirectUrl":88,"leadwallForm":4192,"listingImage":4193,"leadwallTitle":88,"metaDescription":4201,"bottomArticleCta":4202,"leadwallSubtitle":88,"isLeadwallEnabled":29,"componentsAfterTheArticle":4203,"leadwallVisibleParagraphs":88},"d858e1ec-e7b7-4174-8968-29b2480a0078",[4172],{"name":133,"created_at":134,"published_at":135,"updated_at":136,"id":137,"uuid":138,"content":4173,"slug":149,"full_slug":150,"sort_by_date":26,"position":151,"tag_list":4174,"is_startpage":29,"parent_id":153,"meta_data":26,"group_id":154,"first_published_at":155,"release_id":26,"lang":33,"path":26,"alternates":4175,"default_full_slug":150,"translated_slugs":4176,"_stopResolving":42},{"_uid":148,"name":133,"component":23},[],[],[4177,4178,4179],{"path":150,"name":26,"lang":37,"published":26},{"path":150,"name":26,"lang":39,"published":26},{"path":150,"name":26,"lang":41,"published":26},{"name":2273,"created_at":2274,"published_at":16,"updated_at":2275,"id":2276,"uuid":2277,"content":4181,"slug":2285,"full_slug":2286,"sort_by_date":26,"position":27,"tag_list":4183,"is_startpage":29,"parent_id":2288,"meta_data":26,"group_id":2289,"first_published_at":2290,"release_id":26,"lang":33,"path":26,"alternates":4184,"default_full_slug":2286,"translated_slugs":4185,"_stopResolving":42},{"_uid":2279,"icon":4182,"name":2273,"component":2284},{"id":2281,"alt":2282,"name":88,"focus":88,"title":88,"filename":2283,"copyright":88,"fieldtype":93,"is_external_url":29},[],[],[4186,4187,4188],{"path":2286,"name":26,"lang":37,"published":26},{"path":2286,"name":26,"lang":39,"published":26},{"path":2286,"name":26,"lang":41,"published":26},[33],[],"2026-10-23 12:55",[],[4194],{"_uid":4195,"link":4196,"asset":4197,"caption":88,"component":2311},"96238e75-eddb-4365-9521-1b136fc8cd86",{"id":88,"url":88,"linktype":2305,"fieldtype":98,"cached_url":88},{"id":4198,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":4199,"copyright":88,"fieldtype":93,"meta_data":4200,"is_external_url":29},233770522256702,"https://a.storyblok.com/f/146026/1536x1024/b7fd599d19/automating-accounts-payable.png",{"size":2310},"Compare outsourcing AP against in-house automation. See pricing, controls, SLAs, and a transition plan to choose the right model for your team.",[],[],"outsource-accounts-payable-vs-automate","blog/outsource-accounts-payable-vs-automate",-3850,[],"17bf3f3b-4101-4ed8-8518-75d5dac6d062",[],[4211,4212,4213],{"path":4205,"name":26,"lang":37,"published":26},{"path":4205,"name":26,"lang":39,"published":26},{"path":4205,"name":26,"lang":41,"published":26},{"name":4215,"created_at":4216,"published_at":4217,"updated_at":4218,"id":4219,"uuid":4220,"content":4221,"slug":4257,"full_slug":4258,"sort_by_date":26,"position":4259,"tag_list":4260,"is_startpage":29,"parent_id":2319,"meta_data":26,"group_id":4261,"first_published_at":4217,"release_id":26,"lang":33,"path":26,"alternates":4262,"default_full_slug":4258,"translated_slugs":4263},"The purchase ledger: what UK finance teams keep in it","2026-10-16T16:08:47.758Z","2026-10-16T16:12:01.247Z","2026-10-16T16:12:01.263Z",231331134538337,"ed72a785-fb13-46aa-92b4-153908ec3b6f",{"_uid":4222,"title":4215,"topics":4223,"noIndex":29,"category":4232,"language":4241,"component":2285,"heroMedia":4242,"publishedAt":4243,"redirectUrl":88,"leadwallForm":4244,"listingImage":4245,"leadwallTitle":88,"metaDescription":4254,"bottomArticleCta":4255,"leadwallSubtitle":88,"isLeadwallEnabled":29,"componentsAfterTheArticle":4256,"leadwallVisibleParagraphs":88},"b8e65901-3a64-45fe-b05f-efedc77a079b",[4224],{"name":133,"created_at":134,"published_at":135,"updated_at":136,"id":137,"uuid":138,"content":4225,"slug":149,"full_slug":150,"sort_by_date":26,"position":151,"tag_list":4226,"is_startpage":29,"parent_id":153,"meta_data":26,"group_id":154,"first_published_at":155,"release_id":26,"lang":33,"path":26,"alternates":4227,"default_full_slug":150,"translated_slugs":4228,"_stopResolving":42},{"_uid":148,"name":133,"component":23},[],[],[4229,4230,4231],{"path":150,"name":26,"lang":37,"published":26},{"path":150,"name":26,"lang":39,"published":26},{"path":150,"name":26,"lang":41,"published":26},{"name":2273,"created_at":2274,"published_at":16,"updated_at":2275,"id":2276,"uuid":2277,"content":4233,"slug":2285,"full_slug":2286,"sort_by_date":26,"position":27,"tag_list":4235,"is_startpage":29,"parent_id":2288,"meta_data":26,"group_id":2289,"first_published_at":2290,"release_id":26,"lang":33,"path":26,"alternates":4236,"default_full_slug":2286,"translated_slugs":4237,"_stopResolving":42},{"_uid":2279,"icon":4234,"name":2273,"component":2284},{"id":2281,"alt":2282,"name":88,"focus":88,"title":88,"filename":2283,"copyright":88,"fieldtype":93,"is_external_url":29},[],[],[4238,4239,4240],{"path":2286,"name":26,"lang":37,"published":26},{"path":2286,"name":26,"lang":39,"published":26},{"path":2286,"name":26,"lang":41,"published":26},[33],[],"2026-10-16 16:08",[],[4246],{"_uid":4247,"link":4248,"asset":4249,"caption":88,"component":2311},"cec226d1-3058-43aa-8a76-1c4f222283ec",{"id":88,"url":88,"linktype":2305,"fieldtype":98,"cached_url":88},{"id":4250,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":4251,"copyright":88,"fieldtype":93,"meta_data":4252,"is_external_url":29},231331352850240,"https://a.storyblok.com/f/146026/1248x832/9c4b82139a/the-purchase-ledger-for-uk-finance-teams.png",{"size":4253},"1248x832","Learn what a purchase ledger is, how it works, and how to record supplier invoices, reconcile balances and manage accounts payable accurately.",[],[],"purchase-ledger-uk-finance","blog/purchase-ledger-uk-finance",-3760,[],"7e449c40-1e7a-4efa-a42e-e923ce191e78",[],[4264,4265,4266],{"path":4258,"name":26,"lang":37,"published":26},{"path":4258,"name":26,"lang":39,"published":26},{"path":4258,"name":26,"lang":41,"published":26},{"name":4268,"created_at":4269,"published_at":4270,"updated_at":4271,"id":4272,"uuid":4273,"content":4274,"slug":4311,"full_slug":4312,"sort_by_date":26,"position":4313,"tag_list":4314,"is_startpage":29,"parent_id":2319,"meta_data":26,"group_id":4315,"first_published_at":4316,"release_id":26,"lang":33,"path":26,"alternates":4317,"default_full_slug":4312,"translated_slugs":4318},"AI Spend Management: A CFO's Guide to Cost Control","2026-10-16T13:35:24.467Z","2026-10-19T13:13:04.162Z","2026-10-19T13:13:04.179Z",231293437862343,"bd6afc02-4faa-40e4-9b4c-f4cdd18fcd54",{"_uid":4275,"title":4276,"topics":4277,"noIndex":29,"category":4286,"language":4295,"component":2285,"heroMedia":4296,"publishedAt":4297,"redirectUrl":88,"leadwallForm":4298,"listingImage":4299,"leadwallTitle":88,"metaDescription":4308,"bottomArticleCta":4309,"leadwallSubtitle":88,"isLeadwallEnabled":29,"componentsAfterTheArticle":4310,"leadwallVisibleParagraphs":88},"15525307-8833-41a7-a581-332564987d10","Guest Blog: Why AI and SaaS spending is spiralling, and how CFOs can regain control",[4278],{"name":133,"created_at":134,"published_at":135,"updated_at":136,"id":137,"uuid":138,"content":4279,"slug":149,"full_slug":150,"sort_by_date":26,"position":151,"tag_list":4280,"is_startpage":29,"parent_id":153,"meta_data":26,"group_id":154,"first_published_at":155,"release_id":26,"lang":33,"path":26,"alternates":4281,"default_full_slug":150,"translated_slugs":4282,"_stopResolving":42},{"_uid":148,"name":133,"component":23},[],[],[4283,4284,4285],{"path":150,"name":26,"lang":37,"published":26},{"path":150,"name":26,"lang":39,"published":26},{"path":150,"name":26,"lang":41,"published":26},{"name":2273,"created_at":2274,"published_at":16,"updated_at":2275,"id":2276,"uuid":2277,"content":4287,"slug":2285,"full_slug":2286,"sort_by_date":26,"position":27,"tag_list":4289,"is_startpage":29,"parent_id":2288,"meta_data":26,"group_id":2289,"first_published_at":2290,"release_id":26,"lang":33,"path":26,"alternates":4290,"default_full_slug":2286,"translated_slugs":4291,"_stopResolving":42},{"_uid":2279,"icon":4288,"name":2273,"component":2284},{"id":2281,"alt":2282,"name":88,"focus":88,"title":88,"filename":2283,"copyright":88,"fieldtype":93,"is_external_url":29},[],[],[4292,4293,4294],{"path":2286,"name":26,"lang":37,"published":26},{"path":2286,"name":26,"lang":39,"published":26},{"path":2286,"name":26,"lang":41,"published":26},[33],[],"2026-10-16 13:35",[],[4300],{"_uid":4301,"link":4302,"asset":4303,"caption":88,"component":2311},"fceff6bd-f6ce-4052-aaac-e2681e435685",{"id":88,"url":88,"linktype":2305,"fieldtype":98,"cached_url":88},{"id":4304,"alt":4305,"name":88,"focus":88,"title":88,"source":88,"filename":4306,"copyright":88,"fieldtype":93,"meta_data":4307,"is_external_url":29},231329717813017,"receipts going down the sides of mountains with a magnifier to signify a deeper look at the findings of this 2026 business spend report","https://a.storyblok.com/f/146026/1536x1024/2316330572/business-spend-report-insight-purple.png",{"alt":4305},"A finance expert Lisa Press examines why AI and SaaS costs are rising, what Spendesk's 2026 data reveals, and how CFOs can control spending.",[],[],"ai-saas-spend-management","blog/ai-saas-spend-management",-3730,[],"e8bddbc6-cecb-4d03-bc14-21e60492952b","2026-10-16T13:47:07.732Z",[],[4319,4320,4321],{"path":4312,"name":26,"lang":37,"published":26},{"path":4312,"name":26,"lang":39,"published":26},{"path":4312,"name":26,"lang":41,"published":26},{"name":4323,"created_at":4324,"published_at":4325,"updated_at":4326,"id":4327,"uuid":4328,"content":4329,"slug":4382,"full_slug":4383,"sort_by_date":26,"position":4384,"tag_list":4385,"is_startpage":29,"parent_id":2319,"meta_data":26,"group_id":4386,"first_published_at":4387,"release_id":26,"lang":33,"path":26,"alternates":4388,"default_full_slug":4383,"translated_slugs":4389},"Balance sheet reconciliation: How to avoid month-end surprises","2026-08-28T17:32:27.761Z","2026-09-04T15:07:51.586Z","2026-09-04T15:07:51.605Z",214010870878407,"4a530fa8-3502-4e78-8868-86d972e2fabf",{"_uid":4330,"title":4323,"topics":4331,"noIndex":29,"category":4360,"language":4369,"component":2285,"heroMedia":4370,"publishedAt":4371,"redirectUrl":88,"listingImage":4372,"metaDescription":4379,"bottomArticleCta":4380,"componentsAfterTheArticle":4381},"df6e3dd2-c457-4844-8303-94f45305576b",[4332,4340],{"name":133,"created_at":134,"published_at":135,"updated_at":136,"id":137,"uuid":138,"content":4333,"slug":149,"full_slug":150,"sort_by_date":26,"position":151,"tag_list":4334,"is_startpage":29,"parent_id":153,"meta_data":26,"group_id":154,"first_published_at":155,"release_id":26,"lang":33,"path":26,"alternates":4335,"default_full_slug":150,"translated_slugs":4336,"_stopResolving":42},{"_uid":148,"name":133,"component":23},[],[],[4337,4338,4339],{"path":150,"name":26,"lang":37,"published":26},{"path":150,"name":26,"lang":39,"published":26},{"path":150,"name":26,"lang":41,"published":26},{"name":4341,"created_at":4342,"published_at":4343,"updated_at":4344,"id":4345,"uuid":4346,"content":4347,"slug":4349,"full_slug":4350,"sort_by_date":26,"position":4351,"tag_list":4352,"is_startpage":29,"parent_id":153,"meta_data":26,"group_id":4353,"first_published_at":4354,"release_id":26,"lang":33,"path":26,"alternates":4355,"default_full_slug":4350,"translated_slugs":4356,"_stopResolving":42},"Reporting","2022-10-19T17:57:57.412Z","2026-09-29T09:13:58.137Z","2026-09-29T09:13:58.156Z",206171432,"04b7c46b-41d5-4680-8210-f85c3689250e",{"_uid":4348,"name":4341,"component":23},"d4a7f789-600a-49a7-9bf3-8af2ff7b8eb5","reporting","blog/topic/reporting",-360,[],"ab2a6f5a-5b46-492e-b877-f50b5bf96abe","2022-11-02T15:24:45.442Z",[],[4357,4358,4359],{"path":4350,"name":26,"lang":37,"published":26},{"path":4350,"name":26,"lang":39,"published":26},{"path":4350,"name":26,"lang":41,"published":26},{"name":2273,"created_at":2274,"published_at":16,"updated_at":2275,"id":2276,"uuid":2277,"content":4361,"slug":2285,"full_slug":2286,"sort_by_date":26,"position":27,"tag_list":4363,"is_startpage":29,"parent_id":2288,"meta_data":26,"group_id":2289,"first_published_at":2290,"release_id":26,"lang":33,"path":26,"alternates":4364,"default_full_slug":2286,"translated_slugs":4365,"_stopResolving":42},{"_uid":2279,"icon":4362,"name":2273,"component":2284},{"id":2281,"alt":2282,"name":88,"focus":88,"title":88,"filename":2283,"copyright":88,"fieldtype":93,"is_external_url":29},[],[],[4366,4367,4368],{"path":2286,"name":26,"lang":37,"published":26},{"path":2286,"name":26,"lang":39,"published":26},{"path":2286,"name":26,"lang":41,"published":26},[33],[],"2026-09-07 00:00",[4373],{"_uid":4374,"asset":4375,"caption":88,"component":2311},"f8cb77fb-7137-4220-a532-11ccf05d1619",{"id":4376,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":4377,"copyright":88,"fieldtype":93,"meta_data":4378,"is_external_url":29},214040980694357,"https://a.storyblok.com/f/146026/1536x1024/4b66c7b5a4/1782150626989-b6y1sh.jpg",{},"Monthly balance sheet reconciliation guide for UK finance teams: reduce close surprises, strengthen controls, and improve evidence.",[],[],"balance-sheet-reconciliation","blog/balance-sheet-reconciliation",-3090,[],"7634be2b-219b-414d-a396-044790e31c88","2026-09-04T15:07:47.574Z",[],[4390,4391,4392],{"path":4383,"name":26,"lang":37,"published":26},{"path":4383,"name":26,"lang":39,"published":26},{"path":4383,"name":26,"lang":41,"published":26},{"name":4394,"created_at":4395,"published_at":4396,"updated_at":4397,"id":4398,"uuid":4399,"content":4400,"slug":4452,"full_slug":4453,"sort_by_date":26,"position":4454,"tag_list":4455,"is_startpage":29,"parent_id":2319,"meta_data":26,"group_id":4456,"first_published_at":4457,"release_id":26,"lang":33,"path":26,"alternates":4458,"default_full_slug":4453,"translated_slugs":4459},"Deferred revenue and how to account for it correctly under UK GAAP","2026-08-28T17:31:16.095Z","2026-09-04T15:07:31.224Z","2026-09-04T15:07:31.245Z",214010577350851,"788d30c4-728b-458c-8bae-aeb99540a1a5",{"_uid":4401,"title":4394,"topics":4402,"noIndex":29,"category":4431,"language":4440,"component":2285,"heroMedia":4441,"publishedAt":4371,"redirectUrl":88,"listingImage":4442,"metaDescription":4449,"bottomArticleCta":4450,"componentsAfterTheArticle":4451},"5fc24711-c85b-4643-a405-4eca35486ae5",[4403,4411],{"name":133,"created_at":134,"published_at":135,"updated_at":136,"id":137,"uuid":138,"content":4404,"slug":149,"full_slug":150,"sort_by_date":26,"position":151,"tag_list":4405,"is_startpage":29,"parent_id":153,"meta_data":26,"group_id":154,"first_published_at":155,"release_id":26,"lang":33,"path":26,"alternates":4406,"default_full_slug":150,"translated_slugs":4407,"_stopResolving":42},{"_uid":148,"name":133,"component":23},[],[],[4408,4409,4410],{"path":150,"name":26,"lang":37,"published":26},{"path":150,"name":26,"lang":39,"published":26},{"path":150,"name":26,"lang":41,"published":26},{"name":4412,"created_at":4413,"published_at":4414,"updated_at":4415,"id":4416,"uuid":4417,"content":4418,"slug":4420,"full_slug":4421,"sort_by_date":26,"position":4422,"tag_list":4423,"is_startpage":29,"parent_id":153,"meta_data":26,"group_id":4424,"first_published_at":4425,"release_id":26,"lang":33,"path":26,"alternates":4426,"default_full_slug":4421,"translated_slugs":4427,"_stopResolving":42},"Finance tools & tech","2022-10-23T14:54:45.602Z","2026-09-29T09:14:51.769Z","2026-09-29T09:14:51.790Z",208013309,"1ea23fbc-cf76-421e-a8c6-73b89787bb95",{"_uid":4419,"name":4412,"component":23,"hubspotId":88},"3f4c451e-8e90-42af-8ab4-49c7a12230b6","finance-tools-tech","blog/topic/finance-tools-tech",-550,[],"fb813b9f-0756-465f-92a3-1598217d5c5c","2022-11-02T15:24:38.734Z",[],[4428,4429,4430],{"path":4421,"name":26,"lang":37,"published":26},{"path":4421,"name":26,"lang":39,"published":26},{"path":4421,"name":26,"lang":41,"published":26},{"name":2273,"created_at":2274,"published_at":16,"updated_at":2275,"id":2276,"uuid":2277,"content":4432,"slug":2285,"full_slug":2286,"sort_by_date":26,"position":27,"tag_list":4434,"is_startpage":29,"parent_id":2288,"meta_data":26,"group_id":2289,"first_published_at":2290,"release_id":26,"lang":33,"path":26,"alternates":4435,"default_full_slug":2286,"translated_slugs":4436,"_stopResolving":42},{"_uid":2279,"icon":4433,"name":2273,"component":2284},{"id":2281,"alt":2282,"name":88,"focus":88,"title":88,"filename":2283,"copyright":88,"fieldtype":93,"is_external_url":29},[],[],[4437,4438,4439],{"path":2286,"name":26,"lang":37,"published":26},{"path":2286,"name":26,"lang":39,"published":26},{"path":2286,"name":26,"lang":41,"published":26},[33],[],[4443],{"_uid":4444,"asset":4445,"caption":88,"component":2311},"c36ccde7-691d-4d7c-97a4-5c6614beb4f0",{"id":4446,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":4447,"copyright":88,"fieldtype":93,"meta_data":4448,"is_external_url":29},214039434143049,"https://a.storyblok.com/f/146026/1536x1024/5324e9e43f/1782150731429-1hhyqs.jpg",{},"Learn how to record deferred revenue under UK GAAP, with journal entries, balance sheet presentation, and what 2026 FRS 102 changes mean.",[],[],"deferred-revenue","blog/deferred-revenue",-3080,[],"fa3865dd-0da6-4bdb-a147-bd3a2bc5b106","2026-08-27T00:00:00.000Z",[],[4460,4461,4462],{"path":4453,"name":26,"lang":37,"published":26},{"path":4453,"name":26,"lang":39,"published":26},{"path":4453,"name":26,"lang":41,"published":26},{"name":4464,"created_at":4465,"published_at":4466,"updated_at":4467,"id":4468,"uuid":4469,"content":4470,"slug":4503,"full_slug":4504,"sort_by_date":4505,"position":4506,"tag_list":4507,"is_startpage":29,"parent_id":2319,"meta_data":26,"group_id":4508,"first_published_at":4466,"release_id":26,"lang":33,"path":26,"alternates":4509,"default_full_slug":4504,"translated_slugs":4510},"Making Tax Digital penalties: What triggers them and how to stay compliant","2026-08-28T14:11:35.773Z","2026-09-01T15:48:23.567Z","2026-09-01T15:48:23.632Z",213961505945487,"3750568b-b238-412f-a7ff-2dd0f6f13d60",{"_uid":4471,"title":4464,"topics":4472,"noIndex":29,"category":4481,"language":4490,"component":2285,"heroMedia":4491,"publishedAt":4492,"redirectUrl":88,"listingImage":4493,"metaDescription":4500,"bottomArticleCta":4501,"componentsAfterTheArticle":4502},"ee31c6e2-29c7-4b1c-a29c-60392656bbce",[4473],{"name":133,"created_at":134,"published_at":135,"updated_at":136,"id":137,"uuid":138,"content":4474,"slug":149,"full_slug":150,"sort_by_date":26,"position":151,"tag_list":4475,"is_startpage":29,"parent_id":153,"meta_data":26,"group_id":154,"first_published_at":155,"release_id":26,"lang":33,"path":26,"alternates":4476,"default_full_slug":150,"translated_slugs":4477,"_stopResolving":42},{"_uid":148,"name":133,"component":23},[],[],[4478,4479,4480],{"path":150,"name":26,"lang":37,"published":26},{"path":150,"name":26,"lang":39,"published":26},{"path":150,"name":26,"lang":41,"published":26},{"name":2273,"created_at":2274,"published_at":16,"updated_at":2275,"id":2276,"uuid":2277,"content":4482,"slug":2285,"full_slug":2286,"sort_by_date":26,"position":27,"tag_list":4484,"is_startpage":29,"parent_id":2288,"meta_data":26,"group_id":2289,"first_published_at":2290,"release_id":26,"lang":33,"path":26,"alternates":4485,"default_full_slug":2286,"translated_slugs":4486,"_stopResolving":42},{"_uid":2279,"icon":4483,"name":2273,"component":2284},{"id":2281,"alt":2282,"name":88,"focus":88,"title":88,"filename":2283,"copyright":88,"fieldtype":93,"is_external_url":29},[],[],[4487,4488,4489],{"path":2286,"name":26,"lang":37,"published":26},{"path":2286,"name":26,"lang":39,"published":26},{"path":2286,"name":26,"lang":41,"published":26},[33],[],"2026-08-28 14:11",[4494],{"_uid":4495,"asset":4496,"caption":88,"component":2311},"3f628ae0-4fbf-449f-adcc-4f78b9afb564",{"id":4497,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":4498,"copyright":88,"fieldtype":93,"meta_data":4499,"is_external_url":29},213984616885748,"https://a.storyblok.com/f/146026/1376x768/a999c774e0/1779250172485-ycroa4-1.png",{},"Late MTD submissions trigger penalty points; late payments add percentage charges. Here's what triggers them and how to avoid them.",[],[],"making-tax-digital-penalties","blog/making-tax-digital-penalties","2026-08-27",-3040,[],"ef416d87-5906-4812-bcbf-2c1c85614af5",[],[4511,4512,4513],{"path":4504,"name":26,"lang":37,"published":26},{"path":4504,"name":26,"lang":39,"published":26},{"path":4504,"name":26,"lang":41,"published":26},{"name":4515,"created_at":4516,"published_at":4517,"updated_at":4518,"id":4519,"uuid":4520,"content":4521,"slug":4555,"full_slug":4556,"sort_by_date":26,"position":4557,"tag_list":4558,"is_startpage":29,"parent_id":2319,"meta_data":26,"group_id":4559,"first_published_at":4560,"release_id":26,"lang":33,"path":26,"alternates":4561,"default_full_slug":4556,"translated_slugs":4562},"The Complete Month-End Close Guide","2026-08-21T10:38:22.246Z","2026-08-24T14:37:16.070Z","2026-08-24T14:37:16.091Z",211431842836746,"7491ae18-c39d-42cd-9432-d2d0325ad844",{"_uid":4522,"title":4515,"topics":4523,"noIndex":29,"category":4532,"language":4541,"component":2285,"heroMedia":4542,"publishedAt":4543,"redirectUrl":88,"listingImage":4544,"metaDescription":4552,"bottomArticleCta":4553,"componentsAfterTheArticle":4554},"79032808-dd5f-4a75-8f1d-4a0d31f3bd3a",[4524],{"name":133,"created_at":134,"published_at":135,"updated_at":136,"id":137,"uuid":138,"content":4525,"slug":149,"full_slug":150,"sort_by_date":26,"position":151,"tag_list":4526,"is_startpage":29,"parent_id":153,"meta_data":26,"group_id":154,"first_published_at":155,"release_id":26,"lang":33,"path":26,"alternates":4527,"default_full_slug":150,"translated_slugs":4528,"_stopResolving":42},{"_uid":148,"name":133,"component":23},[],[],[4529,4530,4531],{"path":150,"name":26,"lang":37,"published":26},{"path":150,"name":26,"lang":39,"published":26},{"path":150,"name":26,"lang":41,"published":26},{"name":2273,"created_at":2274,"published_at":16,"updated_at":2275,"id":2276,"uuid":2277,"content":4533,"slug":2285,"full_slug":2286,"sort_by_date":26,"position":27,"tag_list":4535,"is_startpage":29,"parent_id":2288,"meta_data":26,"group_id":2289,"first_published_at":2290,"release_id":26,"lang":33,"path":26,"alternates":4536,"default_full_slug":2286,"translated_slugs":4537,"_stopResolving":42},{"_uid":2279,"icon":4534,"name":2273,"component":2284},{"id":2281,"alt":2282,"name":88,"focus":88,"title":88,"filename":2283,"copyright":88,"fieldtype":93,"is_external_url":29},[],[],[4538,4539,4540],{"path":2286,"name":26,"lang":37,"published":26},{"path":2286,"name":26,"lang":39,"published":26},{"path":2286,"name":26,"lang":41,"published":26},[33],[],"2026-08-21 00:00",[4545],{"_uid":4546,"asset":4547,"caption":88,"component":2311},"401b4fa2-b938-49da-88dd-ca3104741c82",{"id":4548,"alt":4549,"name":88,"focus":88,"title":88,"source":88,"filename":4550,"copyright":88,"fieldtype":93,"meta_data":4551,"is_external_url":29},211498482953922,"An abstract desk calendar with distorted pages, showcasing geometric lines and a grid pattern in shades of purple.","https://a.storyblok.com/f/146026/2400x1792/73436f25ea/month-end-close-checklist-spendesk.jpg",{"alt":4549,"title":88,"source":88,"copyright":88},"Learn how to complete a faster, more accurate month-end close with a practical checklist from Spendesk. ",[],[],"month-end-close-guide","blog/month-end-close-guide",-2690,[],"f46da72d-7895-4b67-b8f7-ad8d6ac5f670","2026-08-24T14:36:27.193Z",[],[4563,4564,4565],{"path":4556,"name":26,"lang":37,"published":26},{"path":4556,"name":26,"lang":39,"published":26},{"path":4556,"name":26,"lang":41,"published":26},{"name":4567,"created_at":4568,"published_at":4569,"updated_at":4570,"id":4571,"uuid":4572,"content":4573,"slug":4626,"full_slug":4627,"sort_by_date":26,"position":4628,"tag_list":4629,"is_startpage":29,"parent_id":2319,"meta_data":26,"group_id":4630,"first_published_at":4569,"release_id":26,"lang":33,"path":26,"alternates":4631,"default_full_slug":4627,"translated_slugs":4632},"5 corporate tax planning strategies most mid-market businesses overlook","2026-06-21T16:14:33.102Z","2026-06-30T07:50:31.485Z","2026-06-30T07:50:31.506Z",189926904285498,"c0cab1cc-2267-4794-a24f-158bb79588c6",{"_uid":4574,"title":4567,"topics":4575,"noIndex":29,"category":4604,"language":4613,"component":2285,"heroMedia":4614,"publishedAt":4621,"redirectUrl":88,"listingImage":4622,"metaDescription":4623,"bottomArticleCta":4624,"componentsAfterTheArticle":4625},"07005ae4-99b0-4b2f-b249-62433cf1f0c0",[4576,4584],{"name":133,"created_at":134,"published_at":135,"updated_at":136,"id":137,"uuid":138,"content":4577,"slug":149,"full_slug":150,"sort_by_date":26,"position":151,"tag_list":4578,"is_startpage":29,"parent_id":153,"meta_data":26,"group_id":154,"first_published_at":155,"release_id":26,"lang":33,"path":26,"alternates":4579,"default_full_slug":150,"translated_slugs":4580,"_stopResolving":42},{"_uid":148,"name":133,"component":23},[],[],[4581,4582,4583],{"path":150,"name":26,"lang":37,"published":26},{"path":150,"name":26,"lang":39,"published":26},{"path":150,"name":26,"lang":41,"published":26},{"name":4585,"created_at":4586,"published_at":4587,"updated_at":4588,"id":4589,"uuid":4590,"content":4591,"slug":4593,"full_slug":4594,"sort_by_date":26,"position":4595,"tag_list":4596,"is_startpage":29,"parent_id":153,"meta_data":26,"group_id":4597,"first_published_at":4598,"release_id":26,"lang":33,"path":26,"alternates":4599,"default_full_slug":4594,"translated_slugs":4600,"_stopResolving":42},"Fintech","2022-10-19T17:57:50.533Z","2026-09-29T09:14:05.776Z","2026-09-29T09:14:05.791Z",206171404,"94ef2b79-ef39-4ddb-ba77-abaff9b051ed",{"_uid":4592,"name":4585,"component":23},"16e6840d-5cff-46db-b4ee-e63ad7b07a55","fintech","blog/topic/fintech",-80,[],"a49fb63a-e971-415c-bf8b-ef68db8b0ae4","2022-11-02T15:24:54.822Z",[],[4601,4602,4603],{"path":4594,"name":26,"lang":37,"published":26},{"path":4594,"name":26,"lang":39,"published":26},{"path":4594,"name":26,"lang":41,"published":26},{"name":2273,"created_at":2274,"published_at":16,"updated_at":2275,"id":2276,"uuid":2277,"content":4605,"slug":2285,"full_slug":2286,"sort_by_date":26,"position":27,"tag_list":4607,"is_startpage":29,"parent_id":2288,"meta_data":26,"group_id":2289,"first_published_at":2290,"release_id":26,"lang":33,"path":26,"alternates":4608,"default_full_slug":2286,"translated_slugs":4609,"_stopResolving":42},{"_uid":2279,"icon":4606,"name":2273,"component":2284},{"id":2281,"alt":2282,"name":88,"focus":88,"title":88,"filename":2283,"copyright":88,"fieldtype":93,"is_external_url":29},[],[],[4610,4611,4612],{"path":2286,"name":26,"lang":37,"published":26},{"path":2286,"name":26,"lang":39,"published":26},{"path":2286,"name":26,"lang":41,"published":26},[33],[4615],{"_uid":4616,"asset":4617,"caption":88,"component":2311},"aca9c441-9358-45ca-889c-af70bf7f2fe1",{"id":4618,"alt":88,"name":88,"focus":88,"title":88,"source":88,"filename":4619,"copyright":88,"fieldtype":93,"meta_data":4620,"is_external_url":29},189927423877183,"https://a.storyblok.com/f/146026/1376x768/90b9e67f35/1778521717468-v1ey7.png",{},"2026-06-21 16:14",[],"5 corporate tax planning strategies UK mid-market finance teams miss, from marginal relief errors to Patent Box elections.",[],[],"corporate-tax-planning","blog/corporate-tax-planning",-2010,[],"e455aa73-62df-4845-8ede-3b6795f443eb",[],[4633,4634,4635],{"path":4627,"name":26,"lang":37,"published":26},{"path":4627,"name":26,"lang":39,"published":26},{"path":4627,"name":26,"lang":41,"published":26},[4637,4638,4639,4640],["Reactive",4214],["Reactive",4058],["Reactive",4267],["Reactive",4110],1792773787755]